The number of Americans claiming Social Security benefits is on the rise with the number of claims between January and May nearly 18% higher than the same time one year ago. And there could be risk to retirees overall earnings if the trend continues. Joining me now in studio is Larry Sprung, the founder of Milton Financial.So Larry, this is really interesting. saying, "We're seeing this surge in Americans claiming Social Security benefits at an early age, 62, highest in over two decades. What's driving this ...

The trust funds that the Social Security Administration relies on to pay millions of U.S. retiree benefits could be depleted by 2034, according to a government report released this week. https://t.co/R35PuhBeRp ...

Do these photos remind you of something. Maybe your childhood. Haven't you ever wanted some toy as a kid, but your parents said no. Has anyone here wanted some toy that their parents said no to.Gordy, what did you want. BB gun. A BB gun.Huh. I knew somebody was going to say that. Listen.You'll you'll shoot your eye out, kid. Well, for me, it is a PlayStation. But parents and probably many people here thank think think that a PlayStation is bad for your brain development.And yet, your lovable parents are put ...

Core Insights - GivBux, Inc. has finalized an agreement to acquire Charter House Financial AU, aiming to enhance its Super App and charitable giving platform [1][2][3] - The acquisition is expected to generate up to $200 million in revenue during its first full year of operations, leveraging Charter House's expertise in gold markets [3] - GivBux is shifting its strategic focus to integrate tangible assets with digital finance, particularly through gold-backed offerings [3][5] Company Developments - The acquisition of Charter House will allow GivBux to operate it as a wholly owned subsidiary, broadening access to gold-backed financial benefits [2][3] - GivBux has decided not to proceed with a previously announced strategic investment and a $39 million acquisition of VitorganAmerica.shop, reflecting a commitment to focus on high-value initiatives [4] - The GivBux Super App is designed to facilitate shopping and charitable giving, with features that include cash back on purchases and a user-friendly interface [6][7] Market Positioning - GivBux aims to build a community of givers, starting in the United States and expanding globally, positioning itself as a leader in ecommerce and charitable giving [7] - The company continues to see steady user growth and merchant adoption throughout 2025, indicating a positive trajectory in the fintech and digital commerce space [5]

New graduates are entering into one of the toughest job markets in recent history with unemployment rates for recent grads hitting 5.8% compared to just 4% for all workers. So, it's a crucial time for young people to make smart financial moves. I want to bring in Dena Healey who is the Prize Financial Vice President of Financial Planning and Advice.Great to have you here in studio with us. You have four pillars of advice for new graduates. Study your benefits, establish a strong credit history, develop a bu ...

Key Takeaways CVS reported Q1 MBR of 87.3%, up 310 bps year over year, aided by Medicare gains and reserve development. CVS booked a $431M reserve for expected losses related to individual exchange exit, adding 130 bps to MBR. CVS now expects full-year MBR of 91.3%, slightly better than its prior forecast of 91.5%.CVS Health (CVS) , through its Aetna business, uses the medical benefit ratio (MBR) to track the portion of premium revenues it spends on medical benefits for insured members. In the first quart ...

Core Viewpoint - UnitedHealth Group's stock has experienced a significant decline of approximately 50% since its peak in Q4 2024, leading to negative sentiment among shareholders [1] Group 1: Temporary Challenges - Most of the issues faced by UnitedHealth Group are expected to be temporary, including the aftermath of a cyberattack in February 2024 that cost over $2 billion [4] - Higher Medicare Advantage costs have led to the suspension of the company's 2025 full-year guidance, but a return to growth is anticipated in 2026 as insurers adjust premiums [5] - The sudden departure of former CEO Andrew Witty coincided with the withdrawal of the 2025 outlook, but investor concerns were alleviated with the return of Stephen Hemsley, who previously led the company during a period of significant stock growth [6] Group 2: Threat Assessment - The two main threats to UnitedHealth Group, a potential DOJ investigation for Medicare fraud and President Trump's goal to eliminate pharmacy benefits managers (PBMs), are viewed as uncertain [8] - The DOJ investigation is described as "alleged," with the company stating it has not been notified of any such investigation [9] - The removal of PBMs from the healthcare system is seen as a complex challenge that would require a comprehensive plan and significant legislative support, making it a low-probability threat [11] Group 3: Valuation Perspective - UnitedHealth Group's stock is currently trading at a forward price-to-earnings ratio of approximately 13.3, which is below the S&P 500 healthcare sector average of 16.6 and represents the lowest valuation for the company in over a decade [12] - The stock has shown a relatively stable trading pattern since the steep decline in April and May, suggesting that the share price may have bottomed out [13] - Positive developments, such as new full-year guidance, could serve as catalysts for the stock, making it an opportune time for investment [14]

Research Reveals How a Backyard Pool Can Help Kids Unplug and Dive Into Life Latham encourages families to swap swiping for swimming Kids jumping in pool LATHAM, N.Y., June 11, 2025 (GLOBE NEWSWIRE) -- Screen time in American adolescents is on the rise, with studies showing that children aged 8 to 12 spend an average of 4 to 6 hours per day in front of a smartphone, TV, gaming system, or other type of screen1. For teenagers, that number is even higher, clocking in at up to 9 hours per day. Unfortunately ...

More companies expanding choice, tackling high cost and reallocating benefit spendNEW YORK, June 10, 2025 (GLOBE NEWSWIRE) -- As U.S. employers grapple with heightened economic uncertainty and greater financial pressures on budgets, steering the right course on benefit strategy is more challenging than ever. This is according to a survey by WTW (NASDAQ: WTW), a leading global advisory, broking and solutions company. As a result, companies are turning to smarter spending, sharper focus and using benefits as ...

This will be the sixth straight year that a Florida based team is participating in the Stanley Cup final. And of course, a lot of people will talk about the state's tax benefits as uh a reason why Florida teams are doing so well. I know that you and Bill Daly have kind of dismissed that as a factor, but I'm curious uh Mr.. Commissioner, what is it about Florida's operating environment that enables its teams to consistently outperform. Since we had the salary cap in the economic system we have in 20056, u no ...