Payment Trends - Cash remains a popular payment method in America despite the rise of digital payment options [1] Consumer Behavior - Many Americans still use and prefer cash for various reasons [1]

Investment Opportunities - Low-risk cash options offer yields up to 500 basis points (500 bps) [1] - Opportunities exist in banks, credit unions, brokers, and Treasuries [1] Market Analysis - The report compares the best low-risk options currently available [1] Financial Instruments - Focus on cash investments and their potential returns [1]

Industry Overview - Singapore's Raffles Place hosts numerous money changers despite the prevalence of digital payment apps [1][2] - These money changers facilitate the exchange of approximately 150 global currencies daily [2] Demand Drivers - Tourism, especially during summer school vacations, fuels demand for cash due to Singapore's proximity to popular destinations like Thailand, Vietnam, and Bali [4] - Rising wealth enables more people to travel to places where cash is still preferred for transactions like food and tips [4] - Some businesses, such as shipping companies, require cash to pay staff salaries [3] Competitive Advantages - Money changers offer competitive exchange rates [5] - Many individuals, including sailors and tourists, prefer the security and tangibility of cash [5] - Money changers cater to needs beyond typical transactions, including YouTube money, hotel transfers, and flights [3]