Floods, Earthquakes and Detached Structures Require Additional CoverageLOS ANGELES, June 25, 2025 /PRNewswire/ -- While it's important to know what events are covered in your homeowners insurance policy, it's equally important to know what events are not covered. One of the biggest misunderstandings many policyholders have is the belief that, if their home is damaged or destroyed, their homeowners insurance policy will cover the cost of everything.Understanding what your policy does — and does not — cover i ...

Key Takeaways HRTG is resuming selective personal lines underwriting while focusing on E&S growth and rate discipline. HCI is expanding via Citizens policy takeouts and has launched a second reciprocal insurer, Tailrow. HCI plans a tax-free spin-off of Exzeo to unlock tech value. HRTG initiates a $10M share buyback.Despite the rise in catastrophic events, the property and casualty (P&C) insurance industry is poised for continued growth, fueled by a shift toward personalized offerings and enhanced customer ...

伴随5月新一轮存款利率下调，居民钱袋子"站"在了投资十字路口：理财、保险、证券市场，如何选 择？一波财富新知正加速走来。此外，在政府真金白银促消费政策刺激下，居民的消费意愿如何被进一 步撬动，也备受不同类型金融机构关注。 为助力金融机构接住这一波"富贵"，提升金融消费者对市场新信息的了解，南都·湾财社近期推出"理财 新知""投保新知""消费金融新知"等系列栏目，基于当前居民金融消费新需求新思考，拆解不同类型金 融机构服务新趋势，把脉财富增长新机遇。 理财新知： 存款迁移推升理财规模 行业监管新政"在路上" 存款利率进入"1"字头，居民存款正加速向新阵地转移。 央行数据显示，5月末非银存款单月增加近1.2万亿元，同比多增300亿元，创下近十年同期新高。东吴 证券首席经济学家芦哲认为，与下行的存款利率相比，资管产品的吸引力在提升，推动居民和企业存款 向非银机构迁移。 银行理财正成为"存款特种兵"的新"战场"。据中信证券测算，2025年5月银行理财规模上升3400亿元至 31.77万亿元，月末时点规模较2025年4月末提升约0.20万亿元（2020年-2024年5月月末平均增长0.10万 亿元）。"二季度以来，理财 ...

Let's talk about another economic side of the story and that is risk that is insurance because insurers everywhere are no doubt trying to figure out how to price in risk that exists and risk that may exist or may not in 3 6 12 months. Contessa Bur covers insurers here for us at CNBC and joins us now with this side of the story. So, Brian Morgan, what I heard from the head of aviation and marine for Lloyd's Market Association told me that ships already are notifying their insurers of their planned transit th ...

の希望視頻 起 齐鲁壹点 ) NCI 新华保险 5 � lia / 新华保险莱芜中支营业部经理 - 美K 诚信是保险服务的基石。从业者应坚守诚信原则，确保信息的真实性，避免误导客户。这要求保险从业者 在销售过程中保持客观、公正的态度，不夸大产品功能，不隐瞒重要信息。及时响应客户反馈，解决客户 问题，增强客户信任。 坚持服务创新 超越客户期待 服务创新是提升客户满意度的重要手段。从业人员应不断探索新的服务模式和专业活动，以满足客户日益 多样化的需求。她主导了一系列如"保单大梳理""日新读书会"等活动，通过医院慰问、理赔协助等实际行 动，提升了自己的专业度；通过一系列的读书、观影、插花等活动，增强了客户的归属感与信任度。 她成功协助一位乳腺癌客户获得30.3万元的全面理赔，涵盖多项保障，这一案例不仅彰显了她的专业能 力，也体现了保险的人文关怀。客户李先生身体抱恙，因病情急需去知名医院住院并手术，正好李先生是 新华5星级新华瑞客户，亓麦华便借助新华保险客户权益体系，为李先生快速提供检查加急速通、住院安 排速通、手术安排速通、就医协助、国内专家会诊五项服务，解决了李先生的燃眉之急，得到了李先生及 家人的好评。 惟季春 ...

[Music] The National Oceanic and Atmospheric Administration, known as NOAA, is predicting a 60% chance of an above normal hurricane season. The agency forecasting a range of 13 to 19 named storms with 6 to 10 of those becoming hurricanes, which means winds of 74 miles hour or higher. The 2024 hurricane season resulted in more than 182 billion in damages according to Noah, higher than the average annual cost for the past five years.We want to talk about financially preparing for the 2025 hurricane season. He ...

Heritage Insurance (HRTG) Conference June 11, 2025 01:00 PM ET Speaker0 Heritage Insurance. The ticker is h r t g. Joining us from the company, we have CEO, Ernie Guerretae and CFO, Kirk Lusk. And before I hand it over, a quick reminder, the Q and A tab is located at the bottom of your screen. Feel free to type in any questions throughout presentation, and we can save time for q and a at the end. But with that said, Ernie, take it away. Speaker1 Appreciate it. Thank you, Brandon. So thank you, everybody, fo ...

TransUnion analysis finds significant generational differences in migration trends, with implications for insurersCHICAGO, June 11, 2025 (GLOBE NEWSWIRE) -- Americans who relocated in 2024 sought out new locales, with the three most popular locations in the state of Texas—North Houston, Fort Worth and Austin. Overall, consumers left pricier and densely populated urban areas in favor of more affordable cities and suburbs in the southern U.S., according to TransUnion (NYSE: TRU) research focused on migration ...

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Commercial Lines Insurance Pricing Survey: Q1 2025NEW YORK, June 10, 2025 (GLOBE NEWSWIRE) -- While U.S. commercial insurance rates demonstrated an increase of 5.3% in the first quarter, the rate continued a downward trajectory compared with the prior two quarters (increases of 5.8% and 5.6%), according to the latest findings from WTW's Commercial Lines Insurance Pricing Survey (CLIPS). The survey compares premiums for policies underwritten during the first quarter of 2025 to those for the same coverage lin ...