The Dragonfly team analyzed all of your deal data over the past few years and found that the bulk of the investments are now for payments and stable coin companies with no signs of slowing down. What do you attribute this trend to? I mean, stable coin deals have dramatically increased this year alone. And we're not even done with 2025. I'm assuming the Genius Act stable coin bill becoming law a couple of months ago has something to do with it. >> Oh, absolutely. I would really chalk it up to two different t ...

Impact on Savings and Deposits - Savings and checking account rates generally follow the federal funds rate, but changes may be modest due to the small rate cut [2][3] - The best savings account rates have hovered around 4% APY, and fewer accounts may offer rates that high going forward [3] - CD rates are also tied to the federal funds rate and are expected to decrease [4] - Locking savings into a CD can guarantee a higher rate through the term, which is beneficial if further rate cuts are expected [5] Impact on Loans and Credit - Personal loan rates, recently averaging around 12%, are expected to drop slightly, with the best rates available to those with good to excellent credit [6][7][8] - Credit card rates are closely tied to the prime rate, which is also linked to the federal funds rate [9] - Credit card rates, recently averaging around 21% to 22%, remain one of the most expensive borrowing options [10] Impact on Investments - Fed rate cuts are generally positive for the market because lower borrowing costs allow companies to spend more on operations and expansion, potentially increasing stock values [11][12] - Investment decisions should be based on a well-diversified portfolio, time horizon, and risk tolerance, rather than solely on Fed actions [13]

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Market Trends & Monetary Policy - The Federal Reserve implemented a 25 basis point rate cut [1] - The report analyzes the impact of rate cuts on money, bank accounts, loans, credit cards, and investments [1] Generational Saving Habits - A TIAA report indicates that 20% of Gen Z are already saving for retirement [1] - The report features five ways to save like Gen Z, with insights from a certified financial planner at Fidato Wealth [1] Resources & Information - Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, and advanced tools [1] - Yahoo Finance encourages users to download their app on Apple and Android devices [1] - Yahoo Finance maintains a presence on various social media platforms, including X, Instagram, TikTok, Facebook, and LinkedIn [1]

Investment Strategy - Target-date funds adjust investments over time to manage risk [1] - Target-date funds align with retirement goals [1] Key Benefits - Real-world examples of target-date fund benefits are available [1]

Temasek's newly created global investments unit will largely avoid making smaller deals as it looks to manage fewer positions https://t.co/H4f16Lcttn ...

Investment Timing - Being early to investments can be a difficult position [1] - A correct investment thesis may take a long time for capital and price action to confirm if it's unpopular [1] Market Sentiment - Late capital and price action are needed to validate an early investment thesis [1]

We're building a venture capital with @MNCapital_vc and that's why I was super pleased to discuss VC investments with @viewfromhk on @new_era_finance.#Altcoin founders & retail investors can learn a lot from his advice.Watch it here:https://t.co/x9yux9vECA ...

Secretary of State Marco Rubio told South Korean Foreign Minister Cho Hyun that the US welcomes Seoul’s investments and wants to deepen cooperation https://t.co/vFxWCaqrwj ...

Market Trends & Investment Behavior - Fidelity Investments reports a record high of 595,000 401k millionaires in America during the second quarter [1] - The overall average 401k balance reached an all-time high this year as markets recovered [1] - The average 401k balance increased by 8% from the previous quarter, reaching $137,000 [1] - A significant 95% of overall 401k investors did not make any changes to their portfolios [1] Potential Risks & Opportunities - "Stuck money" refers to funds that are not properly invested, potentially within current or forgotten 401k accounts [1] - Maintaining a steady savings rate close to 15% (including employer contributions) is considered positive [3] - It's crucial to consider long-term goals when making investment decisions within 401k accounts [3]