Market Trends - Index funds have significantly increased their market share over the past 15 to 20 years [1] - Over 60% of managed US equity assets are now managed passively or in index funds [1] Active Management Performance - The firm is a dedicated active management firm that believes in outperforming benchmarks and passive funds [2] - The firm's studies show that in many cases, they can deliver excess performance net of fees over rolling one, three, five, and 10-year periods [2]

Mutual funds are losing billions as ETFs break records, prompting conversions by firms like Lazard and Aberdeen https://t.co/Rdb1h8HcI6 ...

Asset Growth - Thai mutual fund companies' assets reached a record 6200 billion baht in July [1]

Financial Awareness & Education - Financial knowledge is crucial for navigating job insecurity, career gaps, longer lifespans, and managing inheritances [6][7][8][9][11][12][13] - Indians are hesitant to discuss personal finances, leading to approximately 200 billion rupees (2 lakh crore rupees) unclaimed in various financial instruments as of April 2025 [3][4][5] - Financial literacy can be improved through discussion and education, especially within Indian households [2][3] Investment Strategies & Management - Individuals should inform family members about their investments to ensure funds are accessible during emergencies [14][15][16][18] - Access to investments is critical; families should have a way to access funds in emergencies, such as maintaining a password-protected record of credentials [19][20][21][22][23][24] - Nomination is essential for investments, as it provides legal access to investments after the investor's passing, preventing them from becoming dormant [25][26] - Emergency funds should be built based on age and life stage, ranging from 3 months of expenses in one's 20s to 1 year in one's 50s [28][29][30][31] - Emergency funds should be parked in easily accessible avenues like savings deposits or liquid funds [32] - Instead of liquidating investments during emergencies, consider pledging them to obtain a loan, ensuring the asset remains under ownership and continues to appreciate [33][34][35][36][37] - Seeking professional financial advice is crucial to align investments with individual risk profiles and financial goals, rather than making decisions based on incomplete knowledge or copying others [39][40][41][42][43]