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Andy· 2025-06-27 11:20
RT Wei Dai (@_weidai)Make sure you are a platform business if you are building software.Find ways to make your product more valuable as more people use it, i.e. manufacture network effects for your productIt may not be obvious but I believe you can platformize most software products ...
Foundry Local: Cutting-Edge AI experiences on device with ONNX Runtime/Olive — Emma Ning, Microsoft
AI Engineer· 2025-06-27 10:21
[Music] Hello everybody. Uh my name is Ima. I'm a program man uh product manager at Microsoft.It's a pleasure to talk to you today about Foundry local which enables developers to easily build up crossplatform applications powered by local AI. So let's get started. Uh the first question is if the cloud AI is so powerful why do we need local AI.So here are four key reasons based on our conversations and observations with our customers. So first of all, how does cloud AI work in environments with low network b ...
SoFi vs. OppFi: Which Fintech Stock Offers Better Momentum Now?
ZACKS· 2025-06-26 16:21
Core Insights - SoFi and OppFi are both growth-oriented fintech companies that are reshaping the traditional finance landscape, with SoFi focusing on prime borrowers and OppFi targeting subprime borrowers [1] Group 1: SoFi Overview - SoFi's growth strategy is significantly supported by its acquisition of Galileo, a B2B financial service platform, which enhances its position in the embedded finance market projected to grow at a CAGR of 16.8% through 2029 [2] - The company reported a 20% year-over-year growth in revenue for Q1 2025, with net income increasing by 217%, showcasing strong operational efficiency [4] - SoFi's member base grew by 34%, adding 800,000 members in the quarter, which improved cross-selling capabilities and reduced customer acquisition costs [5] - The Financial Services segment saw a remarkable 101% growth, while Lending and Technology Platforms grew by 25% and 10% respectively, indicating strong product potential [6] Group 2: OppFi Overview - OppFi targets underbanked customers, creating a niche in the alternative lending market expected to grow at a CAGR of 25.4% from 2025 to 2030 [7] - The company achieved a 10.1% year-over-year growth in revenue for Q1 2025, with adjusted net income soaring by 285.1%, reflecting strong operational leverage [8] - OppFi successfully reduced its net charge-off rate by 700 basis points from the previous quarter and 1300 basis points year-over-year, demonstrating effective risk management [9] - The company reported a 16% increase in net originations and a rise in auto-approval rates to 79%, up from 73% in the previous year [11] Group 3: Financial Estimates and Valuation - The Zacks Consensus Estimate for SoFi's 2025 sales is $3.3 billion, indicating a 26.2% year-over-year growth, with earnings expected to surge by 80% [12] - OppFi's 2025 sales estimate is $578.4 million, implying a 10% year-over-year growth, but earnings are projected to decline by 29.5% [15] - SoFi trades at a forward P/E ratio of 41.76X, while OppFi trades at 10.99X, suggesting that OppFi offers a more attractive valuation for investors [10][16] Group 4: Investment Outlook - OppFi is recommended as a strong buy due to its focus on underbanked customers and impressive quarterly results, while SoFi is rated as a hold due to its higher valuation [18][19]
HOPE Therapeutics, Inc. and NRx Pharmaceuticals, Inc. (NASDAQ:NRXP) Announce Agreement to Acquire Interest in Cohen and Associates, LLC for HOPE's Network of Interventional Psychiatry Clinics
Prnewswire· 2025-06-26 12:03
Cohen and Associates is a highly respected neuropsychiatry clinic in western Florida Cohen to serve as foundational clinic in the Sarasota - Bradenton area of Florida Acquisition expected to be immediately accretive to revenue and EBITDA MIAMI, June 26, 2025 /PRNewswire/ -- HOPE Therapeutics™, Inc. ("HOPE"), a multi-site clinical care delivery organization and wholly-owned subsidiary of NRx Pharmaceuticals, Inc. (NASDAQ: NRXP), a clinical-stage biopharmaceutical company, today announced the signing of a bi ...
Vaunt Adds Leviate Air to Operator Network, Expanding Access to Iconic HondaJet Experience
Globenewswire· 2025-06-26 12:00
Leviate joins Vaunt with 13 aircraft, including 6 HondaJets, reinforcing member demand for premium light jets ATLANTA, GA, June 26, 2025 (GLOBE NEWSWIRE) -- Volato Group, Inc. (the “Company” or “Volato”) (NYSE American: SOAR) today announced that Leviate Air Group has joined its Vaunt platform as an approved third-party operator, adding 13 additional aircraft to the network—including 6 HondaJets. The partnership strengthens Vaunt’s core offering in the light jet category and expands access to one of the mos ...
Nvidia CEO says robotics is chipmaker's biggest opportunity after AI
CNBC· 2025-06-25 17:43
Jensen Huang, CEO of Nvidia, is seen on stage next to a small robot during the Viva Technology conference dedicated to innovation and startups at Porte de Versailles exhibition center in Paris, France, June 11, 2025.Nvidia CEO Jensen Huang said that, other than artificial intelligence, robotics represents the chipmaker's biggest market for potential growth, and that self-driving cars would be the first major commercial application for the technology."We have many growth opportunities across our company, wit ...
Vaxart (VXRT) 2025 Earnings Call Presentation
2025-06-25 12:43
T h e C i t i z e n s L i f e S c i e n c e s C o n f e r e n c e R e d e f i n i n g t h e F u t u r e o f I m m u n i z a t i o n s Steven Lo Chief Executive Officer James F. Cummings, M.D. Chief Medical Officer May 7, 2025 Forward Looking Statement This presentation contains forward-looking statements that involve substantial risks and uncertainties. All statements, other than statements of historical facts, included in this press release regarding Vaxart's strategy, prospects, plans and objectives, resu ...
Matador Acquires 8.4 Bitcoin for CAD$1.2M, Bringing Its Total Bitcoin (and Bitcoin Equivalent) Holdings to 77
Globenewswire· 2025-06-25 11:00
TORONTO, June 25, 2025 (GLOBE NEWSWIRE) -- Matador Technologies Inc. (“Matador” or the “Company”) (TSXV: MATA, OTCQB: MATAF, FSE: IU3) announces that the Company has acquired an additional 8.4 bitcoin for CAD$1.2M (USD$878,763). The 8.4 bitcoin was acquired at an average price of USD$104,914 per bitcoin, inclusive of fees and expenses. The purchase was made following a recent market correction, in line with the Company’s Bitcoin acquisition policy, further reinforcing its conviction in Bitcoin as a long-ter ...
易方达基金陈彤:买方投顾的实践体会与展望
Morningstar晨星· 2025-06-25 08:22
自基金投顾试点五年以来,我国买方投顾业务取得了哪些成效与展业经验,又面临着怎样的发展趋 势与挑战?在养老金融中,投顾将扮演何种关键角色? 在晨星中国2025年度投资峰会上,易方达基金副总裁陈彤先生以《买方投顾之中国实践》为题,深 度剖析了中国投顾业务五年试点的成效、挑战与未来方向。 易方达基金副总裁陈彤 01 实践体会:坚持买方立场 陈彤先生指出, 基金投顾在改善投资者收益体验方面成效显著 ,数据显示,多家投顾试点机构 客户盈利占比达70%以上。他认为, 投顾的价值是多维度的 :它能改善客户的实际收益,也能有 效提供新的就业岗位,重置行业流量入口与销售格局,减少买卖双方的信息不对称,可以作为有 效的外部约束帮助资管行业重塑客户信任,优化行业基础设施建设。 陈彤强调, 投顾一定要坚持买方立场,培养真正将客户利益放在首位的文化 。他分享了围绕买 方投顾的一系列实践体会,例如:为实现客户利益最优,必须坚持全市场筛选基金;投顾板块应 设立与资产管理相隔离的独立投研团队,因为投资基础资产与研究基金产品存在差异,管理基金 的基金经理并不一定擅长做基金配置;同时,顾问与销售人员的立场、知识体系和目标不同,二 者也要分离。 ...
Sam Altman's advice to founders: Don't try to rebuild ChatGPT
Garry Tan· 2025-06-24 15:01
One of the classic questions is how do I uh start a startup that doesn't get run over by open AI. That's sort of the number one question that's in our chat. We don't want to run you over.Um look, we're going to do our thing hopefully very well. We are going to try to make the best superent out of chatbt that we can. We're going to add the things that we think we need to add to that.Um, but that is like one small part of the opportunity in front of us. And it makes us sad when people are like, I'm gonna star ...