Key Takeaways Synovus is expanding commercial and middle-market banking across South Carolina with seasoned hires. SNV plans a 20-30% hiring boost from 2025-2027 to grow loans, core deposits, and fee income. SNV is enhancing client relationships with talent focused on personalized, community-based banking.Synovus Financial (SNV) is reinforcing its presence in South Carolina by expanding its commercial and middle-market banking operations. The company is prioritizing relationship-driven banking, bringing i ...

Bilateral Relationship & Geopolitics - The discussion is shifting towards the opportunities Australia can capitalize on, especially considering the US's stance on China, rather than focusing solely on diplomatic risks [3] - Both Canberra and Beijing acknowledge the current state of their relationship, understanding they are not geopolitically aligned, but recognize the existing opportunities [3] - Beijing's primary focus is on the US, and it sees little benefit in escalating issues with Australia at this time [9] Trade & Economic Opportunities - The China-Australia Free Trade Agreement has been in operation for ten years, during which Australian trade with China has more than doubled compared to trade with the rest of the world [4] - Australian exports to China face an average tariff of only 11%, significantly lower than the tariff imposed by the Trump administration on Australian exports, which is nearly ten times higher [6] - Despite the US banning Chinese electric vehicles, Chinese EVs are prevalent in Australia due to their price and quality [11] - 98% of Australia's lithium exports currently go to China due to demand [13] Domestic Politics & Security - The Port of Darwin issue is likely driven more by domestic politics than genuine security concerns [7] - Security agencies stated that the Port of Darwin was fine in 2015, 2021 and 2023 [2] US-Australia Relations - Washington is not behaving as a friend to Canberra, which the Australian government must acknowledge [5] - Australia is not abandoning its security alliance with the United States [10]

Many adults secretly save money their partners don't know about. Should you have an emergency breakup fund? Learn the financial and emotional pros and cons of having a relationship exit strategy. https://t.co/0euZZaEAU9 ...

important post from joanne:Joanne Jang (@joannejang):some thoughts on human-ai relationships and how we're approaching them at openaiit's a long blog post --tl;dr we build models to serve people first. as more people feel increasingly connected to ai, we’re prioritizing research into how this impacts their emotional well-being. https://t.co/ACDMEKGv19 ...

Core Viewpoint - HubSpot Inc. (HUBS) shares have dropped over 20% in the last six months due to Alphabet Inc. (GOOGL) abandoning its acquisition plans, which would have strengthened HubSpot's position in the CRM software market and cloud computing sector [1][2] Group 1: Growth Drivers - HubSpot is focusing on collecting and enriching customer data from various sources, with the acquisition of Clearbit enhancing its data capabilities and AI integration [3] - The company's inbound marketing and sales applications facilitate customer acquisition and retention through traditional marketing methods, with a strategic priority on delivering a world-class front-office platform [4] - HubSpot has significant potential for cross-selling products to its existing customer base, supported by the One HubSpot initiative and a customer-centric App Marketplace [5] Group 2: Market Opportunities - HubSpot targets mid-market businesses, which are largely underpenetrated, presenting substantial growth opportunities [7] - The company is rapidly expanding its geographic presence, currently operating in 12 international locations and serving customers in over 120 countries, indicating strong long-term growth prospects [7] Group 3: Financial Performance - HubSpot has a long-term earnings growth expectation of 18.4% and has delivered an average earnings surprise of 10.7% over the past four quarters [8]

I'm an individual investor heavily influenced by Warren Buffett and Charlie Munger. Munger's 1994 USC Business School Speech is something I think about a lot: ### Over the long term, it's hard for a stock to earn a much better return than the business which underlies it earns. If the business earns 6% on capital over 40 years and you hold it for that 40 years, you're not going to make much different than a 6% return—even if you originally buy it at a huge discount. Conversely, if a business earns 18% on cap ...

有色早报 研究中心有色团队 2025/05/21 铜 ： 日期 沪铜现货 升贴水 废精铜 价差 上期所 库存 沪铜 仓单 现货进口 盈利 三月进口 盈利 保税库 premium 提单 premium 伦铜 C-3M LME 库存 LME 注销仓单 2025/05/14 -35 1193 80705 50069 -227.87 527.10 100.0 115.0 14.83 185575 77650 2025/05/15 15 1100 80705 60535 -427.30 494.21 100.0 115.0 39.74 184650 76725 2025/05/16 445 1250 108142 63247 -433.62 40.45 95.0 111.0 31.45 179375 71900 2025/05/19 430 816 108142 61913 -103.15 218.98 95.0 111.0 15.52 174325 67550 2025/05/20 390 979 108142 45738 -23.85 170.67 94.0 110.0 3.16 170750 66450 变化 - ...

Chicago and New York, May 16, 2025 (GLOBE NEWSWIRE) -- Optimizing your business and leveraging relationships were key themes throughout the Christie’s International Real Estate 2025 Summit, held May 4-8 at the Plaza Hotel in New York City.  Christie’s International Real Estate broker-owners and agents from 34 countries attended the event to network with fellow affiliates, learn from Christie’s International Real Estate executives and some of the world’s leading business and creative minds, and celebrate the ...

YUBA CITY, Calif., May 15, 2025 (GLOBE NEWSWIRE) -- River Valley Community Bancorp (OTC Markets: RVCB) is pleased to announce the formation of an experienced banking team for its new Roseville branch. This group of skilled banking professionals adds to an existing experienced team, all of which are ready to deliver the kind of personalized, full-service community banking that local businesses throughout Placer County deserve. The Roseville team embodies River Valley Community Bank’s promise of banking done ...

Core Insights - The long-term return of a stock is closely tied to the underlying business's performance, with a business earning 6% on capital over 40 years yielding similar returns for investors, regardless of initial purchase price [1] - A business that earns 18% on capital over 20 to 30 years can still provide good returns even if purchased at a high price [1] - The impact of taxes on investment returns is significant, with a 35% tax on a 15% annual return reducing the effective return to 9.75% if taxes are paid annually, compared to a 13.3% return if taxes are paid only at the end of the investment period [1] Tax Implications - The difference in tax treatment can lead to a substantial impact on long-term investment returns, highlighting the importance of tax strategies in investment planning [1] - Holding investments in great companies for extended periods can provide a significant advantage due to the way income taxes are applied [1]