Joining me now, we have Megan Hayes, former special assistant to President Biden and former director of message planning for the Biden administration. So, Democrats have high hopes for the midterm elections, especially with what they see as ammunition from this big policy bill. Senator Chuck Schumer are saying that it boosted Democrats chances of taking back the Senate.So, what is the message they need to focus on. And how should they go about countering Republican push back. I think they've been doing a re ...

Opioid Crisis & Regulatory Reform - FDA 承认在阿片类药物监管方面存在失败，并对由此造成的阿片类药物滥用危机表示担忧 [1] - FDA 计划审查 OxyContin 等药物的标签，确保其准确性并与科学依据相符 [2] - FDA 致力于移除咨询委员会中所有可能的行业成员，以维护科学流程的公正性 [3] - FDA 将加强对已批准药物的上市后监测，利用大数据识别潜在的安全信号 [3][4] - FDA 将取消阻止安全流行病学研究的权限，确保安全团队能够自由工作，避免利益冲突 [5] Drug Approval & Transparency - FDA 正在进行全国范围的意见征集，听取 CEO 们对改进 FDA 的想法 [13] - FDA 致力于提高透明度，公开决策信函，使药品开发商能够了解药品未被批准的原因 [14][17] - FDA 正在利用 AI 技术来组织和分析大量的申请文件，以实现现代化 [18] - FDA 推出了一项试点计划，对于符合美国国家优先事项的药物，提供优先审查凭证，将决策时间缩短至 1-2 个月 [20] - FDA 员工数量自 2007 年以来翻了一番，存在大量冗余，需要进行整合 [21] Investment & Deregulation - FDA 采取放松监管的态度，旨在加快审批流程，同时不降低安全标准 [23] - FDA 将与行业保持沟通，确定哪些产品符合国家优先事项，例如满足未满足的公共卫生需求、实现国内生产以及提高药品的可负担性 [24] - FDA 计划对承诺在 OECD 国家和美国之间实现药品价格均等化的公司发放国家优先审查凭证，以激励市场中的良好行为 [25]

.@Grayscale has challenged the U.S. Security and Exchange Commission’s move to pause the debut of its exchange-traded fund that holds Bitcoin, Ethereum, Solana, XRP, and Cardano, alleging its investors are “suffering harm” as a result of the hold-up. https://t.co/fMyt7VGaWB ...

Core Points - Livingston has met its affordable housing quota for the next decade, with over nine years to spare, according to town officials [3][15][20] - The township's Fourth Round Housing Element and Fair Share Plan has been officially endorsed by the Livingston Township Council [4][19] Group 1: Housing Quota and Planning - The initial affordable housing requirement for Livingston was set at 461 units, which was later reduced to 430 units through a settlement [9][8] - A "Vacant Land Adjustment" (VLA) was applied, reducing the Realistic Development Potential (RDP) to only 13 units due to a lack of available land for new development [10][11] - The total obligation for the Fourth Round was calculated to be 94 units, which includes the RDP and 25% of the remaining adjusted prospective need [12][18] Group 2: Compliance and Future Planning - Livingston has already satisfied its Fourth Round obligation through strategic planning and the use of surplus credits from previous rounds [15][16] - The township has banked an additional 78.5 credits from Fourth Round projects, along with 31 surplus credits from the Third Round, to address future obligations [18][20] - No additional new projects are required until 2035, as the township has met its obligations with already approved projects [19][20] Group 3: Legal and Regulatory Framework - The new state law mandates that municipalities must satisfy their RDP through approved zoning, which Livingston has complied with [11][21] - The township is prepared to defend its Housing Element and Fair Share Plan against potential objections, particularly from the New Jersey Builders Association [21][22] - Upon resolution of any objections, the plan will be eligible for compliance certification, providing legal protection against builder's remedy lawsuits through 2035 [23]

Core Insights - Dextall has successfully closed a $15 million Series A funding round to expand its AI-powered prefabrication platform across the U.S. [1] - The funding round was led by significant industry players, including L+M and Essence, which are focused on affordable housing projects, and Simpson Strong-Tie, which enhances Dextall's supply chain capabilities [1][10] - Dextall's technology addresses the urgent need for affordable housing, particularly in urban areas with high demand and low vacancy rates [3][4] Company Overview - Dextall's platform integrates Dextall Studio software, which can convert designs into detailed architectural drawings in under a week, significantly faster than the traditional 36-month process [2] - The company has established a project backlog worth $110 million and secured $50 million in new contracts in 2024, indicating strong market demand and adoption [6] - Dextall's construction model reduces design-to-install timelines by up to 80%, onsite labor by up to 87%, and operational energy costs by 20%, making it a viable solution for the affordable housing crisis [4] Industry Context - The affordable housing crisis is highlighted by the fact that over 6 million people have applied for only 10,000 affordable units in New York City, with vacancy rates at a record low of 1.4% and average rents exceeding $3,500 per month [3] - Dextall's approach aligns with sustainability goals, including compliance with Local Law 11 and reducing landfill waste through a system designed for dismantling buildings into components [5] - Collaborations with industry leaders such as SOM, SLCE Architects, Turner Construction, and Suffolk Construction demonstrate the growing acceptance of off-site fabrication in meeting high design and performance standards [7]

Just as Democrats are ready to make housing cheaper, White House policies will restrict workers, increase building costs and hurt demand, writes @Erika_D_Smith (via @opinion) https://t.co/CWOJxuA89Y ...

We are talking to industry constantly to figure out how we can be helpful. Which of their products being proposed are in line with our national priorities. That is meeting a large unmet public health need.Domesticating manufacturing as a national security issue. Increasing the affordability of drugs, which is an access problem. This president does not like to see Americans getting ripped off.And we've been paying more for drugs than in many wealthy countries around the world. Can you do anything about that. ...

1、行情 市场整体冲高回落的一天。 题材方面，券商、期货板块早盘大涨，南华期货3连板，中银证券、中科金财（炸）2连板，大智慧4天3板（炸），哈投股份、瑞达期货、中原证 券、金证股份、五矿资本（炸）等纷纷涨停； 稀土板块全天单边大幅走强，京运通、北方稀土2连板，奔朗新材（20CM）、久吾高科（20CM）、三川智慧（20CM）、华阳新材、包钢股 份、华宏科技、盛和资源、中铝国际、中国稀土纷纷涨停，中科磁业、西磁科技涨超10%； "上海+区块链"概念股受消息刺激走强，绿地控股（2板）、市北高新双双一字板，上海钢联（20CM）、古鳌科技（20CM）、中远海科涨停， 同时带动本地股兰生股份、上海物贸等涨停； 尾盘竞价阶段，多只沪市权重股遭遇抛盘，中国电信、中国神华、京沪高铁、国投电力等多股跳水； 此外，有色、机器人、船舶、稳定币等均有局部强势表现，玻纤、PCB、银行等大跌。 截至收盘，沪指、深成指、创业板指分别收涨0.01%、0.61%、0.8%，市场整体涨跌互半。 昨日稀土板块因北方稀土的中报业绩预告而局部走强。 昨晚，稀土又迎来了多重利好催化。 先有包钢股份宣布上调稀土精矿价格，后有美股稀土磁铁生产商MP Mate ...

Housing Policy - The Trump administration's "One Big Beautiful Bill" includes the largest increase in affordable housing incentives in a generation [1]

Core Points - Oak Valley Community Bank has received approval for three Affordable Housing Program grants totaling $5.346 million to support housing initiatives in Stanislaus and Tuolumne counties [1][2][3] - The grants will fund projects that provide transitional housing and supportive services for vulnerable populations, including renovations and new constructions [2][3] - The Federal Home Loan Bank of San Francisco awarded a total of $49.7 million in AHP grants to 31 affordable housing projects in 2025, emphasizing the importance of community partnerships [4] Company Overview - Oak Valley Community Bank is a wholly-owned subsidiary of Oak Valley Bancorp, operating 18 branches across California and offering various loan and deposit products [8] - The bank is actively involved in community investment programs and advocates for affordable housing solutions [4][8] Industry Context - The Affordable Housing Program grants aim to address urgent housing needs for low- and moderate-income individuals in Arizona, California, and Nevada [4] - The FHLBank San Francisco plays a crucial role in supporting local lenders and enhancing community development through funding and resources [9]