Core Insights - The rapid development of financial technology has made the convenience and security of payment methods a focal point of societal concern [1] - China Minsheng Bank Jinan Tianqiao Branch has organized promotional activities to enhance the public's payment experience and promote modern payment tools [1][2] Group 1: Promotional Activities - The branch's leadership has meticulously planned a series of diverse promotional activities to ensure effective outreach [1] - Staff members set up consultation booths and distributed promotional materials to educate the public about various payment tools, focusing on mobile payments and digital RMB [1] - Special attention was given to elderly individuals and small business owners, providing one-on-one guidance to ensure all demographics can enjoy secure and convenient payment experiences [1] Group 2: Online and Offline Strategies - The branch utilized a combination of online and offline methods to expand the reach of its promotional efforts [1] - Online platforms such as WeChat and short videos were used to disseminate payment safety knowledge in an accessible manner [1] - Offline activities included community engagement through lectures and interactive Q&A sessions, making financial knowledge more relatable to everyday life [1] Group 3: Future Commitment - The branch will continue to uphold its mission of "serving the public and caring for people's livelihoods" by promoting safe and convenient payment methods [2] - There is a commitment to innovate promotional strategies to contribute to a safe, efficient, and convenient payment environment [2] - The goal is to support the development of inclusive finance and enhance the quality of life for more citizens through the benefits of financial technology [2]

随着全球化进程的深入和数字经济的蓬勃发展，世界经济格局正经历变革。党的二十届三中全 会提出，要"健全因地制宜发展新质生产力体制机制"，"催生新产业、新模式、新动能"。当前 数字经济成为推动全球经济转型的核心力量之一，"数字化+智能化"深度融合的数智金融的发 展，在实现普惠金融、提升资金流动效率、促进商业模式创新等方面正发挥着重要的"助推 器"作用。 2025年6月27日（星期五） ，清华大学五道口金融学院受邀在第14届中国(广州)国际金融交易· 博览会上举办主旨会议，会议的主题为 "新产业 新技术 新模式 新动能——数智金融助力高质 量发展" ，本次会议由清华大学五道口金融学院主办，北京清控金媒文化科技有限公司和广州 金交会投资管理有限公司具体承办。 新产业 新技术 新模式 新动能 ——数智金融助力高质量发展 第14届中国（广州）国际金融交易 · 博览会 主旨会议 6月27日 期待您的到来！ 基本信息 会议时间 6月27日（星期五） 09:30-16:30 会议地点 广州·中国进出口商品交易会展馆A区二层4.2馆 主办单位 清华大学五道口金融学院 承办单位 北京清控金媒文化科技有限公司 广州金交会投资管理有限 ...

编辑：葛佳明 在实际操作中，"长三角征信链"平台的多维度企业信用信息画像发挥了关键作用。比如，一家信息技术 公司向交行上海市分行申报授信，该平台的"资质认证"信息精准识别该企业为"高新技术""专精特新"双 资质。客户经理据此申请科技金融专项绿色通道，审批时效大幅提升。平台"资产负债表"信息提供的财 报数据显示其销贷比达到1.8，超过行业警戒值，该行最终设定"销贷比小于等于1.5并增加担保措施"的 授信前提，既满足了企业融资需求，又确保业务风险可控。如今，这家企业已成为交行上海市分行的战 略级科技金融客户。 此外，相较于传统征信信息，"长三角征信链"平台提供的"负面"信息（包括涉诉、欠费逾期等信息） 和"环保处罚"信息成为风险识别的"透视镜"，有助于银行授信方案进一步完善。 "长三角征信链"平台不仅利用区块链技术促进长三角地区城市在征信领域的互联互通，而且提供的征信 信息种类繁多。交行上海市分行表示，将继续借力平台优势，实现"数据高效流转、风险及时预警、客 户体验优化"的普惠金融目标。（邓侃） 转自：新华财经 交通银行上海市分行依托"长三角征信链"平台，持续完善上链征信信息和服务质量，不断拓宽服务范 围。截至五 ...

Core Viewpoint - The company actively engages in financial services to support the real economy and high-quality development, focusing on five strategic areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, contributing to national strategies and market demands [1] Group 1: Technology Finance - The company emphasizes the strategic importance of technological self-reliance and allocates resources to cutting-edge innovation areas, creating a comprehensive service platform that connects financial support with industrial needs [2] - As the lead underwriter, the company successfully issued 1.5 billion yuan in "digital economy" technology innovation bonds in July 2024, enhancing financial support for technological self-reliance [2] - The issuance of the first technology innovation bonds by a securities company on May 9, 2025, represents a key initiative to implement the national innovation-driven development strategy [2] Group 2: Green Finance - The company integrates green development concepts into its operations, actively responding to the national "dual carbon" goals [3] - It has issued four green bonds totaling 5.21 billion yuan and one sustainable-linked bond of 700 million yuan as the lead underwriter by the end of 2024, highlighting its role in green financing [3] - The launch of the "Longcheng Securities Electric Power Energy Credit Bond Basket" in October 2024 marks a significant innovation in green financial products [4] Group 3: Inclusive Finance - The company aims to lower the barriers to quality financial services, benefiting a broader range of market participants [5] - It is developing a wealth management platform to provide personalized and precise services, enhancing the accessibility of financial products [5] - The company supports rural revitalization by conducting financial literacy training in various counties, improving local financial knowledge and risk awareness [6] Group 4: Pension Finance - The company is actively developing pension finance services in response to the aging population [7] - It has launched an elder-friendly version of its app, enhancing usability for older investors [7] - Regular community-based educational activities are conducted to promote pension investment knowledge among elderly investors [7] Group 5: Digital Finance - The company is driving digital transformation in the securities industry through financial technology, enhancing service quality and risk management capabilities [8] - It has developed a strategic plan for financial technology, focusing on collaboration between technology and business [8] - The company has implemented various digital platforms to improve user experience and operational efficiency, including the "Zhiyuan AI Center" and "Strategic Management Digital Platform" [9]

转自：新华财经 为进一步提升群众金融素养及风险防范意识，构建常态化金融教育工作机制，切实履行社会责任，近 日，中信银行南昌分行开展以"守住钱袋子 护好幸福家"为主题的普惠金融知识万里行宣传月活动。 据了解，围绕守护重点人群、强化风险意识、规范销售行为、抵制不法中介、共建信用体系五大主题， 今年普惠金融知识万里行宣传月活动聚焦账户安全、支付安全、理性消费、反诈防骗等关键领域，采 取"线上+线下"相结合的方式，组织辖内各分支机构和经营网点入社区、入企业、入学校、入商圈、入 乡村。 活动期间，中信银行南昌分行走进上饶市信州区万达商圈，为来往群众发放银行金融知识小课堂读本， 重点宣传非法集资、反诈拒赌等重点内容，向群众讲解非法集资的特征、危害及维权途径，重点揭 示"内部理财""员工集资""虚拟货币"等非法金融活动，引导群众树立理性投资理念，强化"天上不会掉 馅饼，高利保本是陷阱"的公众认知，提高自我保护能力。此外，中信银行工作人员还详细介绍了电信 网络诈骗的常见诈骗手段和防范方法，提醒群众做到"不听、不信、不转账"，增强居民防范意识。 在活动现场，工作人员还设置了"金融知识有奖问答"趣味项目，吸引群众积极参与互动答题 ...

金融，现代经济的核心，国民经济的血脉。 从2019年2月中央政治局集体学习时首次提出"走出中国特色金融发展之路"，到2023年10月中 央金融工作会议上首次明确金融强国的建设目标，习近平经济思想的金融篇日益丰富完善。 2023年10月30日至31日，中央金融工作会议在北京举行。中共中央总书记、国家主席、中央军委主 席习近平出席会议并发表重要讲话。新华社记者 鞠鹏 摄 参天之木有其根，怀山之水有其源。 1985年6月至2002年10月，习近平同志在福建工作17年半，对金融工作做出了一系列极具前 瞻性、开创性、战略性的理念创新和实践探索，为开拓中国特色金融发展之路提供了源头活水和 重要指导。 为解决厦门机场建设资金缺口问题，时任厦门市委常委、常务副市长的习近平同志在全省首 创"借外债搞基建"模式，成功争取到了科威特政府1800万美元贷款；为解决厦门航空飞机短缺问 题，习近平同志协调金融机构担保，向美国波音公司租借了2架飞机用于厦门航空运营。 "运用现代金融手段筹集和配置资金支持经济发展，在那个年代几乎没人能想到，但习近平同 志就是拥有这样的眼光和魄力，把当时看来几乎不可能的事情变成现实。"原人民银行福州中心 支行 ...

Group 1 - The core issue facing small and micro enterprises is the "threefold dilemma" of financing difficulties, lack of resources, and high customer acquisition costs [2] - Traditional banks favor fixed asset collateral for loans, leaving many small and micro enterprises without access to financing due to insufficient collateral [2][5] - New financing platforms have lower entry barriers but suffer from fragmented credit information, leading to significantly higher financing costs [2] Group 2 - The Shanghai Jiading District Minshang Investment Enterprise Association, established in 2008, aims to serve its members and promote development, covering nearly 400 member enterprises across various industries [4] - The association's activities include deep discussions on how to penetrate the last mile of service in the enterprise service ecosystem [5] Group 3 - Small is Big Group aims to create a standardized financial service model to assist small and micro enterprises, linking them with over 300 banks and 482 business associations [8] - The group has helped over 30,000 enterprise clients secure financial resources at rates lower than the market average by transforming operational data into credit assets [8][9] Group 4 - The initiative "Financial Empowerment for Ten Thousand Enterprises" launched by Small is Big in 2025 aims to connect over 100,000 enterprises with industry-specific needs [9] - The group has developed an online selection mall and media platform to help enterprises enhance their brand visibility and customer acquisition strategies [9] Group 5 - The visit highlighted the significant contributions of Small is Big in addressing financing challenges for small and micro enterprises, emphasizing the importance of tailored financing solutions [12] - The discussion also focused on enhancing the "self-sustaining" capabilities of enterprises through the enterprise service ecosystem, promoting the flow of financial resources and digital capabilities to small and micro enterprises [14]

转自：人民周刊网 车行在湖北省咸宁市嘉鱼县潘家湾镇，路两旁大片的田埂上种满了南瓜和冬瓜，青翠的蔬菜连绵成片。 农户采摘好的南瓜堆成了小山，即将装框运输往全国各地。 业发展有限公司蔬菜种植基地，广袤田畴如绿色织锦铺展，尽显蓬勃生机。邱活摄 "建行嘉鱼支行在开展乡村振兴金融调研时，发现村民因资金短缺面临播种难、施肥难、扩大种植更难 的困境。"建行嘉鱼支行行长喻跃说，针对涉农客群，建行推出专属的"善营贷"产品，对于涉农小微企 业、个体工商户、新型农业经营主体，或拥有上述经营实体的小微企业主，运用大数据、互联网技术建 立线上线下交互融合的信贷业务模式。目前，建行已累计为嘉鱼县蔬菜、渔业等涉农客群50余客户发放 贷款3800万元。 "北有寿光，南有嘉鱼"，嘉鱼县也是闻名的蔬菜大县，蔬菜产业规模大。 嘉鱼县湖北金润 农业发展有限公司种植基地。邱活摄 湖北金润农业发展有限公司是嘉鱼县规模最大的蔬菜种植企业，也是中国农业科学院以及湖北省农科院 定点科技示范基地。公司经理张建建告诉记者，公司流转种植面积8250亩，还拥有84个单体大棚、3个 连栋大棚以及1个生产车间。 今年6月，建行嘉鱼支行积极支持公司发展，为湖北金润农业发展 ...

Core Viewpoint - Incorporating investor education into the national education system is crucial for promoting high-quality development of the capital market [1] Group 1: National Education System Integration - The company actively responds to the joint initiative by the CSRC and the Ministry of Education to integrate investor education into the national education system, aiming to enhance financial literacy and strengthen the financial security framework [1] - The company has established a comprehensive national education system that covers multiple age groups and integrates various educational scenarios [3] Group 2: Curriculum Development - The company has developed financial literacy courses for different educational stages, focusing on elementary and middle school students through engaging content like storybooks and animations [3] - The company collaborates with professional institutions to create high-quality financial literacy courses, such as "If Wealth is a Mountain" and "Secrets of the Money Kingdom" [3] Group 3: Practical Implementation - The company has partnered with Shanghai Ocean University to offer elective courses on financial markets, with over 2,100 students participating in joint practical courses over four years [4] - The company has reached over 224 universities, conducting more than 500 joint activities in the past three years, benefiting over 40,000 university students [6] Group 4: Community Engagement - The company promotes financial literacy courses in over 100 primary and secondary schools across the country, engaging students and families through initiatives like the "Seed Lecturer" program [5] - The company has conducted over 150 activities in three years, reaching more than 10,000 youths and families [5] Group 5: Commitment to Inclusive Finance - The company aligns its national education efforts with rural revitalization strategies, focusing on economically disadvantaged areas and collaborating with leading exchanges to provide quality educational resources [8] - The company's national education brand has received significant recognition, including awards from the Shenzhen Stock Exchange and the Shanghai Stock Exchange for its contributions to investor education [8]

编者按： 自2023年中央金融工作会议谋划科技、绿色、普惠、养老、数字金融发展蓝图，到今年3月国务院 出台专项指导意见，做好金融"五篇大文章"引发金融业广泛共鸣。本报推出"做好'五篇大文章' 金 融业作答进行时"专栏，记录行业的行动和思考，淬炼可复制的创新样本，求解亟待突破的实践难 题。敬请垂注。 6月14日，台风"蝴蝶"二次登陆广东雷州沿海，仅几分钟后，吴川水产养殖户梁先生就收到了中国太保理赔款 到账短信。"围网刚被冲垮，赔款就到账了！这笔钱能马上抢修塘基、补投鱼苗，鱼塘总算有救了！" "蝴蝶"掠过，灾痕犹在，中国太保已将一笔笔"希望赔款"精准送达田间地头。这正是中国太保发挥专业优势, 多元化推进产品创新和服务赋能，不断提升保险服务的覆盖面、便利性、可得性，着力写好普惠金融大文章的 缩影。 在金融为民的时代考卷上，中国太保正以"普"与"惠"的笔触，让金融"活水"精准"滴灌"民生需求，将保险保障 的触角延伸至社会发展的神经末梢，直达实体经济的关键环节，用心用情用智书写普惠金融的太保样本。 提升民生保障，做好普惠保险"领跑员" "从来没想到过死亡离我这么近，住院治疗8个月，'沪惠保'为我赔付了近8万元，切实减轻 ...