Core Viewpoint - The article emphasizes the importance of high-quality capital project openings for enterprises seeking to expand globally, highlighting the shift from single-market strategies to multi-regional collaboration in response to market competition and external challenges [1] Group 1: Cross-Border Financial Services - The demand for cross-border financial services is expected to accelerate due to increasing international market competition and the restructuring of global trade patterns caused by tariff wars [2] - The "Action Plan" introduces 18 measures aimed at improving cross-border settlement efficiency, optimizing exchange rate hedging services, enhancing financing services, strengthening insurance protection, and refining comprehensive financial services [2] - Specific measures include supporting RMB cross-border trade refinancing through rediscount windows and promoting full-function corporate group cross-border cash pool services to reduce time and funding costs for enterprises [2] Group 2: Financial System Reform - The "Action Plan" is designed to optimize practical operations within the existing institutional framework, enhancing the sensitivity and adaptability of China's financial system to international economic and trade conditions [3] - The article discusses the need for proactive preparations by the People's Bank of China to address challenges posed by the U.S. in the international financial system, particularly in light of the ongoing tariff wars and the implications for the RMB [3][4] - Recommendations for reform include establishing an endogenous stability anchor for the RMB, improving the market-based RMB exchange rate formation mechanism, and accelerating the opening of the foreign exchange market [4] Group 3: Support for Enterprises - The article stresses the necessity of reducing costs and improving efficiency through the "Action Plan" to support enterprises in their global expansion efforts [5] - It highlights the importance of believing in the capabilities of enterprises to explore international markets, suggesting that confidence is essential for achieving remarkable outcomes [5]

4月23日，中国人民银行举行新闻发布会，介绍《上海国际金融中心进一步提升跨境金融服务便利化行动方案》有关情况。 中国人民银行副行长陆磊在会上表示，下一步，中国人民银行将会同相关部门推动《行动方案》各项举措落地落实，认真做好提升跨境投融资便利化工 作，切实支持企业"走出去"，不断增强上海国际金融中心的竞争力和影响力。 上海市委常委、常务副市长吴伟表示，上海市将全力配合金融监管部门抓紧推动《行动方案》的落地落实，确保每项举措都能转化为企业看得见、摸得着 的实际红利，更好服务企业跨境展业兴业，为企业全球化发展注入更多的金融"活水"。 陆磊：将不断优化 跨境金融服务政策 工具箱 陆磊表示，《行动方案》有两个核心要点，一是突出上海国际金融中心建设，二是聚焦提升跨境金融服务便利化。 陆磊进一步介绍，《行动方案》着眼于更好发挥上海国际金融中心在服务构建新发展格局中的特殊作用，支持各类主体更加安全、便捷、高效参与国际竞 争与合作，从提高跨境结算效率、优化汇率避险服务、强化融资服务、加强保险保障、完善综合金融服务等五方面提出了18条重点举措，对上海加快建设 国际金融中心，更好服务企业"走出去"具有重要意义。 "在党中央、国务院 ...

近期，中国人民银行、金融监管总局、国家外汇局、上海市人民政府联合印发了《上海国际金融中心进一步提升跨境金融服务便利化行动方案》（下称 《行动方案》）。 为便于外界更好理解《行动方案》的政策举措，4月23日，中国人民银行召开新闻发布会，对《行动方案》"划重点"。 01 五大方面金融举措更好服务企业"走出去" 在当前外部环境发生深刻变化的背景下，提升跨境金融服务便利化具有更为重要的意义。 陆磊表示，世界百年变局加速演进，外部环境更趋复杂严峻。世界经济增长动力不足，单边主义、保护主义加剧，多边贸易体制受阻，关税壁垒增多，冲 击了全球产业链供应链稳定，对国际经济循环造成了阻碍。为更好应对市场竞争和外部挑战，我国企业对外投资不断提速，对跨境金融服务提出了更高层 次、更多维度的需求，企业对外投资从单一贸易向产业链布局延伸，企业全球化布局从单一市场转向了多区域协同，要求金融服务网络要同步跟进，针对 不同市场特征和不同金融需求提供相应的金融产品和服务。 《行动方案》就是立足这一点，推出跨境投融资便利化系列举措，有利于提升跨境资金的流动效率，降低贸易成本，支持各类主体更加安全、便捷、高 效"走出去"参与国际经济竞争和合作。 《 ...

2025.04. 23 本文字数：3486，阅读时长大约5分钟 作者 | 第一财经 杜川 在近日《上海国际金融中心进一步提升跨境金融服务便利化行动方案》（下称《行动方案》）重磅发 布后，市场对于《行动方案》的落地计划和安排、如何进一步服务企业"走出去"、《行动方案》有 哪些首创性的政策探索颇为关注。 4月23日，中国人民银行举行新闻发布会，正式介绍《行动方案》相关情况。第一财经在发布会上了 解到，方案的出台是推动上海国际金融中心建设迈向更高阶段的重要举措，在我国金融对外开放和经 济高质量发展进程中具有标志性意义。 人民银行副行长陆磊在发布会上指出，《行动方案》紧紧围绕两个核心要点展开：一是突出上海国际 金融中心建设，二是聚焦提升跨境金融服务便利化。他强调，《行动方案》推出系列金融支持政策， 形成赋能企业"走出去"的强大支撑体系，有利于提升上海国际金融中心国际化水平，持续增强上海国 际金融中心的竞争力和影响力，更好地服务金融强国建设。 上海市委常委、常务副市长吴伟在发言中表示，上海是中国对外开放的重要窗口，上海自贸试验区具 备先行先试的制度优势。将全力配合金融监管部门抓紧推动《行动方案》的落地落实，确保每项举措 ...

Core Viewpoint - The article discusses the "Action Plan" jointly issued by various Chinese financial authorities to enhance cross-border financial services in Shanghai, emphasizing the city's role as an international financial center and the need for improved financial support for enterprises going global [1][3]. Summary by Sections Overview of the Action Plan - The "Action Plan" aims to enhance the convenience of cross-border financial services, focusing on Shanghai's development as an international financial center and supporting enterprises in their global expansion [1][3]. Financial Measures to Support Enterprises - The plan outlines five key areas of financial measures to facilitate enterprises' international operations, including improving cross-border settlement efficiency, optimizing foreign exchange risk management, strengthening financing services, enhancing insurance support, and refining comprehensive financial services [2][4]. Importance of Cross-Border Financial Services - In the context of a changing external environment, the need for enhanced cross-border financial services is critical as Chinese enterprises accelerate their overseas investments and require diverse financial products and services to meet their evolving needs [3][4]. Key Initiatives in the Action Plan - The "Action Plan" includes 18 specific initiatives across five areas: 1. Improve cross-border settlement efficiency and global fund management for enterprises. 2. Optimize foreign exchange risk management services. 3. Strengthen financing services to support global investment. 4. Enhance insurance support for risk management. 5. Refine comprehensive financial services to improve global resource allocation [4][5]. Shanghai's Role in Implementation - Shanghai will create a "financial service package" to provide tailored financial solutions for enterprises going global, ensuring they receive appropriate financial services based on their specific needs [5][6]. Highlights of the Action Plan - The "Action Plan" features four main highlights: 1. Pilot policies for convenience measures that can be replicated in other regions. 2. Optimized business processes to create a secure and efficient financial service environment. 3. Innovation in products and services tailored to various financial needs. 4. Digital empowerment to enhance efficiency in cross-border financing and risk management [7][8]. Enhancements in Foreign Exchange Management - The plan introduces innovative reforms in foreign exchange management, focusing on supporting global fund management for enterprises and facilitating their international market expansion [10][11]. Export Credit Insurance Support - The "Action Plan" emphasizes increasing insurance support for export enterprises, aiming to provide comprehensive risk protection for Chinese companies operating abroad [13][14]. Overall Impact on Enterprises - The initiatives outlined in the "Action Plan" are expected to lower international operational costs for enterprises, enhance their risk management capabilities, and promote the internationalization of the Renminbi by improving its cross-border usage [15].

Core Viewpoint - The "Action Plan" aims to enhance the convenience of cross-border financial services while promoting the construction of Shanghai as an international financial center, with a focus on supporting enterprises in their global expansion efforts [2][4]. Group 1: Key Financial Measures - The "Action Plan" introduces a series of measures to improve cross-border financial services, which include enhancing cross-border settlement efficiency, optimizing foreign exchange risk management, strengthening financing services, increasing insurance support, and improving comprehensive financial services [5][6]. - Specific measures include optimizing foreign exchange business management, enhancing the global fund management system for enterprises, and expanding the functions of free trade accounts [6][10]. Group 2: Enhancing Cross-Border Financing - The plan emphasizes the need for diversified foreign exchange risk management products and services, as well as the development of cross-border financing channels to support enterprises in their global investments [7][11]. - It also aims to facilitate the use of digital technologies to improve the efficiency of cross-border financing and settlement processes [9][12]. Group 3: Insurance Support for Enterprises - The plan highlights the importance of export credit insurance in providing risk protection for enterprises operating abroad, with a focus on enhancing the quality of insurance services and expanding coverage [14]. - In 2024, the national insured amount for export credit insurance is expected to exceed 1 trillion USD, indicating a strong growth trend in this area [14]. Group 4: Policy Implementation and Innovation - The "Action Plan" includes innovative measures such as pilot programs for cross-border trade refinancing and the use of blockchain technology to streamline financial services [8][9]. - It also emphasizes the need for a digital transformation in financial services, including digital identity verification and electronic documentation [9][10]. Group 5: Support for Enterprises Going Global - The Shanghai municipal government plans to create a "financial service package" tailored to the needs of enterprises expanding internationally, providing customized financial products and services [7][8]. - The plan aims to lower the operational costs for enterprises and enhance their risk management capabilities in the context of globalization [15].

人民银行研究局局长王信4月23日表示，近日发布的《上海国际金融中心进一步提升跨境金融服务便利 化行动方案》将完善上海自贸区全功能资金池跨境资金调拨，鼓励银行逐步实现资金跨境支付自动化处 理，延长对重点企业集团跨境资金池的业务服务时间，实现全球资金实时调拨。（证券时报） ...

Group 1 - The People's Bank of China will hold a press conference on April 23 at 15:00 to introduce the "Action Plan for Further Enhancing the Convenience of Cross-Border Financial Services in Shanghai International Financial Center" [1]

今天上午，港股市场上，优必选、京城机电股份、小米集团均上涨。 4月19日，"天工Ultra"夺得全球首个人形机器人半程马拉松冠军，其研发企业是北京 人形机器人创新中心。资料显示，该创新中心由优必选、京城机电、小米机器人等机器人行业企事业单位联合组建。 A股方面，两份重磅政策文件《关于实施自由贸易试验区提升战略的意见》《上海国际金融中心进一步提升跨境金融服务便利化行动方案》备受投资者关 注，相关板块成为今天上午市场的交易主线，引发相关个股涨停潮。 上午收盘，上证指数上涨0.31%，报3301.59点；深证成指下跌0.41%，创业板指下跌0.98%。现货黄金上午继续大涨，盘中突破3490美元/盎司关口。 | 上证指数 | 深证成指 | 创业板指 | | --- | --- | --- | | 3301.59 | 9865.30 | 1925.24 | | +10.16 +0.31% | -40.23 -0.41% - - 19.08 -0.98% | | | 跌3121 | | 涨2069 | 两大政策利好成主线 近日，中共中央、国务院印发《关于实施自由贸易试验区提升战略的意见》。《意见》从增强对外贸易综合竞争力 ...

此外，该分行还要求辖内各单位全面梳理辖内老年客群信息，定期开展暖心服务；针对老年人身体不 适、行动不便等情况，网点工作人员利用行内配备的移动设备上门为客户办理，为老龄客户提供贴心优 质的金融服务。 据悉，该分行辖内网点还积极同乡镇各村委会合作，组织金融服务小队，针对社保卡激活等业务实行批 量统一现场办理，让村民足不出户便可享受到邮储银行的金融服务。 金融知识普及 提升老年客户金融素养 本报记者 郑长灵 为切实提升适老化金融服务水平，更好地满足老年群体金融服务需求，近年来，邮储银行江西上饶市分 行积极践行社会责任，聚焦老年客户群体，持续优化贴心暖心服务流程，着力做优、做细、做实适老助 老服务工作。 完善服务设施 打造适老化服务环境 走进邮储银行上饶市分行辖内各营业网点，可见网点大厅为老年人设置的"爱心专座"及专为老人设置的 绿色通道，针对年龄较大的客户可享受业务优先办理，实行一对一专业化服务。同时，网点还为老年客 户配备老花镜、大字指示牌等设备，以满足老年客户群体的需求。 （编辑 汪世军） 此外，该分行还积极走进社区、农村，围绕"防范电信网络诈骗""防范非法集资"等金融知识进行有针对 性的普及宣传，着力提高老年 ...