Core Viewpoint - The recent adjustment of tariffs between China and the U.S. has led to a surge in export activities among Chinese foreign trade companies, as they aim to fulfill backlog orders within a 90-day window to avoid higher tariffs in the future [1][2][4]. Group 1: Impact on Export Activities - Many foreign trade companies are racing to secure shipping slots and expedite production to meet U.S. customer orders within the 90-day window [1][5]. - The manufacturing PMI in May increased to 49.5%, indicating improved export conditions due to the tariff adjustments [4]. - Shanghai port's container throughput reached 4.65 million TEUs in May, a year-on-year increase of 10.2%, reflecting the heightened export activities [5]. Group 2: Banking Sector Response - Banks are closely monitoring the export activities of foreign trade companies, as the ability to deliver orders within the 90-day window is crucial for trade financing [2][8]. - Banks are adjusting their credit strategies based on the latest trends in export activities, providing support to companies that can meet the delivery deadlines [11]. - There is a growing demand for customized financial services from banks to support the unique needs of different foreign trade companies [3][10]. Group 3: Challenges and Strategies - Some foreign trade companies are facing challenges in securing shipping slots and managing production schedules, leading to varying levels of confidence in meeting the 90-day deadline [9]. - Companies are considering changing their contracts to FOB pricing to mitigate risks associated with tariff fluctuations [6][10]. - The uncertainty surrounding U.S. tariff policies has led to increased interest in foreign exchange risk hedging products among small and medium-sized foreign trade enterprises [10].

Core Viewpoint - The Beijing Housing Provident Fund Management Center has introduced new measures for housing provident fund loans, including a "telephone loan service" that allows borrowers to apply for loans via a hotline, achieving a "zero-run" process for applicants [1][2]. Summary by Sections - **New Loan Application Method**: The "telephone loan, service direct" model enables borrowers to call the 12329 provident fund hotline, providing necessary information for loan applications, which are then processed by the entrusted banks [2]. - **Streamlined Process**: The loan processing time has been significantly reduced from over a month to an average of ten working days due to the simplification of required documents and optimization of business processes [4]. - **Collaboration with Banks**: Currently, 11 entrusted banks are cooperating with the Beijing Provident Fund Center to offer services such as delegated processing, home signing, and telephone loans, enhancing the efficiency of the loan application process [6]. - **Efficiency in Second-hand Housing Loans**: For second-hand housing transactions involving mortgaged properties, the center allows for simultaneous evaluation and processing of loan and release procedures, thereby improving transaction efficiency [6].

Core Viewpoint - The article provides guidance on the special additional deduction for housing loan interest in the context of individual income tax settlement for the year 2024, highlighting common mistakes and clarifying the deduction process [2][4]. Deduction Scope - The deduction applies to interest paid on personal housing loans taken from commercial banks or housing provident funds for the purchase of a first home in China [4][5]. Deduction Standards - The deduction is set at a fixed amount of 1,000 yuan per month, with a maximum deduction period of 240 months [4]. Deduction Method - Unmarried taxpayers can deduct the interest themselves, while married couples can choose which spouse will claim the deduction, with specific rules on how to split the deduction if both have separate loans [4][20]. Common Mistakes - **Mistake 1**: Taxpayers cannot delay claiming the deduction for housing loan interest if they have already started repaying the loan; the deduction period is tied to the loan repayment schedule [6]. - **Mistake 2**: Once a housing loan is fully repaid, taxpayers cannot continue to claim the deduction for that loan in subsequent years [7]. - **Mistake 3**: If one spouse purchased a home before marriage, the other spouse can claim the deduction only if agreed upon, and this choice cannot be changed within the same tax year [8][20]. - **Mistake 4**: Taxpayers cannot simultaneously claim deductions for both housing loan interest and housing rent in the same tax year [9]. - **Mistake 5**: In cases where parents and children jointly purchase a home, only the primary borrower can claim the deduction [11]. - **Mistake 6**: If a second home is purchased with a loan at the first home loan rate, the taxpayer may still claim the deduction if they have not previously claimed it [12]. Operational Process - The article outlines the steps for taxpayers to prepare for filing, including confirming deduction information and selecting the appropriate declaration method [13][17].

Core Viewpoint - Ocean King (002724) has shown a slight increase in stock price, closing at 6.72 yuan, up 0.45% from the previous week, with a total market capitalization of 5.184 billion yuan [1] Group 1: Company Announcements - The sixth board meeting of Ocean King on June 6, 2025, approved several resolutions, including a proposal to expand the business scope and amend the articles of association, which will be submitted for shareholder approval [2][3] - The company agreed to provide a entrusted loan of up to 50 million yuan to its subsidiary Mingzhihui for one year, with interest rates based on the bank's benchmark lending rate [2][6] - Ocean King will provide a guarantee for Mingzhihui's application for a comprehensive credit line of up to 80 million yuan from the bank, which also requires shareholder approval [2][4] Group 2: Financial Data of Subsidiary - Mingzhihui has an asset-liability ratio exceeding 70%, with total assets of approximately 378.62 million yuan and total liabilities of about 395.09 million yuan as of December 31, 2024 [4] - The net asset of Mingzhihui is reported at -16.48 million yuan, with a revenue of approximately 82.29 million yuan and a net loss of about 392.73 million yuan for the year 2024 [4] Group 3: Upcoming Shareholder Meeting - Ocean King will hold its second extraordinary general meeting of shareholders on June 23, 2025, to discuss the proposed amendments to the business scope and the guarantee for the subsidiary [3][5]

Group 1 - The company Zhejiang Juhua Co., Ltd. will hold an investor reception day on June 13, 2025, to enhance communication with investors and address their concerns [1][2] - The event will take place at the company's office building in Quzhou, Zhejiang Province, from 15:00 to 17:00 [1] - The attendees will include the company's General Manager, Secretary of the Board, and Financial Officer [1] Group 2 - Investors interested in participating must register by June 12, 2025, due to a limit of 50 attendees for the event [3] - Confirmation of successful registration will be sent via SMS, which will serve as proof of attendance [4] - Personal identification is required for individual investors, while institutional representatives must provide relevant identification documents [4][5] Group 3 - The company will disclose the event's main content and outcomes through designated media after the reception day [7] - The company has announced a total loan limit of up to 80 million yuan for its subsidiaries, including 30 million yuan for Ningbo Juhua Chemical Technology Co., Ltd., 20 million yuan for Zhejiang Jusheng Fluorochemical Co., Ltd., and 30 million yuan for Global Fluorochemical Plant Co., Ltd. [12][13] - The loan will have a term of three years, with interest rates based on the Loan Prime Rate (LPR) published by the People's Bank of China [13] Group 4 - The purpose of providing these loans is to ensure the normal operation of the company while supporting the development of its subsidiaries and improving overall capital utilization efficiency [15][27] - The company will strengthen financial management and oversight of the subsidiaries to mitigate risks associated with loan repayment [17][26] - As of the announcement date, the company has not provided any loans to the subsidiaries, indicating a balance of zero [20][22][25]

新华财经北京6月6日电（记者高婷）为进一步激发房地产市场活力，促进房地产市场平稳健康发展，北京住房公积金管理中心（以下简称"公积金中心"）6 日发布《关于进一步完善提高住房公积金个人住房贷款服务质效工作的通知》（以下简称《通知》），通过新增"电话贷款，服务直达"模式、取消抵押物评 估对房屋抵押状态限制的规定、扩大受托银行数量等方式，进一步完善提高住房公积金个人住房贷款服务质效。 从提升公积金贷款服务品质来看，双亮举例进行介绍，去年11月，借款人郑先生因购买二手房申请公积金贷款，贷款审批通过后，突发疾病需入院手术无法 办理面签手续。为解决借款人实际困难，不耽误其房屋交易进程，贷款受托银行在2024年11月11日下午前往北京中医药大学东方医院，协助借款人郑先生完 成借款合同签订手续，贷款受托银行工作人员在狭小的病房内全程半蹲为郑先生讲解后续注意事项，为群众提供了暖心服务。 "56分钟办完一手房公积金贷款"则体现出公积金中心在加快贷款放款速度上狠抓实效。双亮说，2024年11月25日，借款人王先生因购买一手房申请公积金贷 款，当日即完成贷款审核、面签手续，用时仅56分钟。2024年11月27日王先生完成新建住房预抵 ...

中经记者 吴静 卢志坤 北京报道 6月6日，北京市住房公积金管理中心发布《关于进一步完善提高住房公积金个人住房贷款服务质效工作 的通知》（以下简称"《通知》"）。 《中国经营报》记者在发布现场了解到，本次服务升级包括：首创"电话贷款"模式，实现申请"零跑 动"；破除房屋抵押状态对评估的限制；确保贷款平均10个工作日放款。新政旨在通过流程再造与服务 创新，切实提升市民贷款便利度与效率。 电话直通、流程优化 为持续助力北京房地产市场健康平稳发展，激发市场活力，北京市住房公积金管理中心曾在2024年10月 15日启动贷款服务质效提升试点工作。试点通过精简材料（实现二手房贷款"零材料"申请）、优化流程 （实现贷款平均10个工作日放款）、丰富模式（实现服务"零跑动"）取得显著成效。 本次《通知》在试点基础上，进一步加大便民力度，推出"电话贷款，服务直达"。今后，借款人申请公 积金贷款，只需拨打12329公积金热线，预留姓名、电话等个人信息。随后，由受托办理贷款的商业银 行主动电话联系，指导借款人线上提交申请，或直接由受托银行代为提交。后续流程将由银行提供上门 服务，彻底实现借款人"零跑动"。 （编辑：卢志坤 审核：童海 ...

6月5日，海南省住房公积金管理局对外发布《海南省住房公积金管理局关于开展偿还异地住房公积金贷 款约定提取业务的通知(征求意见稿)》，拟将开展偿还异地住房公积金贷款约定提取业务。《意见稿》 提出，缴存人家庭在外省有尚未结清的住房公积金贷款，且本年度已提取的住房公积金总额尚未达到该 笔贷款本年度还款总额度的，可向海南省住房公积金管理机构申请办理异地公积金贷款约定提取业务。 (智通财经) ...

Core Viewpoint - Beijing Housing Provident Fund Management Center has upgraded its personal housing loan services to enhance efficiency and convenience for borrowers, introducing new service models and expanding the number of banks involved in the loan process [1][5][6] Group 1: Service Enhancements - The new "telephone loan, service direct" model allows borrowers to apply for loans by calling the hotline, enabling banks to guide them through the online application process [5][8] - The requirement for collateral assessment regarding the mortgage status of properties has been removed, allowing for simultaneous mortgage release and loan application, thus improving transaction efficiency [6][8] Group 2: Process Optimization - The average loan disbursement time has been reduced to 10 working days through streamlined procedures and the introduction of a "zero materials" application for second-hand housing loans [5][6] - The number of banks authorized to handle loan services has increased from 5 to 11, enhancing the capacity for quality service delivery [6][7] Group 3: Market Impact - The new policies are expected to stimulate the second-hand housing market by removing barriers to transactions and improving loan accessibility, particularly benefiting busy or mobility-impaired borrowers [8]

Group 1 - The company Guangdong RIFENG Cable Co., Ltd. has approved a project loan application backed by its own assets to support the "New Energy and Special Equipment Cable Component Project" [1][2] - The company plans to mortgage state-owned construction land and ongoing projects located in Zhongshan City, Guangdong Province, to the Bank of Communications Zhongshan Branch for a loan amount not exceeding RMB 150 million [1][2] - The company has completed the real estate mortgage procedures and obtained the real estate registration certificate, confirming that the mortgage will not affect its production and operations [2]