第二十届中国电影华表奖4月27日在青岛揭晓。颁奖仪式上，即将上映的新片剧组们集体登台为自己的作品作宣传。还在犹豫这个假期看什么？来听主创们 的推荐吧！ 五一档强势袭来 这些作品不能错过 1《猎金·游戏》 以小人物视角揭秘投资理财内幕，感受拆穿投资谎言的爽感。 这部由邱礼涛执导的金融犯罪大片，将镜头对准了暗流涌动的资本市场。刘德华、欧豪、倪妮、黄奕等实力派演员同台飙戏，演绎了一场惊心动魄的金融较 量。 2《人生开门红》 把笑点给家人们端上桌啦！这个五一，勇闯直播圈，欢笑不停歇。 这部温暖明亮的影片以独特的视角，讲述听障家庭中唯一的听人女孩喻延的成长故事。从小担任家庭与外界沟通桥梁的她，在家庭责任与自我梦想的拉扯 中，逐渐找到属于自己的声音。 4《水饺皇后》 这是一部向妈妈致敬的电影，希望大家走进电影院，感受爱，分享爱。 该片由易小星执导，常远、邓家佳、王耀庆主演。 影片将镜头聚焦在网红直播行业，以幽默诙谐的方式讽刺了直播乱象，笑料不断的同时也引发人们对直播行业的反思。 3《独一无二》 我们每个人都是在留下和离开里长大的小孩，希望这部电影让大家记住，每个人都是独一无二的。 该片由刘伟强执导，马丽领衔主演，影片根据 ...

失业第一天： 4/24早上10点收到hr的谈话邀请； 4/24下午一点去总部谈话，签字； 目前家庭存款有30多万，只有一点点抗风险能力。 今年3月份开始意识到理财投资的重要 性，因此开始学习投资知识，最近一个月在集思录上看各位大佬的发言，收益匪浅，将自己 看到的知识有时候也会讲给我老婆，比如降低消费欲望，投资的荷塘荷叶理论等等。最近几 个月也开始缩减家庭支出，减少出去吃饭的频次，周末在家自己做，学着做菜也是很不错的 一件事，老婆说我做的西红柿土豆牛腩比饭店的还好吃。 接下来开始找工作，前公司给了一个月的陪产假，所以五月27之前都是有工资的，决定现在 找工作，5月底6月初入职，陪宝宝和老婆一个月。 昨天联系了一个老同事，说给推荐，希望 顺利。 这个帖子记录自己失业找工作，学习投资的经历。 每日三省吾身 还是慎重点吧，就我个人的经历来讲，没有责任学投资才能学会，也付得起学费。 投资要交 真金白银的学费，在此期间，资金波动导致的心理变化，对每个人来说都是不同的体验，你 能承受多少的波动？就算你能承受，家庭能承受吗？ 责任重于山，碌碌无为也比去做需要冒 险的事情要好。 家飛Looper 简单说下想法，楼主参考： 4/ ...

信用策略周报 20250427 理财增量买了多少信用？ 2025 年 04 月 27 日 当周聚焦：跨季后的理财规模回暖情况如何？增量理财配置方向如何？信用 利差为何买不下去？ ➢ 信用继续偏弱 当周，信用债收益率跟随利率进入盘整期，但整体表现仍偏弱，信用利差震 荡上行： （1）资金面继续均衡宽松的情况下，叠加配置盘仍有需求，短信用跌幅有 限，信用利差小幅震荡走高； （2）2-3 年期中短端信用收益率及信用利差上行幅度偏大，其中中低等级 下沉城投品种在较高收益保护下表现稍好； （3）4-5 年长端信用收益率上行幅度相对不大，部分中低等级信用利差小 幅收窄； （4）5 年期以上的超长普信继续阴跌且跌幅不浅，买盘力量不强；相较之 下，市场寻求票息且对流动性较为在意的情形下，超长二永表现稍好。 ➢ 跨季后，理财规模增长了多少？ 截至 2025 年 4 月 20 日，全市场理财产品规模合计 30.84 万亿元，较 3 月 底增长了 1.82 万亿元，跨季后的增长规模整体介于 2023 年和 2024 年同期之 间，增长幅度并不算小。 ➢ 理财增配的方向 截至 2025 年 4 月 26 日，理财在二级净买入债券规模基 ...

Group 1 - The core viewpoint of the article highlights a decline in the performance benchmarks of newly issued wealth management products in China, with a significant drop observed in both open-ended and closed-ended products since the beginning of 2023 [1] Group 2 - As of the week ending April 20, a total of 624 new wealth management products were launched, with 208 being open-ended products and 416 closed-ended products [1] - The average performance benchmark for open-ended products is reported at 2.04%, reflecting a week-on-week decrease of 0.04 percentage points [1] - The average performance benchmark for closed-ended products stands at 2.59%, showing a week-on-week decline of 0.06 percentage points [1] - Year-to-date, the average performance benchmark for open-ended products has decreased from 4.01% to 2.04%, a drop of nearly 200 basis points [1] - Similarly, the average performance benchmark for closed-ended products has fallen from 3.84% to 2.59%, a reduction of 125 basis points [1]

五一小长假将至，大家在规划出游行程之余，也别忘了做好假期理财规划，把手上的闲钱利用起来。 虽然债市和股市一样，节假日也会暂停交易，但由于债券票息收益是按照一年365天计算的，所以债基 持有人在节假日一样享有票息收益，等到假期结束后的第一个交易日，收益就会统一显示在基金净值 中，真正实现"人闲钱不闲"。 所谓"闲钱"，即在满足了日常开销以及房贷/房租等持续性支出，并为长远目标（如子女教育、养老规 划等）进行专项储蓄后，仍然剩余的资金。闲钱投资，既要追求资产的长期保值增值，又要考虑资金的 流动性，以灵活应对短期紧急支出。 今天就来和大家盘一下闲钱理财的好去处，在享受假期的同时，也能让闲钱为自己"打工"。 同业存单基金 在存款利率持续下调的当下，同业存单基金成为备受关注的闲钱投资工具。从收益率和波动性来看，同 业存单基金通常会略高于定期存款和货币基金等传统理财产品，但波动性仍属于较低水平，适合中低风 险偏好的投资群体。 同业存单基金主要投资于主体评级为AAA级的同业存单，主体均为全国性商业银行等大型机构，信用 风险（发行主体违约风险）较低；而且成立开放后，持有七天可随时赎回，方便随时随地灵活取用，投 资者如果在4月 ...

Core Viewpoint - The regulatory framework for the wealth management distribution business of small and medium-sized banks in China is tightening, with new guidelines set to take effect on October 1, 2025, aiming to enhance transparency and risk management in the sector [1][2]. Group 1: Regulatory Changes - The Financial Regulatory Bureau has issued the "Management Measures for Commercial Banks' Agency Sales Business," which imposes new requirements on information disclosure, sales matching, and risk warnings for wealth management products [1]. - The new regulations are expected to provide a clear and standardized framework for the development of agency sales business in commercial banks [1]. Group 2: Market Dynamics - There are approximately 4,000 small and medium-sized banks in China, including city commercial banks, rural commercial banks, private banks, and village banks [1]. - The wealth management market has shifted from rapid expansion to a phase of high-quality development following the implementation of asset management regulations [1]. - As of the first quarter of 2025, the total scale of bank wealth management products is approximately 29 trillion yuan, reflecting a year-on-year increase of about 10% [2]. Group 3: Challenges for Small and Medium-Sized Banks - Small and medium-sized banks face disadvantages in the agency sales business compared to large banks, particularly in brand influence and customer base [2]. - There is a tendency among some small banks to prioritize sales volume and short-term profits over compliance, leading to potential mismatches in risk ratings and product complexity [2]. - Many small banks lack independent due diligence capabilities, resulting in a varied quality of agency products and diminished competitiveness in the market [2]. Group 4: Future Outlook - The outlook for the agency sales business of small and medium-sized banks is generally optimistic, driven by increasing demand for wealth management products as residents' wealth grows [3]. - The transition from merely selling products to providing comprehensive wealth management solutions is expected to support the performance of small and medium-sized banks [3]. - Small banks can leverage their geographical advantages and customer reach to play a significant role in third- and fourth-tier cities and county markets [4].

Group 1 - The company Wuhan Feien Microelectronics Co., Ltd. specializes in the design, manufacturing, and sales of pressure sensors, tire pressure monitoring systems, MEMS products, electronic and optoelectronic products, and automotive components [1] - The company Zhejiang Cuizhan Microelectronics Co., Ltd. focuses on the sales and design of integrated circuits, semiconductor devices, and electronic materials [2] - The company has a registered capital of 59.81 million RMB and is involved in various electronic and software services [2] Group 2 - Ningbo Tianlong Electronics Co., Ltd. plans to use idle funds for entrusted wealth management, with a maximum daily balance of 400 million RMB [8][11] - The company aims to enhance the value of idle funds while ensuring normal business operations and liquidity [10][15] - The board of directors has approved the wealth management plan, which does not require shareholder meeting approval [12] Group 3 - The company intends to engage in foreign exchange derivative transactions to mitigate exchange rate risks, with a cumulative limit of 20 million USD [18][20] - The transactions will include forward foreign exchange contracts and options, focusing on risk management rather than speculative trading [22][24] - The board has approved the foreign exchange derivative trading plan, which is valid for 12 months [24] Group 4 - The company has announced a ticket pool business with a maximum balance of 200 million RMB, aimed at optimizing cash flow management [39][42] - The ticket pool will be managed by a reputable commercial bank, providing services such as verification and collection [39][41] - The board has authorized the chairman to execute necessary agreements for the ticket pool business, pending shareholder approval [48] Group 5 - The company has reported a total impairment provision of 13.47 million RMB for the year 2024, reflecting a cautious approach to asset valuation [51][56] - The impairment includes provisions for credit losses on receivables and inventory write-downs [52][53] - The audit committee supports the impairment provisions, stating they align with accounting standards and do not harm shareholder interests [57]

Investment Risk Analysis and Control Measures - The company plans to use idle self-owned funds for entrusted wealth management, aiming to improve the efficiency of fund utilization while ensuring risk control [1] - The company will strictly adhere to prudent investment principles, only purchasing financial products with high safety and liquidity, with a maximum term of twelve months [2] - A dedicated team will analyze and monitor the purchased products, taking timely protective measures if adverse factors are identified [2] - The risk control audit center will supervise the wealth management business, conducting pre-approval, ongoing monitoring, and post-audit [2] - Independent directors have the right to supervise and inspect the cash management products, and may hire professional institutions for auditing if necessary [2] Impact of Investment on the Company - The company will use temporarily idle self-owned funds for cash management without affecting the normal operation of its main business, thereby improving fund utilization efficiency and obtaining good investment returns [3] - This strategy is expected to enhance the overall performance of the company and provide greater returns to shareholders [3] Daily Related Transactions Overview - The company approved a proposal for expected daily related transactions for 2025, estimating a total amount not exceeding 26 million yuan with related parties [6][60] - The transactions will include leasing office space and sales/purchase of material handling equipment and parts [6] - The related parties include Hangzhou Huaxin Technology Co., Ltd. and CRRC Industrial Investment Co., Ltd., both of which have been identified as related entities [7][11] Related Party Relationships - Hangzhou Huaxin Technology Co., Ltd. is controlled by the company's major shareholder, which holds 57.69% of its shares [7] - CRRC Industrial Investment Co., Ltd. holds 5% of the company's shares, establishing a related party relationship [11] Necessity and Impact of Related Transactions - The daily related transactions are necessary for the company's business operations and are expected to positively impact the company's market share in niche markets [13] - The pricing of these transactions will adhere to fair market principles, ensuring no harm to the company's or shareholders' interests [14] - The transactions will not adversely affect the company's financial status or independence [15]

登录新浪财经APP 搜索【信披】查看更多考评等级 3、诚信记录 立信近三年因执业行为受到刑事处罚0次、行政处罚5次、监督管理措施43次、自律监管措施4次和纪律 处分0次，涉及从业人员131名。 姓名：陈科举 姓名：李丹 ■ 姓名：陈喆 姓名：李勇平 ■ 2、诚信记录 签字注册会计师和质量控制复核人近三年没有不良记录，未受到刑事处罚、行政处罚、行政监管措施和 自律处分的情况。 项目合伙人近三年因执业行为曾受到行政监管措施1次，除此之外，不存在因执业行为受到刑事处罚， 受到证监会及其派出机构、行业主管部门等的行政处罚，不存在受到证券交易所、行业协会等自律组织 的自律监管措施、纪律处分的情况。 3、独立性 立信及项目合伙人、签字注册会计师和质量控制复核人不存在违反《中国注册会计师职业道德守则》对 独立性要求的情形。 （三）审计收费 1、审计费用定价原则 主要基于专业服务所承担的责任和需投入专业技术的程度，综合考虑参与工作员工的经验和级别相应的 收费率以及投入的工作时间等因素定价。 2、审计费用同比变化情况 （二）项目信息 1、基本信息 ■ （1）项目合伙人近三年从业情况： ■ （2）签字注册会计师近三年从业情况： ...

Group 1 - The company approved a cash management proposal using its own funds during the board meeting on April 25, 2025, with unanimous support [1] - The company has a healthy financial status with a debt-to-asset ratio of 30.27% as of December 31, 2024, allowing for safe investment of idle funds [3] - The company plans to invest in low-risk financial products that comply with regulations set by the China Securities Regulatory Commission and the Shanghai Stock Exchange [2] Group 2 - The company’s subsidiary, Triangle (Qingdao) Commercial Factoring Co., Ltd., is set to provide accounts receivable factoring services related to electronic debt certificates, with a maximum rolling limit of 50 million RMB [6][12] - The board meeting on April 25, 2025, approved the proposal for the subsidiary to engage in these transactions without requiring shareholder approval [7] - The independent directors believe that the related transactions will enhance the company's capital efficiency and competitiveness without compromising its independence [15] Group 3 - The company plans to continue its relationship with Xinyong Zhonghe Accounting Firm for the 2025 financial audit, pending shareholder approval [19][28] - Xinyong Zhonghe reported a revenue of 4.046 billion RMB in 2023, with a significant portion coming from audit services [20] - The company’s audit fees for 2024 were 900,000 RMB, and it expects similar costs for 2025 [26] Group 4 - The company announced a profit distribution plan for 2024, proposing a cash dividend of 0.53 RMB per share, totaling approximately 424 million RMB [88][89] - The proposed dividend represents 38.45% of the company's net profit for the year [89] - The profit distribution plan is subject to approval at the upcoming shareholder meeting [90] Group 5 - The company will hold its annual shareholder meeting on June 27, 2025, to discuss various proposals, including the profit distribution plan and the appointment of auditors [93][94] - The meeting will utilize both in-person and online voting methods [94] - Investors can submit questions in advance for discussion during the meeting [50]