General Principles - The financing and external guarantee management system of Beijing High Energy Times Environmental Technology Co., Ltd. aims to standardize financing and external guarantee management, effectively control financing and guarantee risks, and protect the financial safety and legal rights of investors [2][3] - Financing refers to indirect financing behaviors towards financial institutions, primarily including comprehensive credit, working capital loans, technological transformation and fixed asset loans, letter of credit financing, bill financing, and issuing guarantees [3][4] - External guarantees refer to the company and its subsidiaries providing guarantees, pledges, or other forms of guarantees for others, including guarantees for subsidiaries [3][4] Financing Approval Process - The finance department is responsible for the daily management of financing and external guarantees [4] - Financing matters that account for less than 10% of the latest audited net assets can be approved by the executive meeting of the president, while those between 10% and 30% require board approval [5] - Financing matters exceeding 30% of the latest audited net assets must be approved by the board and then submitted to the shareholders' meeting for approval [5][6] External Guarantee Conditions - The company must verify the credit status of the guaranteed party and analyze the benefits and risks before providing guarantees [13] - The company should ensure that the guaranteed party is a legally established enterprise with good financial status and stable cash flow [13][14] - Guarantees for controlling shareholders or related parties must require counter-guarantees from the other party [15] External Guarantee Approval Process - The highest decision-making body for external guarantees is the shareholders' meeting, with the board exercising approval rights within the scope of the company's articles of association [16] - External guarantees must be submitted to the board for review, requiring a majority approval from the board members present [17] - Guarantees exceeding 10% of the latest audited net assets or total guarantees exceeding 50% of the latest audited net assets require shareholders' meeting approval [19][20] Risk Management and Execution - The finance department is responsible for managing financing and external guarantees, ensuring compliance with the company's articles of association and the established system [26] - Contracts must be registered with the finance department within 7 days of signing [27] - The company must monitor the financial status of the guaranteed party and take necessary measures if any adverse changes occur [31][32] Information Disclosure - The company must fulfill information disclosure obligations according to relevant laws and regulations, with the board secretary responsible for this task [37] - Approved external guarantees must be disclosed in designated publications and on the stock exchange website [38] - If the guaranteed party fails to fulfill repayment obligations, the company must promptly disclose the situation [39] Responsibilities of Personnel - All directors must strictly review financing and external guarantee matters according to the established system and bear joint liability for any losses caused by violations [41] - Senior management and relevant personnel who exceed their authority in approving financing or guarantees will be held accountable for any actual losses incurred [42]

证券代码：603588 证券简称：高能环境 公告编号：2025-041 北京高能时代环境技术股份有限公司 关于为参股公司提供担保的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 被担保人名称：凉山州金钰环境治理有限公司（以下简称"金钰环境"）， 非上市公司关联人。 ? 本次担保金额及已实际为其提供的担保余额：为金钰环境担保金额不超 过人民币 150 万元，截至公告日前，北京高能时代环境技术股份有限公司（以下 简称"公司"）实际为金钰环境提供担保余额为 4,433.63 万元。 ? 本次担保是否有反担保：本次为金钰环境提供担保存在反担保 ? 对外担保逾期的累计数量：本公司无对外担保逾期 ? 特别风险提示：经审议通过的公司及控股子公司对外担保总额为 近一期经审计归属于上市公司股东净资产的 141.16%。请投资者充分关注担保风 险。 一、担保情况概述 金钰环境系公司参股公司，公司持有其15%的股权。金钰环境为满足日常经 营需求，拟向中国银行股份有限公司凉山分行（以下简称"中国银行凉山分行"） 申请贷款1, ...

Group 1 - The company has approved the appointment of Ms. Ye Yanliu as a non-executive director of the fifth board, who will also serve on the strategy and investment committee, nomination committee, and remuneration and assessment committee [2][3] - Ms. Ye will not receive any director remuneration during her tenure as a non-executive director, which will last until the end of the current board's term [3] - The board's decision to appoint Ms. Ye requires approval at the upcoming fourth extraordinary general meeting of shareholders [3] Group 2 - The company has approved a guarantee for its subsidiary Wuhan Hongxing Meikailong Global Home Plaza Development Co., Ltd. to secure a trust loan of RMB 550 million from Bohai International Trust Co., Ltd. [2][4] - The guarantee will be backed by the ownership of the property located at 125 Longyang Avenue, Hanyang District, Wuhan, and the land use rights [2][4] - The board has authorized the management to handle specific matters related to the guarantee, including signing relevant contracts and adjusting terms based on market conditions [4][5] Group 3 - The company has also approved a guarantee for its subsidiary Nanchang Hongxing Meikailong Global Home Expo Center Co., Ltd. for a trust loan from Bohai International Trust Co., Ltd. [2][6] - The total loan amount for this subsidiary is not specified but is secured by property ownership and land use rights located at 888 Ziyu Road, Xihu District, Nanchang [2][6] - Similar to the previous guarantee, the management is authorized to manage and adjust the financing and guarantee conditions as necessary [5][6]

看着牢骚满腹的当事人，欧阳华明白，要想调解成功，除了讲明法理，还需说通情理。 2016年，某公司及公司实控人老李夫妻因替他人提供借贷担保，被江苏省宜兴市人民法院3份判决 确认须承担担保责任，向农商行偿还借款本金847万元及相应利息。判决生效后，农商行向法院申请强 制执行，但因仅执行到少部分款项，经农商行申请，法院于2018年6月终结了对三案的执行。后经农商 行提供财产线索并申请，宜兴法院于2023年10月立案恢复对上述三案的执行，被执行人为借款人张某等 人及担保人某公司、老李夫妻，农商行申请保全了老李夫妻名下厂房的拆迁征收款。 "我们并不是实际用款人，也没收到农商行一分钱，凭什么要我们还钱呢？再说了，农商行时隔那 么多年申请恢复执行，也超过两年的申请执行期限了呀！"对此，老李夫妻一百个不乐意，并就上述三 案的执行分别向宜兴法院提出执行异议，要求停止执行。宜兴法院经审查认为，农商行在撤回原执行申 请后，分别于2018年10月、2020年9月、2022年8月、2023年10月向该院申请恢复执行，因此仍然有权行 使自己的权利，遂驳回了某公司、老李夫妻的异议请求。之后，某公司、老李夫妻不服该裁定，遂向无 锡中院申请复 ...

Group 1 - The core viewpoint of the article emphasizes the importance of the guarantee function in financing leasing, which plays a crucial role in ensuring the smooth operation of leasing businesses and protecting the rights of lessors [2][13]. Group 2 - The legal foundation for financing leasing is established by the Civil Code of the People's Republic of China, which defines the rights and obligations between lessors and lessees, thereby laying the groundwork for the guarantee function [3]. - The ownership of the leased property remains with the lessor, which is central to the guarantee function, allowing the lessor to reclaim the leased property in case of lessee default [4][9]. Group 3 - Financing leasing often incorporates third-party guarantees, such as guarantees, mortgages, and pledges, which help to further distribute the risk for lessors and enhance the security of leasing transactions [6]. - A common form of guarantee in financing leasing is the security deposit, which lessees pay to lessors at the contract signing, providing a buffer against potential defaults [7]. Group 4 - The guarantee function in financing leasing differs from traditional guarantee methods, as the leased property serves both as the financing vehicle and the guarantee object, creating a unique risk-sharing mechanism [8]. - The advantages of financing leasing include reduced credit risk for lessors, improved financing efficiency for lessees, and facilitation of equipment upgrades and industrial advancements [9]. Group 5 - The financing leasing guarantee function faces risks such as the potential depreciation of leased assets and the credit risk of lessees, which can impact the value of guarantees [10][11]. - To mitigate these risks, lessors should enhance asset management, conduct thorough credit assessments of lessees, and strengthen legal compliance to protect their rights [12][13].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：000672 证券简称：上峰水泥 公告编号：2025-045 公司全资子公司浙江金步甲网络科技有限公司（以下简称"金步甲公司"）及控股子公司诸暨上峰新能源 有限公司（以下简称"诸暨新能源"）、铜陵维力新能源有限公司（以下简称"铜陵维力"）因生产经营发 展需要，经与相关金融机构商谈并达成意向，拟合计向银行申请5,470万元的融资授信，其中，金步甲 公司拟向宁波银行杭州分行融资5,000万元，由公司为金步甲公司提供等额连带责任保证担保，担保期 限2年；诸暨新能源拟向兴业银行股份有限公司杭州城西支行融资320万元，由公司控股子公司浙江上峰 阳光新能源有限公司为诸暨新能源提供等额连带责任担保，担保期限10年；铜陵维力拟向兴业银行股份 有限公司杭州城西支行融资150万元，由公司控股子公司浙江上峰阳光新能源有限公司为铜陵维力提供 等额连带责任担保，担保期限10年；具体以担保协议约定为准。 公司实际累计发生对外担保额在董事会和股东大会批准范围内，不存在逾期债务对应的担保、涉及诉讼 的担保及因被判决败诉而应承担的担保等情形。 根据《深圳证券交易所股票上市规则》及《公 ...

Core Viewpoint - The company, Wewei Food and Beverage Co., Ltd., has provided a guarantee for its wholly-owned subsidiary, Wewei International Trade Co., Ltd., amounting to a maximum of RMB 96 million, to support its operational financing needs [2][6]. Group 1: Guarantee Details - The guarantee provided is a joint liability guarantee for a principal debt not exceeding RMB 96 million, with an actual guarantee balance of RMB 150 million already provided [2][6]. - There is no counter-guarantee associated with this guarantee [3]. - The company has no overdue external guarantees [4]. - The guarantee has been approved by the company's shareholders' meeting [5]. Group 2: Decision-Making Process - The company held its annual shareholders' meeting on May 9, 2025, where it approved a guarantee limit of up to RMB 1.45 billion for the year 2025 [7]. - This guarantee falls within the approved limit and does not require further board or shareholder approval [7]. Group 3: Subsidiary Information - Wewei International Trade Co., Ltd. was established on April 28, 2003, with a registered capital of RMB 100 million [9][10]. - As of December 31, 2024, the subsidiary had total assets of RMB 374.78 million, total liabilities of RMB 242.49 million, and net assets of RMB 132.30 million, with a revenue of RMB 590.73 million and a net profit of RMB 31.95 million for the year [10]. - As of March 31, 2025, the subsidiary's total assets were RMB 393.23 million, total liabilities were RMB 258.57 million, and net assets were RMB 134.66 million, with a revenue of RMB 169.54 million and a net profit of RMB 2.36 million for the first quarter [10]. Group 4: Guarantee Agreement - The guarantee agreement involves Wewei Food and Beverage Co., Ltd. as the guarantor, Wewei International Trade Co., Ltd. as the debtor, and the Bank of Communications Co., Ltd. as the creditor [11]. - The guarantee covers all principal debts, interest, penalties, and costs associated with debt recovery [11]. - The guarantee period extends three years beyond the debt fulfillment deadline [11][12]. Group 5: Necessity and Reasonableness of the Guarantee - The guarantee is deemed necessary to ensure the normal operation of the subsidiary and to enhance its financing efficiency, thereby supporting stable business development [13]. - The subsidiary's operational and credit status is stable, and the company can effectively control the risks associated with its subsidiary's operations [13]. Group 6: Board Opinion and External Guarantees - The board of directors approved the guarantee proposal on April 17, 2025 [15]. - As of the announcement date, the total external guarantees provided by the company and its subsidiaries amounted to RMB 326 million, representing 9.35% of the company's latest audited net assets [15].

Core Viewpoint - The company has provided a guarantee for its wholly-owned subsidiary, Geiger New Energy (Hangzhou) Co., Ltd., with a maximum amount of 10 million yuan to support its operational needs [2][9]. Group 1: Guarantee Overview - The guarantee is provided to Ningbo Bank for various financial services to Geiger, with a maximum liability of 10 million yuan and no other guarantees involved [2][5]. - The company has authorized a total guarantee amount of up to 550 million yuan for its subsidiaries in 2025, with specific limits based on their debt-to-asset ratios [3][4]. Group 2: Guarantee Details - The guarantee includes principal, interest, overdue interest, compound interest, penalty interest, default fines, and compensation costs related to the debt [7]. - The guarantee period is set for two years from the date of debt fulfillment [8]. Group 3: Necessity and Reasonableness of the Guarantee - The guarantee is deemed necessary for Geiger's daily operations and is expected to support its stable operation and long-term development [9]. - The company maintains good control over Geiger's credit status, indicating that the risks associated with this guarantee are manageable and do not harm the interests of the company and its shareholders [10]. Group 4: Current Guarantee Status - As of the announcement date, the total amount of guarantees provided by the company to its subsidiaries is 240 million yuan, which represents 14.27% of the latest audited net assets attributable to shareholders [11].

按地区来看，西部地区发放94份担保，金额34亿图格里克（685.48万元人民 币）；杭盖地区551份，208亿图格里克（4193.55万元人民币）；中部地区95 份，40亿图格里克（806.45万元人民币）；东部地区94份，47亿图格里克 （947.58万元人民币）。在所有担保中，批发零售业占1.9%，加工业占4.8%， 信息通信业占0.7%，新合作社和住房贷款担保占比达92.6%。 从合作银行占比看，可汗银行提供担保贷款占54.8%、国家银行占32.8%、 Capitron银行占7%，其余由贸易发展银行、郭勒穆特银行和ARIG银行提供。 贷款对象中，90.5%为个人、9.5%为企业，其中企业担保主要投向加工业13亿 图格里克（262.09万元人民币）、批发零售业5亿图格里克（100.81万元人民 币）及信息通信业5亿图格里克（100.81万元人民币）。个人担保则集中于新 合作社266亿图格里克（5362.90万元人民币）和住房贷款64亿图格里克 （1290.32万元人民币）。基金资产效率为4.7%，同比提升3个百分点。不良担 保比率降至1.3%，余额为60亿图格里克（1209.68万元人民币）。 蒙古政府官 ...

证券代码：002404 证券简称：嘉欣丝绸 公告编号：2025—027 浙江嘉欣丝绸股份有限公司 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误 导性陈述或重大遗漏。 一、 担保的审议情况 浙江嘉欣丝绸股份有限公司（以下简称"公司"）分别于2025年3月26日和 《关于对外提供担保的议案》。同意公司向浙江金蚕网供应链管理有限公司（以 下简称"金蚕网公司"）等四家控股子公司、参股公司浙江银茂进出口股份有限 公司及茧丝绸供应链企业提供担保，总额度不超过人民币7亿元。在上述额度范 围内循环滚动使用，任一期间内的实际担保余额合计不超过人民币7亿元。有效 期自2024年度股东大会审议通过之日起至2025年度股东大会召开之日止。具体内 容详见公司于2025年3月28日和2025年4月19日在《证券时报》《上海证券报》及 巨潮资讯网(http://cninfo.com.cn)披露的相关公告。 二、 担保的进展情况 行"）签订《最高额保证合同》（合同编号：2025信杭嘉银保字第ZB0074号）， 约定公司自2025年6月9日至2026年6月9日期间，为公司控股子公司浙江金蚕网供 应链管理有限公司提 ...