Core Viewpoint - Wuhan has introduced new real estate policies aimed at stabilizing the housing market and enhancing support for families with multiple children, thereby stimulating housing demand [1][4]. Group 1: Policy Adjustments - The new policies include a subsidy of 60,000 yuan for families with two children and 120,000 yuan for families with three children purchasing new homes from May 1 to December 31, 2025 [4]. - The maximum loan limit for the second home using housing provident fund loans will be aligned with that of the first home, and support for converting rental payments into home purchases will be increased [4][5]. - The city plans to purchase 3,000 second-hand homes for various rental and resettlement purposes, promoting the "old for new" housing exchange [4]. Group 2: Financial Support and Incentives - From May 1 to December 31, 2025, individuals purchasing new commercial or office properties for non-business purposes will receive a 50% subsidy on the paid deed tax, with the minimum down payment for commercial loans reduced from 50% to 45% [5]. - The policies aim to enhance the service level of housing transactions through a "one-stop" service platform, facilitating online signing and mortgage processes [5]. Group 3: Broader Market Trends - Other cities, such as Kunming and Shaoguan, have also announced similar measures, including increasing the maximum housing provident fund loan limits and providing subsidies for families with multiple children [6][7]. - Qingdao has introduced a set of 12 new real estate policies, including subsidies for families with two and three children, and promoting low monthly payment housing loan products [7].

4月30日，昆明市住房公积金管理中心发布通知，2025年5月6日起，调整住房公积金贷款最高额度。最 高贷款基准额度：单缴存人家庭50万元、双缴存人家庭80万元调整为单缴存人家庭70万元、双缴存人家 庭100万元。根据原有政策规定，生育二孩、三孩的缴存人家庭购买首套自住住房的，住房公积金贷款 最高额度分别上浮20%、30%。按调整后的最高贷款基准额度计算的二孩、三孩缴存人家庭住房公积金 贷款最高额度为：二孩家庭：单缴存人家庭84万元，双缴存人家庭120万元；三孩家庭：单缴存人家庭 91万元，双缴存人家庭130万元。按调整后的最高贷款基准额度计算的昆明市"春城计划"人才住房公积 金贷款最高额度为：单缴存人家庭105万元，双缴存人家庭150万元。(智通财经) ...