DeFi Lending Market - Moonwell 活跃贷款额增长 32% [1]

China’s first contraction in outstanding loans since 2005 has crystallized worries about a deepening downturn for the world’s second-largest economy https://t.co/4VRFEYOM3X ...

Innovation & Entrepreneurship - Innovation often precedes regulation, leading to disruption and impact [2] - Problems present opportunities for innovation, which can be small-scale and address everyday needs [5][6] - Nepal's challenges can be transformed into business opportunities by identifying and solving local problems [23][27] - The speaker's personal experiences illustrate how small innovations can lead to larger ventures [7][8][13] Economic & Social Development in Nepal - Nepal possesses abundant energy resources (natural resources and youth) but exports its youth instead of products [17][18] - Nepalese diaspora represents a valuable network for knowledge transfer, remittances, and tourism [19][20] - The country is undergoing a transition phase with market corrections and potential for growth in hydropower and global Nepali brands [26][27] - The speaker's fintech venture aims to empower entrepreneurs by providing small loans, addressing the collateral-based lending system [24][25] Personal Development & Mindset - Belief and mindset are crucial for creating impact and personal improvement [21][22] - Individuals should focus on self-improvement rather than comparing themselves to others [21] Business Examples - Routine of Nepal banda is an innovation that identified the need for people to know about strikes or closures [3] - Load shedding app provided load shedding routine and was sold for around 2 million rupees [3][4]

Lending Market Overview - Active loans on Base surpassed $1.5 billion [1] Top Lending Protocols on Base - The top 3 lending protocols on Base are Morpho, Aave, and Moonwell [1]

Consumer Spending Behavior - Customers with access to loans spend at least 20% more compared to those without access [1]

ICYMI: Active loans on @base surpassed $1.5 billion.Top 3 lending protocols on Base: Morpho, Aave, and Moonwell. https://t.co/bbD578Srnh ...

Interest Rate Trends - Rates on new 30-year loans have fallen for two consecutive days [1] - Average 30-year loan rates are at their lowest level since early April [1] - Rates have decreased across various loan types [1]

Ivory Coast plans to raise $916 million in loans arranged by StanChart and SocGen to help fund its budget https://t.co/dvRyTKhErz ...

Japan expects only 1-2% of its recently agreed upon $550 billion US fund to be in the form of actual investment, with the bulk of it being loans https://t.co/LhGXOYE8i5 ...

RT Cointelegraph (@Cointelegraph)⚡️ LATEST: Active loans on Ethereum lending protocols hit $30B, up $27B since January 2023. https://t.co/olq8tvf9T2 ...