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上海企业融资贷款新选择:税贷和发票贷能贷多少钱?
Sou Hu Cai Jing· 2025-06-05 05:38
上海企业税贷与发票贷的贷款额度范围 如下:关于上海企业税贷,其贷款额度一般会在一个特定区间内浮动,而发票贷的贷款额度,同样处于自身明确的范畴之中。这两者在额度上既 展现出一定的相似性,同时也存在明显的不同之处。 1.税贷: 最高额度:税贷的额度,通常而言,最高能够达到,纳税总额的10倍,具体额度依据企业的纳税情况而定。例如银税联动贷款的额度,最高可 至,纳税总额的10倍,不过首次贷款的企业,其额度不会超过200万元,并且还需经过政策性担保基金的审核。 影响因素:税贷的额度主要取决于企业的纳税情况,包括年纳税额、纳税记录的稳定性等一般要求企业连续两年正常纳税且无欠税记录,年纳税 额需达到一定标准(如3万元以上 2.发票贷: 最高额度:发票贷的额度,通常情况下,最高可达为企业过去12个月开票的总额的百分之20。举例而言,上海农商银行的企业设备发票贷额度, 最高能够达到1000万元。 影响因素:发票贷的额度主要取决于企业的开票情况,包括年度开票金额和开票记录的稳定性一般要求企业年度开票金额达到一定标准(如300万 元以上),且无超过三个月的断票记录 申请条件和其他相关信息 这些信息 税贷:企业需成立满两年,年度纳税 ...
美国购房申请指数降至五周低点
news flash· 2025-06-04 11:41
Core Viewpoint - The U.S. mortgage application index has dropped to a five-week low, indicating a slowdown in housing market activity despite a slight decrease in interest rates [1] Group 1: Mortgage Application Trends - The Mortgage Bankers Association (MBA) reported a 4.4% decline in the mortgage application index, bringing it down to 155 for the week ending May 30 [1] - The refinancing index also fell by 3.5%, marking the fourth consecutive week of decline [1] Group 2: Interest Rate Movements - The 30-year fixed mortgage rate decreased by 6 basis points to 6.92% [1] - Although there has been a slight easing in housing financing costs, further reductions are necessary to revitalize the housing market [1] Group 3: Market Conditions - Homebuyers are finding more options as more sellers list their properties, yet asking prices remain high [1] - Mortgage rates are still close to 7%, which is a barrier for many potential buyers [1]
美国5月30日当周MBA抵押贷款申请活动指数周环比 -3.9%,前值 -1.2%。
news flash· 2025-06-04 11:04
Group 1 - The MBA mortgage application activity index for the week ending May 30 in the U.S. decreased by 3.9% week-over-week, compared to a previous decline of 1.2% [1]
6月4日电,美国MBA抵押贷款申请指数上周下降3.9%。
news flash· 2025-06-04 11:03
智通财经6月4日电,美国MBA抵押贷款申请指数上周下降3.9%。 ...
美国至5月30日当周MBA抵押贷款申请活动指数 226.4,前值235.7。
news flash· 2025-06-04 11:02
Core Insights - The MBA mortgage application activity index for the week ending May 30 stands at 226.4, a decrease from the previous value of 235.7 [1] Group 1 - The current index indicates a decline in mortgage application activity, suggesting a potential slowdown in the housing market [1] - The previous value of 235.7 reflects a higher level of mortgage applications, indicating a comparative drop in demand [1] - The change in the index may impact lenders and financial institutions involved in mortgage financing [1]
美国至5月30日当周MBA抵押贷款购买指数 155,前值162.1。
news flash· 2025-06-04 11:02
美国至5月30日当周MBA抵押贷款购买指数 155,前值162.1。 ...
报喜鸟控股股份有限公司 关于为合并范围内子公司提供贷款担保的进展公告
Sou Hu Cai Jing· 2025-06-04 06:11
Overview of Guarantee Situation - The company has approved a guarantee for its subsidiaries, allowing a total guarantee amount of up to RMB 700 million for various credit facilities, with a single guarantee not exceeding RMB 100 million [2] - The guarantee period for each loan or credit facility is up to 3 years, starting from the date of the loan [2] Progress of Guarantee - The company has signed a maximum guarantee contract with the Industrial and Commercial Bank of China for a credit facility not exceeding RMB 50 million for its subsidiary Anhui Baoniao [3] Basic Information of the Guaranteed Party - Anhui Baoniao was established on May 6, 2011, with a registered capital of RMB 30 million, and is a wholly-owned subsidiary of Shanghai Baoniao, in which the company holds a 75% stake [5] Main Content of the Guarantee Agreement - The guarantee amount is set at a maximum of RMB 50 million, covering various costs including principal, interest, and other related fees [6] - The guarantee period extends for three years after the loan term ends [6] Cumulative External Guarantee Amount - After this guarantee, the total guarantee amount for the company and its subsidiaries is RMB 700 million, with an actual guarantee balance of RMB 315.62 million, accounting for 7.22% of the company's latest audited net assets [7]
3家湘企完成回购超2亿元 两日内181家上市公司发布回购相关公告
Chang Sha Wan Bao· 2025-06-04 05:52
Core Viewpoint - A total of 181 A-share companies announced share buybacks within two days, indicating a strong trend in the market towards share repurchase activities [1][2] Group 1: Share Buyback Announcements - 154 companies announced buyback plans on June 4, with an additional 27 on June 3, totaling 181 announcements [1] - Midea Group plans to repurchase between 50 million to 100 million shares at a price not exceeding 100 yuan per share, with a total buyback amount ranging from 5 billion to 10 billion yuan [1][2] - Since the beginning of the year, 1,191 companies have announced buybacks, with Midea Group having the highest proposed buyback amount [2] Group 2: Financial Performance of Midea Group - Midea Group reported earnings per share of 1.64 yuan and a net profit of approximately 1.24 billion yuan for the first quarter of 2025, with a year-on-year net profit growth rate of 38.02% [2] - The company has approved two buyback plans this year, one for up to 3 billion yuan and another for up to 10 billion yuan, with the latter yet to be implemented [2] Group 3: Loan Support for Buybacks - As of now, 650 listed companies or significant shareholders have obtained buyback increase loans totaling approximately 137 billion yuan since October 2024 [3] - Several companies, including Xinhua Medical and China Gold, have announced that they received buyback increase loans exceeding 1 billion yuan [3] - The highest loan amount for buyback increases was reported by Dongfang Shenghong, with a total loan limit of 2.8 billion yuan [3] Group 4: Local Companies' Buyback Activities - Three listed companies from Hunan, including Weisheng Information, Aoshikang, and Jiudian Pharmaceutical, have also announced buyback plans [4] - Weisheng Information reported earnings per share of 0.28 yuan and a net profit of approximately 139 million yuan, with a year-on-year growth rate of 25.33% [4] - Aoshikang and Jiudian Pharmaceutical reported earnings per share of 0.35 yuan and 0.25 yuan, respectively, with net profits of approximately 11 million yuan and 12.6 million yuan [4]