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金融监管总局,最新发声!
中国基金报· 2025-07-10 13:06
Core Viewpoint - The article emphasizes the risks associated with misleading advertising that induces online loans, highlighting the need for consumers to be vigilant and aware of potential financial traps [2][4][7]. Summary by Sections Inducement Tactics in Online Lending - The article outlines three main tactics used by fraudulent institutions to mislead consumers into online loans: 1. Confusing concepts to mislead loans, such as using terms like "installment payment" instead of "installment loan," which can lead to consumers signing contracts without fully understanding the terms [4]. 2. False promises to induce loans, where institutions make exaggerated claims about outcomes, such as guaranteed job placements or government grants, often leading to unfavorable contract terms for consumers [4]. 3. Concealing actual loan costs, where institutions promote low surface interest rates while hiding higher actual rates and additional fees, resulting in consumers paying much more than expected [5]. Consumer Protection Measures - The article advises consumers to reject enticing but misleading sales pitches and to be cautious when providing personal information [6]. - It encourages consumers to verify the legitimacy of institutions by checking their qualifications through official channels and to protect their personal information to avoid potential misuse [7]. - The article also mentions recent warnings from various financial regulatory bodies regarding illegal lending practices targeting vulnerable groups, such as students, and the need for consumers to be aware of the risks associated with third-party loan applications [8].
芯动联科(688582):MEMS芯片龙头,应用场景多点开花
Tianfeng Securities· 2025-07-10 13:03
Investment Rating - The report assigns a "Hold" rating for the company, marking its first coverage [6]. Core Insights - The company is a leading player in the MEMS inertial sensor market, benefiting from a fully controlled technology chain and high gross margins, with a projected revenue of 4.05 billion yuan and a net profit of 2.22 billion yuan in 2024 [1][4]. - The company has established a strong market presence, achieving a 23.45% market share in domestic MEMS gyroscopes by 2022, up approximately 14 percentage points from 2019 [2]. - The IMU segment is expected to grow rapidly, with a CAGR of 175.8% from 2021 to 2024, driven by demand from low-altitude economy, advanced driving, and humanoid robots [3]. Summary by Sections Company Overview - The company, founded in 2012, has achieved full control over the technology chain from chip design to packaging and testing, with its third-generation MEMS gyroscope reaching international advanced levels [1][14]. - The leadership team has extensive experience in the semiconductor field, contributing to the company's technological advancements [16][18]. Core Product Layout - The company's core products, MEMS gyroscopes and accelerometers, have high technical barriers and are applicable in high-end industrial and unmanned systems [2]. - The company is gradually replacing imports in the MEMS inertial sensor market, with a focus on high-performance products [2][4]. IMU Growth Drivers - The IMU, which integrates gyroscopes and accelerometers, is positioned to benefit from emerging markets such as low-altitude economy and smart driving [3]. - The company is actively developing automotive-grade IMUs to meet the growing demand for high-precision positioning systems [3]. Financial Forecast and Investment Recommendations - The company is expected to achieve revenues of 6.19 billion yuan, 8.60 billion yuan, and 11.84 billion yuan from 2025 to 2027, with corresponding net profits of 3.39 billion yuan, 4.59 billion yuan, and 6.04 billion yuan [4][5]. - The projected EPS for 2025, 2026, and 2027 is 0.85 yuan, 1.14 yuan, and 1.51 yuan per share, respectively, with a PE ratio of 77X for 2025 [4][5].
传承侨乡文化凝聚乡土情谊!恩平牛江启动老旧物品征集工作
Nan Fang Nong Cun Bao· 2025-07-10 11:03
Core Viewpoint - The initiative launched by Niujiang Town in Enping City aims to collect old items to preserve historical heritage and promote local culture, enhancing community ties and cultural identity [2][4][12]. Group 1: Collection Initiative - The collection focuses on three categories: traditional folk items, historical witness items, and overseas Chinese cultural items [3][8]. - Traditional folk items include old agricultural tools, handmade tools, traditional furniture, and folk costumes, reflecting local customs and history [5][6]. - Historical witness items are related to significant events in Niujiang's development, such as artifacts from traditional industries like leather and paper manufacturing [7]. - Overseas Chinese cultural items encompass memorabilia related to notable figures from Niujiang, items used by overseas Chinese, and gifts brought back from abroad [9][10]. Group 2: Cultural Significance - Niujiang Town is recognized as the hometown of Feng Ru, the father of Chinese aviation, and has been designated as a "Chinese Overseas Chinese International Cultural Exchange Base" [12]. - The town is establishing a "Beautiful Living Room" exhibition hall to showcase collected items that reflect its historical memory and cultural depth, aiming to evoke nostalgia among overseas compatriots [13][14]. - The initiative is expected to protect valuable old items that carry the wisdom and life experiences of previous generations, fostering cultural confidence and community spirit [16]. Group 3: Support and Recognition - Donors of items will receive certificates of honor, and their contributions will be acknowledged in the exhibition descriptions [17]. - The local government encourages the public to provide leads on potential items for collection, with dedicated personnel for on-site evaluation [18]. - Enping City has developed a unique cultural display system, including various cultural venues that support the "Hundred Thousand Project" [20][22].
夏季肠道传染病多发,专家提醒当心病从口入
Xin Hua Wang· 2025-07-10 10:10
新华社天津7月10日电(记者张建新、栗雅婷)夏季高温高湿,肠道传染病进入高发季节。专家提醒,夏季常见的手足口病、细菌性痢疾等肠道 传染病,主要通过食物、饮用水、日常生活接触等途径传播,因此要注意饮食卫生,防止病从口入。 天津市疾病预防控制中心传染病预防控制所主任医师吴伟慎介绍,常见的引起肠道传染病的细菌有致泻性大肠杆菌、沙门菌、空肠弯曲菌、副溶 血性弧菌、志贺菌等;常见的引起肠道传染病的病毒有诺如病毒、轮状病毒、札如病毒、星状病毒和肠道腺病毒等。 专家提示,日常生活中要注意饮食卫生。高温可杀灭致病微生物,饮用水需煮沸后再饮用,食物和厨具要生熟分开,避免交叉污染。吃剩的食物 应及时密封冷藏在冰箱内。"要注意冰箱不是'保险箱',吃剩的食物存放尽量别超过24小时,再次食用前,需要热透,同时应避免生食、半生食 易带致病原的水产品。"吴伟慎说。 此外,平时应培养良好的饮食卫生习惯,注意手卫生,饭前、便后、外出回家后及时洗手;不暴饮暴食,不吃腐败、变质的食物,生食食物一定 要洗净。 专家提醒,如出现了腹泻症状,不提倡禁食禁水,宜进食清淡、易消化的流质或半流质食物,症状好转后逐渐过渡到正常饮食。如果腹泻病情不 重,一般通过 ...
山东郓城:助企纾困有“实招” 民营经济展“新颜”
Qi Lu Wan Bao Wang· 2025-07-10 10:02
从一线走访解难题到靶向施策促转型,郓城县用精准服务打通民营企业发展"堵点",聚焦高端化、智能 化、绿色化、集群化发展,让科技创新真正转化为新质生产力,持续增创县域经济高质量发展的新优 势。 在潘渡镇,助企纾困已成为常态化行动。镇党委政府主要负责人带队常态化入企现场办公,针对企 业"小升规"过程中遇到的手续办理难题,从土地审批到项目申报,从环保要求到市场准入,逐项提供政 策解读和流程指引。结合夏季安全生产特点,工作人员还深入车间排查隐患,将风险消除在萌芽状态, 让企业轻装上阵谋发展。 传统产业转型升级是郓城民营经济提质增效的关键抓手。武安镇东来汽配公司是当地一家老牌汽车轮毂 加工企业,因厂区环境陈旧、生产模式传统制约发展。镇政府主动对接经济管理部门,为企业量身定制 转型升级方案,采用"边拆、边生产、边改造"模式,将一层车间改造为两层,并将半自动化生产线升级 为全自动化数控生产线,专职帮扶干部全天候驻企协调,确保转型任务按期推进。 作为菏泽市最大的专用车辆制造集群所在地,杨庄集镇则以科技创新为核心,推动企业从传统制造向科 技创新型企业跨越。黄泥冈镇盛开纺织公司引入圆形自动化织布机,通过互联网加持实现程序联网互 动 ...
聚焦航海文化传承、人才培养和产业发展 首届海峡两岸航海文化交流活动在厦举行
Ren Min Wang· 2025-07-10 09:28
活动开幕当天,主办方举办了海峡两岸航海文化暨航运高质量发展研讨交流,邀请两岸相关主管部门、 知名航商负责人、教授学者和文史专家代表等,围绕航海文化历史传承与弘扬发展、航运新业态发展机 遇与挑战、航运绿色转型、航海领域新能源和新技术运用、航运人才队伍培养等内容进行研讨交流,为 两岸航运高质量发展提供智力支持;围绕联合培养高素质航运人才、深化航海文化交流等,组建海峡两 岸航海高校联盟并举行现场签约仪式;举行两岸青年联谊活动,通过别具特色的闽南特色活动和文艺表 演展现航海文化特色,并通过联谊活动认识新朋友、加深新情谊、促进新交流。 10日,主办方还在集美大学围绕"传承·弘扬·发展"主题,以两岸航运业职工技能素养提升、人才培养发 展前景等内容为重点,组织两岸职工开展技能研讨交流,观摩船员培训项目实操,体验大型船舶操纵模 拟器,学打水手绳结等,感悟和传承航海文化、航海精神精髓。 "主要有三大特色、创新亮点。"主办方相关负责人介绍,本次活动突出了两岸融合交流主题,如精心设 计开幕式、参观交流和联谊活动内容,表达和展现了"两岸一家亲"的美好愿景,而两岸航运界人士、专 家学者开展学术交流,共话两岸航运经济美好未来,以及两岸高 ...
【期货热点追踪】反内卷的风还是吹到了玻璃行业?今日玻璃期货大涨5%!机构称或因这一市场传闻导致。点击阅读。
news flash· 2025-07-10 09:21
反内卷的风还是吹到了玻璃行业?今日玻璃期货大涨5%!机构称或因这一市场传闻导致。点击阅读。 相关链接 期货热点追踪 ...
被蚊子叮咬后离死亡有多近?
Hu Xiu· 2025-07-10 09:04
Group 1 - The article highlights that mosquitoes are responsible for approximately 780,000 deaths annually, making them the deadliest animals globally [1][6][5] - In China, mosquito-borne diseases such as dengue fever and malaria are on the rise, with dengue cases experiencing a significant increase in recent years [2][9][11] - The distribution of mosquitoes in China is not limited to southern provinces; several northern provinces also have high mosquito populations [15][17] Group 2 - The main mosquito-borne diseases in China include dengue fever, malaria, and Japanese encephalitis, all of which can have severe health impacts [9][11] - Dengue fever is currently the most concerning mosquito-borne disease in China, with a rapid increase in cases reported in 2023 [9][11] - The spread of mosquito-borne diseases is closely linked to economic development, population mobility, and climate change, with global dengue cases increasing approximately 30 times over the past 50 years [11] Group 3 - The most common mosquito species in China include Aedes albopictus, Culex pipiens, and Anopheles sinensis, with a total of 418 known species [19] - Mosquito activity peaks at specific times, with different species exhibiting varying feeding patterns, which can influence their impact on human populations [20][21] - Mosquito saliva contains allergens that can cause significant immune responses in humans, leading to more severe reactions to bites from certain species [25]
最高3500万,怀柔科学城给科学仪器企业的政策我都看眼馋了!
仪器信息网· 2025-07-10 08:19
导读: 北京怀柔科学城发布《关于精准支持怀柔科学城科学仪器和传感器产业创新发展的若干措施(征求意见稿)》。 特别提示 微信机制调整,点击顶部"仪器信息网" → 右上方"…" → 设为 ★ 星标,否则很可能无法看到我们的推送。 2025年7月9日,北京怀柔科学城管理委员会发布《关于精准支持怀柔科学城科学仪器和传感器产业创新发展的若干措 施(征求意见稿)》,拟通过20条新政加大对 科学仪 器与传感器产业的扶持力度,单个项目最高支持金额达3500万 元。 详情如下: 关于精准支持怀柔科学城科学仪器和传感器产业创新发展的若干措施 (征求意见稿) 为加快落实《深入贯彻落实习近平总书记重要批示精神 加快推动北京国际科技创新中心建设的工作方案》(国科发规 〔2023〕41号)《"十四五"时期北京怀柔综合性国家科学中心发展规划》和《怀柔科学城控制性详细规划(街区层 面)(2020年—2035年)》,构建成果转化体系完善、产业生态健全、平台创新蓬勃发展的怀柔科学城高端科学仪 器装备产业集聚区,制定本措施。 第一章 适用对象和重点领域 1.本办法支持对象为登记、注册在怀柔科学城范围内开展、服务高端科学仪器和传感器及相关产业的企业 ...
民生银行济宁邹城支行开展金融知识进社区,宣传“反假”
Qi Lu Wan Bao· 2025-07-10 06:16
Group 1 - The core idea of the news is to enhance community residents' financial literacy and awareness of counterfeit currency risks through a promotional event organized by Minsheng Bank in Jining, Zoucheng [1][2] - The event included setting up a consultation booth, distributing informative brochures, and demonstrating various techniques for identifying counterfeit RMB [1] - Special attention was given to the elderly, with staff providing hands-on training and ensuring that key points were understood despite potential hearing or vision issues [1] Group 2 - Staff shared real-life cases of counterfeit currency scams to raise awareness among residents about the dangers of fake money and the importance of vigilance [2] - The promotional activity received high praise from community residents, with participants expressing gratitude for the knowledge gained on identifying counterfeit currency [2] - Minsheng Bank plans to continue organizing similar financial literacy events to expand outreach and contribute to a stable financial environment [2]