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民生银行中海国际社区支行:吹响消保金号角,金融知识齐鲁行
Qi Lu Wan Bao· 2025-06-13 11:15
Core Viewpoint - The Minsheng Bank Zhonghai International Community Branch is actively promoting financial consumer rights and knowledge through a campaign titled "Sound the Consumer Protection Horn, Financial Knowledge Qilu Tour" in response to the Shandong Banking Association's call [1][2] Group 1: Campaign Activities - The community branch is educating customers about common issues such as illegal fundraising, fraudulent investment schemes, and unregulated health marketing through in-store presentations [1] - The bank is utilizing home service opportunities to conduct case presentations and disseminate financial knowledge to employees of partner companies [2] - Promotional materials, including flyers on consumer rights protection and financial knowledge, are being distributed to local residents [1] Group 2: Risk Awareness and Prevention - The campaign includes setting up eye-catching displays on the dangers of illegal financial investments and tips for preventing gambling and fraud [1] - The bank is providing emergency response suggestions for potential risks such as account theft and online banking fraud, aiming to enhance customers' awareness and emergency handling capabilities [2] - The community branch emphasizes its commitment to being a trustworthy bank in the neighborhood and aims to play a positive role in safeguarding people's financial security [2]
消费者质疑网贷莫名收费 记者介入平台退费和解
Huan Qiu Wang Zi Xun· 2025-06-13 10:17
借款合同不仅被隐藏 还有"第三方"捆绑消费 马女士说,她从2021年开始,在国内某网络借贷平台开始借款,多笔借款数额不一,还款的分期额度也 不同。有些借款订单的综合年化利率为24%,有些为36%。马女士发现,还款包括本金和综合费用, 但"综合费用"具体指什么,她不理解。 马女士出示的借款订单截图(央广网发 受访者供图) 马女士向记者出示了一份本金为7000元的历史订单截图。截图上明确显示,她已经偿还的"综合费用"为 2161.28元,这笔费用的数额是否在约定利率内?马女士说,当她想要查看该笔订单合同的具体内容 时,页面直接跳转到第三方风险检测页面。如果想要进一步点开页面,则需另外支付费用。 来源:央广网 央广网成都6月10日消息(记者 王颖 见习记者 唐诗敏)近日,四川成都的消费者马女士向央广网啄木 鸟投诉平台反映,国内某网络借贷平台莫名收取"综合费用",且在她不知情的情况下,自动为她订阅会 员服务、第三方风险检测等服务,她被迫每月按时续费。对于她查看以往合同的要求,平台更是明确拒 绝。 马女士出示的第三方风险检测页面截图(央广网发 受访者供图) "为什么我查看自己的历史订单,会跳转到第三方风险检测页面,而且 ...
新疆乌苏市市场监督管理局公布“铁拳”行动典型案例
Zhong Guo Shi Pin Wang· 2025-06-13 03:45
新疆维吾尔自治区乌苏市市场监督管理局聚焦关系人民群众生命健康安全的重点商品、重点领域、重点 行业,查办了一批危害群众生命健康、财产安全的违法违规案件,现将部分典型案例集中公布如下: 一、某电动车行未严格落实质量安全主体责任经营电动自行车案 2025年2月25日,乌苏市市场监督管理局查处某电动车行未严格落实质量安全主体责任经营电动自行车 的违法行为,依法责令当事人改正违法行为,并给予警告的行政处罚。 该店上述行为违反了《食用农产品市场销售质量安全监督管理办法》第十五条第一款和《中华人民共和 国食品安全法》第三十四条第二项的规定,已构成销售农药残留超过食品安全标准限量的姜和辣椒的违 法行为,乌苏市市场监督管理局依据《食用农产品市场销售质量安全监督管理办法》第四十二条和《中 华人民共和国食品安全法》第一百二十四条第一款第一项及《中华人民共和国行政处罚法》第三十三条 第二款的规定,依法对当事人作出不予行政处罚。 三、某音乐餐吧以声明方式排除或者限制消费者权利案 2025年5月15日,乌苏市市场监督管理局查处某音乐餐吧以声明方式排除或者限制消费者权利的违法行 为,依法责令当事人改正违法经营行为,没收违法所得30元,并处 ...
消费权益友好企业│兴业银行东莞分行:保障金融权益 助力美好生活
Sou Hu Cai Jing· 2025-06-13 03:20
多措并举强化金融教育 提升群众金融素养 兴业银行东莞分行积极响应监管要求,进行全方位的金融教育活动。2025年"3·15"金融消费者权益保护教 育活动期间,兴业银行东莞分行坚持践行消保工作人民性的要求,全行上下营造"讲消保""学消保"浓厚氛 围,同时积极开展"高管讲消保"活动,确保各项消保工作得以有效落实。 保障消费者权益,营造安全、放心的金融环境,有助于提振消费信心。今年,正值兴业银行东莞分行扎根 莞邑二十周年,为全面贯彻落实中央金融工作会议精神,兴业银行东莞分行始终坚持金融工作的政治性、 人民性,以党建为引领,构建多点发力、协同推进、人人有责、各司其职的工作体系,打造"党建+消 保"深度融合的"大消保"工作格局,以红色动能守护群众"钱袋子",为助力人民群众美好生活贡献金融力 量。 为推进精准金融教育,兴业银行东莞分行聚焦重点人群开展金融知识普及。立足粤港澳大湾区,该行聚焦 外籍来华人员,普及在华支付便利性,主动将便捷支付知识延伸至外籍来华人员的生活场景中,重点介绍 银行可兑换的外币币种、开户、境内工资收入购汇汇出、外卡取现等金融服务知识,助力外籍来华人员更 好地融入中国金融生活。 打造便民服务 生态贴心服 ...
民生银行东营西城支行进社区开展金融消费者权益保护宣传活动
Qi Lu Wan Bao· 2025-06-13 01:38
Core Viewpoint - The financial market is rapidly evolving, leading to increased complexity and diversity in financial products and services, which in turn raises risks for financial consumers [1] Group 1: Financial Consumer Protection Activities - Minsheng Bank's Dongying Xicheng Branch conducted a financial consumer rights protection promotional event in the Tongda community to enhance residents' financial literacy and risk awareness [1] - The event aimed to improve the community's ability to identify and prevent common financial scams and illegal fundraising activities, thereby reducing financial risk losses [1] Group 2: Event Details and Community Engagement - The promotional event featured various activities such as knowledge presentations, interactive Q&A, and scenario simulations, focusing on the eight basic rights of financial consumers, personal information protection, and prevention of telecom network fraud [1][2] - A financial knowledge quiz with prizes was organized to encourage community participation, covering basic knowledge of consumer rights protection and common financial fraud prevention [2] - The event benefited over 80 community residents and distributed more than 75 promotional materials, effectively enhancing the financial knowledge level of the community [2] Group 3: Future Plans - Minsheng Bank's Dongying Xicheng Branch plans to continue enriching consumer protection knowledge dissemination and innovate financial education promotional formats to improve service quality and contribute to a better regional financial market environment [2]
未成年人权益保护案事例库上线一周年
Ren Min Wang· 2025-06-13 01:11
截至6月1日,未成年人权益保护案事例库已入库案事例共计239件,访问国家122个,累计访问量达 26.67万次,检索量17.67万次。案事例库已成为面向社会以案释法、面向世界展示中国公正司法的重要 窗口。 "六一"前后,上线一周年的未成年人权益保护案事例库再度"上新"。为进一步发挥典型案事例的示 范、指引、评价、带动作用,最高人民法院陆续在参考案例、特色案事例等栏目收录新的案事例,向有 关单位征集的第二批未成年人权益保护案事例也已入库。 据悉,2024年6月1日,最高人民法院依托人民法院案例库建设的未成年人权益保护案事例库正式上 线。案事例库收录了最高人民法院及最高人民检察院、教育部、公安部、民政部、司法部、国务院妇儿 工委办公室、共青团中央、全国妇联等9家单位涉未成年人权益保护工作的优秀案事例。 2025年4月,为进一步回应社会关切,未成年人权益保护案事例库在"最高人民法院"项下增加"特色 案事例"栏目,收录全国法院涉未成年人案件特色审判,如社会调查、社会观护、心理疏导、法治教 育、司法救助、回访帮教等工作的典型案事例,全面展现未成年人审判工作中可借鉴推广的经验做法, 更好维护未成年人合法权益。 在2025 ...
欧盟向两家美国科技巨头开罚单 欧盟《数字市场法》生效以来首次作出非合规认定
Ren Min Ri Bao· 2025-06-12 21:47
Core Points - The European Commission has fined Apple and Meta for violating the EU Digital Markets Act, with penalties of €500 million and €200 million respectively, marking the first non-compliance ruling since the law's enactment in November 2022 [1][2] - Apple is accused of restricting developers from informing users about alternative purchasing options outside its App Store, which hinders competition and user choice [1] - Meta's "consent or pay" advertising model violated the requirement for user consent when integrating personal data across platforms, leading to the penalty despite plans for a new option in November 2024 [2] Summary by Sections Apple - The European Commission identified restrictive practices in Apple's App Store operations, which prevent developers from informing users about alternative options [1] - Apple failed to demonstrate the necessity of these restrictions, leading to accusations of abusing its market dominance [1] - Apple plans to appeal the decision, claiming unfair treatment and potential harm to user privacy and innovation [3] Meta - Meta was penalized for its data service practices, specifically the "consent or pay" model that forced users to either consent to data integration or pay for an ad-free experience [2] - The penalty period is retroactive to the law's enactment, despite Meta's plans to introduce a new option in November 2024 [2] - Meta has expressed that the EU's actions are an attempt to create barriers for successful American companies [3] Regulatory Context - The penalties serve as a strong signal of the importance of the Digital Markets Act in ensuring fair competition and protecting user rights in the digital market [2] - The European Commission emphasizes its neutral stance, asserting that the penalties are based on user protection and market fairness, not targeting American companies specifically [3]
一财社论:“话语权”和“定心丸”对民企同样重要
Di Yi Cai Jing· 2025-06-12 13:49
Group 1 - The core viewpoint emphasizes the importance of promoting the development of private enterprises and protecting their rights, while also enhancing their "voice" in decision-making processes [1][5] - The National Development and Reform Commission (NDRC) held a meeting to gather opinions from private enterprises regarding the "14th Five-Year Plan," highlighting the significance of private enterprises in China's economic development [2][4] - Huawei's CEO Ren Zhengfei's interview reflects the spirit of perseverance and the need for a supportive legal and market environment for private enterprises to thrive [2][3] Group 2 - The Private Economy Promotion Law, effective from May 20, 2023, serves as a fundamental legal framework to support the development of private enterprises, reinforcing their confidence [2][3] - The NDRC has established a regular communication mechanism with private enterprises, conducting over ten meetings to address challenges and gather feedback on policies [4] - The emphasis on enhancing the "voice" of private enterprises is expected to lead to better protection of their rights in legislative and regulatory processes [5]
侃股:停牌预警能更好保护投资者
Bei Jing Shang Bao· 2025-06-12 12:21
近期,部分个股发布停牌预警公告,如果股价继续异常波动,就会停牌核查。停牌预警让投资者有了提 前冷静思考的时间,可以更加理性地作出投资决策,避免异常波动后期的暴跌风险,是对投资者的一种 保护。 停牌预警机制是资本市场保护投资者权益的一项重要创新举措。它为投资者提供了一个冷静思考的缓冲 期,有助于避免非理性投资行为,维护市场的稳定和健康发展。在未来的资本市场改革中,应进一步完 善这一机制,同时加强配套监管措施和投资者教育,共同构建一个更加安全、有序、高效的资本市场环 境,让广大投资者能够在市场中分享经济发展的成果,实现资产的保值增值。 上市公司主动发布停牌预警公告,是资本市场规范化、人性化的重要体现。当股价出现严重异常波动 时,停牌预警机制随即启动,为投资者提供了宝贵的冷静思考期。在停牌预警公告发布之后,投资者能 够更加重视可能面临的投资风险,摆脱市场情绪的干扰,重新审视投资标的,全面评估公司的基本面、 行业前景以及潜在风险,从而作出更加理性、合理的投资决策。 北京商报评论员 周科竞 从投资者的角度来看,停牌预警机制具有积极的保护意义。在资本市场中,信息不对称和情绪化交易是 导致投资者亏损的重要原因。当股价因某些 ...
西安开发商闹市区盖数栋违建,且涉嫌私售土地获利逾千万?
Mei Ri Jing Ji Xin Wen· 2025-06-12 07:00
每经记者|张静 张文瑜 西安 每经编辑|贺娟娟 一桩尘封十余年的土地买卖纠纷,因一纸民事判决书意外浮出水面,揭开西安闹市区的私售土地与四栋违建的陈年旧案,事情云谲波诡,背后疑云重重! 陕西智逸实业有限公司(简称"智逸公司")作为"高新大都荟"项目开发主体,近日被法院判决需向西安蓝基物业管理有限公司(简称"蓝基公司")交付10套 房屋,并支付2988万元违约金。 值得关注的是,蓝基公司作为大都荟南侧西安世纪颐园小区的物业公司,其主张的权益竟是小区开发商西安荣康置业有限公司(简称"荣康置业")遗留 的"未完事项"。 私售土地获利数千万 据公开资料,西安世纪颐园小区位于高新四路与科技路交汇处西北角,由荣康置业2005年建成交付使用。项目总建筑面积78320平方米,占地面积19000平方 米,共有4栋建筑,包含3栋板塔结合住宅和1栋商务公寓。 就在近期,刘波(化名)等西安世纪颐园小区业主向《每日经济新闻》记者爆料称,小区内一共有四栋违章建筑,其中两栋违章建筑及部分土地在赵家坡村 改造期间被出售,涉及数千万资产,截至目前还剩下两栋违章建筑。 小区业主们多年后才从诉讼信息中知晓,随即展开调查,事情的原委逐渐浮出水面。 2 ...