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贷款逾期不足5个月便挂牌转让,南银法巴消费金融迫不及待“甩”不良
Bei Jing Shang Bao· 2025-05-13 14:03
Core Viewpoint - The continuous transfer of non-performing assets by consumer finance institutions indicates significant pressure on performance, non-performing loans, and collection efforts, particularly for South Silver France Consumer Finance, which is seeking to offload short-term overdue assets to alleviate these pressures [4][5][9]. Summary by Relevant Sections Asset Transfer Details - South Silver France Consumer Finance announced the transfer of non-performing loans totaling 270 million yuan, including 251 million yuan in principal and 19 million yuan in interest, involving 4,804 loans with an average overdue period of 142 days [3][4]. - The starting price for the asset package is set at 24.62 million yuan, reflecting a discount rate as low as 0.9 [3]. Industry Context - The consumer finance industry has seen increased frequency in asset transfers due to regulatory pressures and the need to manage credit risk, with South Silver France Consumer Finance's total asset transfer for the year reaching 1.124 billion yuan [9]. - The industry has shifted its definition of non-performing loans, extending the overdue period for classification from 60 days to 90 days, indicating a more lenient approach to asset quality assessment [4][9]. Business Performance - South Silver France Consumer Finance has experienced significant growth, with a reported revenue of 4.595 billion yuan in 2024, a 74.52% increase year-on-year, and a net profit of 303 million yuan, up 172.97% [6]. - The company’s loan balance reached 50.8 billion yuan, marking a 61% increase, primarily driven by its offline lending product, which constitutes 66.76% of its total loan balance [6]. Risk Management Insights - The rapid transfer of non-performing assets suggests potential weaknesses in customer screening and risk assessment processes within the company's offline business model [5][7]. - Experts recommend that the company enhance its risk management framework, improve customer evaluation methods, and explore diverse strategies for non-performing asset recovery beyond mere transfer [10].
国网重庆电力开展2025年防汛实战化联动演练
Zhong Guo Neng Yuan Wang· 2025-05-12 08:59
Core Viewpoint - The State Grid Chongqing Electric Power Company conducted a practical flood prevention drill in Tongnan District from May 6 to 9, 2025, simulating extreme rain and flood disasters to enhance emergency response capabilities and ensure reliable power supply [1][3][6]. Group 1: Drill Overview - The drill involved over 120 personnel from 15 grassroots units, including Chongqing Tongnan Power Supply Company and Chongqing Transmission and Transformation Company, working collaboratively to respond to flood disasters and restore normal power supply [1][3]. - A leadership group and seven working groups were established, focusing on communication, transportation, drainage, repair, and logistics, with eight practical subjects including high-capacity drainage and satellite communication support [3][6]. Group 2: Equipment and Techniques - The drill utilized advanced equipment such as the "mother-son" water suction vehicle and implemented innovative techniques like long-distance relay drainage to enhance operational efficiency [3][6]. - The new generation emergency command system facilitated multi-regional collaborative resource dispatch during the drill [3]. Group 3: Objectives and Future Plans - The exercise aimed to strengthen the emergency management system covering monitoring, response, and rescue, thereby improving equipment configuration and practical capabilities of the team [6][8]. - The company plans to leverage this drill to optimize emergency plans, enhance professional training, and upgrade technical equipment, ensuring the safety of the Chongqing power grid and the protection of people's lives and property [8].
柯力传感: 柯力传感2024年年度股东大会会议资料
Zheng Quan Zhi Xing· 2025-05-12 08:17
证券代码:603662 证券简称:柯力传感 宁波柯力传感科技股份有限公司 二〇二五年五月 宁波柯力传感科技股份有限公司 2024 年年度股东大会会议资料 宁波柯力传感科技股份有限公司 2024 年年度股东大会会议资料 宁波柯力传感科技股份有限公司 为维护宁波柯力传感科技股份有限公司(以下简称"公司")全体股东的合 法权益,确保股东大会的正常秩序和议事效率,根据《中华人民共和国公司法》 《中华人民共和国证券法》《上市公司股东大会规则》《宁波柯力传感科技股份 有限公司章程》及《宁波柯力传感科技股份有限公司股东大会议事规则》等相关 规定,制定会议须知如下: 一、股东参加股东大会,应当认真履行其法定义务,不得侵犯其他股东权益。 二、出席本次股东大会现场会议的股东及股东代理人,应在办理会议登记手 续时出示或提交本人身份证、股票账户卡、加盖法人公章的企业法人营业执照复 印件(法人股东)、授权委托书(股东代理人)等文件。 三、会议主持人宣布现场出席会议的股东人数及所持有表决权的股份总数时, 会议登记终止,在会议登记终止时未在"股东登记册"上登记的股东,其代表的 股份不计入出席本次大会现场会议的股份总数,不得参与现场会议的表 ...
陕西筑牢防灾减灾救灾基层防线
Shan Xi Ri Bao· 2025-05-11 22:53
Group 1: Emergency Preparedness and Response - The city of Xi'an conducted a comprehensive earthquake preparedness drill involving multiple schools to enhance emergency response capabilities [1] - The drill included five key components: emergency evacuation, first aid, psychological support, post-earthquake management, and emergency assurance [1] - Shaanxi province emphasizes a people-centered approach to safety, aiming to modernize emergency management systems and strengthen disaster prevention measures [1] Group 2: Community Engagement and Safety Awareness - The "New Wei Knights" initiative in Baoji City involves delivery personnel actively identifying and reporting safety hazards in their communities [2] - Community members participate in regular safety inspections and training sessions to improve their awareness and skills related to fire safety and emergency response [2] Group 3: Technological Integration in Disaster Management - Xi'an's Weiyang District is implementing a smart emergency management platform that integrates various intelligent fire monitoring devices to enhance disaster risk detection [3] - The platform provides real-time alerts for abnormal conditions, enabling prompt emergency response actions [3] Group 4: Comprehensive Disaster Monitoring Systems - Shaanxi has established a comprehensive natural disaster monitoring and early warning system that provides real-time data on various environmental risks [4] - The system facilitates timely communication of warnings to emergency management personnel and the public [4] Group 5: Strengthening Grassroots Emergency Management - Shaanxi is enhancing grassroots emergency management capabilities through the establishment of dedicated teams and resource storage facilities [5] - The county-level emergency material storage facility in Hanzhong City contains over 2,300 emergency supplies, ensuring readiness for disaster response [5] Group 6: Professional Emergency Response Teams - The province has a total of 27 provincial-level emergency response teams with over 14,000 personnel, alongside numerous city and county-level teams [6] Group 7: Safety Education and Training Initiatives - Shaanxi is promoting safety education across various sectors, including enterprises, communities, and schools, to raise public awareness of risk prevention [7] - The province has developed resources like a "pocket guide" for flood emergency operations to assist local officials in disaster response [8] - The Xi'an Comprehensive Disaster Reduction Science Museum utilizes technology to educate the public on disaster preparedness and response skills [8]
湖南天雁: 湖南天雁机械股份有限公司2024年年度股东大会会议资料
Zheng Quan Zhi Xing· 2025-05-09 08:17
二、本次股东大会以现场加网络的形式召开,会议表决采用现场投票加网络 投票相结合的方式,其中现场表决采取记名方式。 三、股东参加股东大会现场会议依法享有发言权、质询权和表决权等权利, 同时也必须履行法定义务,不得扰乱会议秩序和侵犯其他股东合法权益。 湖南天雁机械股份有限公司 2024 年年度股东大会会议资料 证券代码:600698(A 股) 证券简称:湖南天雁(A 股) 湖南天雁机械股份有限公司 二〇二五年五月 湖南天雁机械股份有限公司 2024 年年度股东大会会议资料 会议须知 为了维护全体股东的合法权益,确保股东大会的正常秩序和议事效率,根据 《中华人民共和国公司法》、《上市公司股东大会规则》、《湖南天雁机械股份有限 公司章程》、《股东大会议事规则》等有关规定,特制定本须知。 一、本公司设立大会会务组,具体负责大会有关程序方面的办理。 四、股东要求大会发言,请于会前十五分钟向大会会务组报名,出示持股有 效证明,填写"发言登记表"。在会议召开过程中,股东临时要求发言应提前向大 会会务组报名,并填写"发言登记表",经大会主持人许可后,予以发言。 五、股东发言应围绕本次会议议题,简明扼要,时间不超过五分钟,大会安 ...
余杭流动摊贩“安家”夜市
Hang Zhou Ri Bao· 2025-05-08 02:05
Core Viewpoint - The newly established night market "Changyun Night City" in the Liangzhu Street area of Yuhang District has become a vibrant attraction, successfully addressing previous issues with street vendors while enhancing community engagement and local economy [3][4]. Group 1: Night Market Development - "Changyun Night City" is the first operational point created to manage street vendors, transforming 43 parking spaces from a community parking lot into a designated market area [3]. - The night market is strategically located near a busy vegetable market, ensuring fresh ingredient supply while maintaining a suitable distance from residential buildings [3]. Group 2: Management and Operations - A third-party operating company has been introduced to establish a comprehensive management system for the night market, covering vendor qualification checks, information registration, and the provision of necessary equipment for waste management and food safety [3]. - The management system includes a food safety traceability mechanism and regular food safety inspections, ensuring a safe and pleasant experience for visitors [3]. Group 3: Community Impact and Future Plans - Currently, over 30 stalls are operational at "Changyun Night City," with plans to expand to over 50 stalls featuring diverse regional cuisines [4]. - The night market attracted nearly 10,000 visitors during the "May Day" holiday, quickly becoming a popular landmark in Liangzhu [4]. - Additional vendor management points are expected to open by early June, creating a network that supports vendors and revitalizes unused land resources, contributing to the local economy and urban vibrancy [4].
63岁“薪酬之王”刚交最差成绩单 70岁副董在职超16年仍在任
Nan Fang Du Shi Bao· 2025-05-06 23:14
刚过完60岁生日,"掌舵"上海银行近十年的金煜终于全身而退。 4月22日,上海银行公告称,董事长金煜因年龄原因辞职,辞呈送达董事会即生效,其不再担任公司任 何职务。当天,上海银行召开干部大会,宣布顾建忠担任上海银行党委书记,顾建忠从上海农商银行行 长的任上回归"老东家"。 60岁,正是多数银行人绕不开的一个坎。据南都记者观察,以商业银行为代表的金融圈,目前有一批董 事长或行长即将或已踏入法定退休年龄。"老将卸甲"后,金融机构又何以保持战略定力? 即将60岁的沙场老将"守成"姿态明显 1965年底出生的王良,今年底将届60周岁。他麾下的招商银行,在宏观经济、资本市场震荡起伏背景 下,提交了一份2024年业绩报告:营业收入3374.88亿元,同比下降0.48%;归属本行股东的净利润 1483.91亿元,同比增长1.22%。承压之下这份成绩单,基本是银行业的晴雨表。 作为那个年代的"学霸",王良毕业于中国人民大学,1991年取得货币银行学硕士学位后。他在1995年6 月进入招商银行,从基层一步步走到行长位置,用了大约27年。2022年5月19日,招商银行召开全行干 部大会,执行董事、常务副行长兼财务负责人、董秘王良 ...
河泊所遗址背后的古滇文明 | 三个数字印证历史
Bei Jing Ri Bao Ke Hu Duan· 2025-05-03 02:52
转自:北京日报客户端 河泊所遗 址发掘现场。赵书勇 摄 此外,道路两侧发现了两处大型汉代高台建筑址,其中高台建筑址1面积约1000平方米,台基高约1米, 台基上发现规律排列的柱础石,另有柱洞、水井等遗迹。 "道路和水井等遗迹的发现,基本可以明确这里就是当时益州郡郡治所在。其中,道路的发现非常关 键,它可能与城内其他道路相连。道路与城墙相接处可能就是城门。我们希望沿着这条道路找到益州郡 的城门。"蒋志龙说,发掘出的道路和水井等遗迹,反映出当时的城市规模和形制,也基本说明了当时 益州郡郡治很可能就在现在的上蒜镇第一小学附近。 300、2000、50000……4月29日,走进正在建设中的石寨山大遗址考古公园,展厅里的几个数字令人印 象深刻。 石寨山大遗址由石寨山古墓群和河泊所遗址共同组成。据河泊所遗址项目负责人、云南省文物考古研究 所研究馆员蒋志龙介绍,在河泊所遗址,已发掘出道路近300米,发现封泥2000余枚、简牍5万多枚。其 中,简牍内容包括文告、官方往来文书等,涉及政区建制、职官制度等,是云南迄今发掘出土数量最大 的一批文献。这些资料实证了"西汉置益州郡""领二十四县"等历史史实。 4月29日,晋宁区上蒜镇第 ...
山西汾酒的稳健灵活:青花系列节前新旧替换覆盖网点超6成,成立青花40工作小组聚焦销量提升
Cai Jing Wang· 2025-04-30 12:52
青花系列精准分级并完成新旧产品替换,区域在发货量外参考开瓶率考核,让山西汾酒在2024年以丰富价格带、提升 基层灵活度的统筹操作,巩固其产品结构"四轮驱动"和全国化2.0阶段的成果。 "追求势能维系而非增长数字,稳定为主,回归合理增长目标。"早前的2024年度汾酒经销商大会传达了汾酒在后300亿 时期,重新筑底、再次突破的稳健心态。 "抓青花、强腰部、稳玻汾……2025年全年营业收入继续保持稳健增长态势。"本次发布的2024财报,汾酒也以理性口 吻公开今年的经营计划。 按品类划分建设区域市场,以让费用投放更高效、精准、落地。发货量考核外增加开瓶率比拼,并对重点市场释放消 费者定向红包。汾酒正为实现再向上的规模跨越积蓄动能。 青花系列预计二季度末完成新旧替换,按品类审核费用、划分市场 4月28日,山西汾酒发布2024年财报和2025年一季报。披露公司去年营收增长 12.79%至360.11亿元,归属净利提升 17.29%至122.43亿元。分产品看,每升130元及以上的中高价酒类收入提高14.35%至265.32亿元,每升 130 元以下的其 他酒类收入提升9.40%至93.42亿元。其中,第四季度中高价酒和其 ...
复旦大学可持续发展研究中心:4月全国碳市场交易活跃度提升
Zheng Quan Ri Bao Wang· 2025-04-30 02:46
本报讯 (记者李春莲) 4月29日,复旦大学可持续发展研究中心(以下简称"研究中心")公布了2025年5月复旦碳价指数结果。此次公布了2025年 5月全国碳排放配额(简称CEA)价格指数、2025年12月全国CEA价格指数、2025年5月全国CCER价格指数以及2025年5月中国 绿色电力证书GEC价格指数。 研究中心模型计算得出,2025年5月全国碳排放配额(CEA)的买入价格预期为78.37元/吨,卖出价格预期为82.66元/吨, 中间价为80.52元/吨;买入价格指数为195.92,下跌7.70%;卖出价格指数为186.51,下跌7.32%;中间价格指数为190.97,下跌 7.51%。 研究中心还公布了2024年和2025年生产的集中式项目、分布式项目与生物质发电三类国内绿证价格。 市场预期2025年5月交易的2024年生产的集中式项目绿证价格为2.49元/个,价格指数为50.25;分布式项目绿证价格为2.24 元/个,价格指数为42.82;生物质发电绿证价格为2.05元/个,价格指数为45.66。市场预期5月交易的2025年生产的集中式项目 绿证价格为5.20元/个,价格指数为94.55;分布式项目 ...