EARNINGS RELEASE & FINANCIAL SUPPLEMENT Third Quarter 2023 Financial Supplement Third Quarter 2023 Table of Contents | Overview | PAGE | | --- | --- | | Corporate Profile | 3 | | Earnings Release | 5 | | Selected Quarterly Financial Data | 15 | | Financial Information | | | Consolidated Balance Sheets | 17 | | Consolidated Statements of Operations | 18 | | Reconciliation of Net (Loss) Income to NAREIT FFO, Core FFO and AFFO | 19 | | Reconciliation of Net (Loss) Income to EBITDA, NAREIT EBITDAre, and Core EB ...

MCLEAN, Va., June 25, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today posted to its website its Monthly Volume Summary for May 2025, which provides information on Freddie Mac’s mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities and other investments. Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have he ...

Welcome back to Power Lunch. Some new data out this morning. Pretty gloomy picture of the housing market as new home sales fell nearly 14% in May.High mortgage rates and affordability are continuing to challenge buyers. And that was the biggest monthly drop in almost three years. Let's get some more insight on what's going on here with power broker Ryan Sirant, the founder and CEO of Sirand.And uh Ryan, I I can't res. So I mean we've we got all the developments in New York City in particular today, right. I ...

[Music] [Applause] The full title of this speech is Jam Today unlocking the power of meanwhile use. Here's a a photograph a most powerful photograph of a greenhouse um which has been left derelict for 20 20 odd years and it just sits there and slowly crumbles away. One of the things which I am so concerned about in all walks of life is about waste.Now a lot of waste that we see uh today uh in fast fashion, it vanishes. It's over there somewhere. It's hidden away.it goes out to some East African uh country a ...

As college prices increase, more Americans are opting out of college. However, more students would likely return to college if given clearer and cheaper paths to a degree. https://t.co/0sxa1nwC6C ...

美国5月新屋销售创下近三年来的最大降幅，原因是大量销售激励措施未能有效缓解负担能力限制。根 据周三公布的政府数据，新建单户型住宅销量下降13.7%，至折合年率62.3万套，为7个月来的最低水 平。这低于所有接受彭博调查的经济学家的预期。 ...

Zan Mandani is now declaring victory in New York City's Democratic mayoral primary. It's a a bit of a shocker at least uh for some maybe not in the past 24 hours, but compared to where people were thinking about this just maybe 72 hours ago, uh it definitely is. Joining us right now, Edward Skyler.He's the former deputy mayor in the Bloomberg administration. He's the head of enterprise services and public affairs at city. It's great to see you this morning.Thank you for having me. What do you think. Um I'm ...

Core Insights - The affordability of housing in major U.S. metros is severely constrained, with the typical household needing to spend 44.6% of their income to afford a median-priced home as of May 2025, significantly above the recommended 30% threshold [1][8] - Only three major metropolitan areas—Pittsburgh, Detroit, and St. Louis—allow median-income earners to purchase a median-priced home without exceeding 30% of their income [3][4] - High mortgage rates and home prices are the primary factors contributing to the lack of affordability in most large metros, with the average mortgage rate at 6.82% as of May 2025 [3][7] Affordability Analysis - In Pittsburgh, the median listing price is $249,900, requiring 27.4% of household income; in Detroit, it's $270,000 (29.8%); and in St. Louis, $299,900 (30.0%) [4][6] - Conversely, in Los Angeles, the median home price is $1,195,000, necessitating over 104% of the area's median income, indicating extreme unaffordability [5][6] - Other high-cost metros include San Diego, San Jose, New York, and Boston, all with affordability ratios exceeding 60% [5][6] Market Dynamics - Demand for affordable homes is increasing, particularly in the Midwest, where some markets still offer pathways to homeownership for median-income households [2][5] - The coastal markets, particularly in California, are experiencing a significant affordability crisis, with a high percentage of renters compared to homeowners [5][6] - The overall national median home price is $440,000, with a monthly payment of $2,930, reflecting the broader affordability challenges across the country [8] Potential Solutions - To improve housing affordability, strategies could include raising incomes or lowering housing costs through reduced mortgage rates or home prices [7] - Increasing the supply of affordable homes is critical, as many markets face a growing home supply gap, which has kept prices high [7]

随着澳洲租金持续上涨且租户争抢现有房源，租房者正竭尽全力寻找一个能称之为 家的地方。 据RealEstate网站报道，澳洲面临的难题是，大量租户寻求租房，但房源供不应 求，导致看房时排长 队、出现竞价战，以及租房者不得不降低生活标准。 "我们还看到，在某些情况下，当房源备受关注时，租户会在法律允许的范围内主 动提出支付更高租 金。" "当然，这并非在所有区都合法，但租户在特定情况下确实觉得有必要这样做。" "租户逐渐意识到，租房不仅关乎是否喜欢这套房子，还包括给物业经理留下好印 象，并尽早提交租房 申请，这些举措能帮助他们在众多申请中脱颖而出。" （图片来源：RealEstate） 房地产公司物业经理Phoebe Righetti指出，看完心仪房源后立即提交申请至关重 要。 "我们通常会在申请收到后就提交给房东，如果你拖延一两天，可能就会成为 未获批的原因。" （图片来源：RealEstate） 绝望的租户们使出浑身解数，争相在其他租户之前提交申请，并动用其他策略来吸 引房东注意。 据PropTrack数据显示，全澳租金中位数在2025年第一季度同比上涨5%，而租金的 持续上涨正推动这一 现象。 REA集团高 ...

China Macro Tracker Economics Working on domestic matters Industry: Some automakers pledged payments within 60 days to suppliers With US-China trade tensions seeing some stabilisation, we're seeing increased focus on attending to domestic matters. On the issue of cut-throat price competition, pressures remain fierce, most notably in the auto sector (and reflected in falling prices but higher volumes) (see China activity, 16 June). This in turn weighs on profits, leads to higher inventories and affects liqui ...