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聚焦数字金融 专家共议出海、监管与场景创新
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-30 10:36
对于当前监管面临的挑战,张健华指出,其一,不同规模机构监管标准存在差异化需求,大型机构需着 重防范系统性风险,而小型机构相对有较高的创新容忍度;其二,监管部门存在技术投入与人才储备不 足的问题,比如中小银行科技预算达千万级,监管部门的预算水平甚至更低。因此,在数字金融监管 中,需平衡好技术安全与创新的关系,金融业界与监管部门要相互奔赴、协同融合,共同构建适应数字 金融发展的监管体系。 张健华在货币银行理论、金融监管与改革、金融稳定与风险管理、金融科技与数字金融、商业银行经营 管理及数字化转型、消费金融等领域深耕多年,学术积淀深厚。他现任清华大学五道口金融学院与中国 人民银行金融研究所博士生导师,同时兼任中国人民银行参事室特约研究员、中国金融学会理事、《金 融研究》编委及中国保险行业协会核心咨询专家。此外,他作为中国金融40人论坛创始成员,同时担任 中国财富管理50人论坛成员与中国数字金融合作论坛秘书长,在金融行业实践与学术研究的跨界融合中 发挥着重要作用。 同时,与会者对数字金融在细分领域,如普惠金融、绿色金融、养老金融等的实践与挑战也提出了各自 的看法。 中国建设银行普惠金融事业部平台经营处副处长侯燕伟表示 ...
X @Bloomberg
Bloomberg· 2025-06-30 09:42
Poland is returning to the green bond market after more than six years as it seeks a financing boost for its accelerating energy transformation https://t.co/8lh4bp8Ugy ...
Nokia signs revolving credit facility with its pricing mechanism linked to the company's sustainability targets
GlobeNewswire News Room· 2025-06-30 07:00
Core Viewpoint - Nokia has signed a EUR 1.5 billion five-year multicurrency revolving credit facility with a pricing mechanism linked to its sustainability targets, replacing a previous EUR 1,412 million agreement from 2019 [1][9]. Group 1: Sustainability Targets - The sustainability targets for the revolving credit facility include the reduction of absolute Scope 1 and 2 greenhouse gas emissions and the reduction of absolute Scope 3 GHG emissions, with annual observation periods impacting pricing adjustments for the following year [2][9]. - Nokia is committed to achieving a Net-Zero target by 2040, which has been validated by the Science Based Targets initiative (SBTi) [4]. Group 2: Financing Strategy - Nokia's financing strategy is closely linked to its sustainability strategy, building on previous initiatives such as the sustainability-linked guarantee facility in 2022 and the sustainable finance framework launched in 2023 [3][9]. - The new revolving credit facility reflects strong support from key banking partners, aligning financing with sustainability priorities [6][7]. Group 3: Operational Approach - Detailed operational approaches to reducing GHG emissions are outlined in Nokia's Net-Zero climate transition plan, which includes commitments and actions for decarbonization [5]. - Nokia published its 2024 Annual Sustainability Statement in March 2025, adhering to the EU Corporate Sustainability Reporting Directive and European Sustainability Reporting Standards [5].
Haffner Energy Reports Annual Results for Fiscal Year 2024-2025
Globenewswire· 2025-06-30 06:00
Core Viewpoint - Haffner Energy has made significant progress in its technological maturity and commercial development during the fiscal year 2024-2025, with a focus on expanding its project portfolio and establishing strategic partnerships, particularly in the Sustainable Aviation Fuel (SAF) market. Group 1: Technological and Strategic Advances - The commissioning of the Marolles showcase site marks a milestone, being the first site globally to produce green hydrogen from solid biomass, which has already led to a contract for a hydrogen, electricity, and biochar production unit in Switzerland [6][9][13] - Haffner Energy has established new strategic partnerships with key players in the SAF industry, including LanzaJet and IðunnH2, to enhance its market presence and technological capabilities [14][15][16][19] - The company has launched a capital increase that raised €7 million, expanding its free float to nearly 25%, which will support its development initiatives [4][23][28] Group 2: Financial Performance - For the fiscal year ending March 31, 2025, Haffner Energy reported net sales of €378,000, an improvement from the previous year's negative sales, and an EBITDA loss of €10,011,000, which reflects cost-cutting measures [34][36] - The net loss for the year was €12,311,000, which is larger than the previous year's loss of €9,935,000, indicating ongoing financial challenges despite improvements in operational efficiency [35][37] - The company had a net cash position of €559,000 as of March 31, 2025, down from €11,042,000 the previous year, necessitating the recent fundraising efforts [41][42] Group 3: Future Outlook and Priorities - Haffner Energy aims to accelerate the conversion of its sales pipeline, which is valued at €1.55 billion, and has a weighted pipeline of €388 million as of March 31, 2025 [48][50] - The company has set four operational priorities for the current financial year, including advancing strategic projects, optimizing the Marolles site, and simplifying governance structures [46][54][58] - Continued investment in R&D is planned to enhance the performance of its biomass thermolysis technology, which has been recognized for its innovation [52][53]
X @Bloomberg
Bloomberg· 2025-06-30 05:50
Absa Mauritius plans to nearly quadruple funding for green projects by 2030 to support the island nation’s emissions reduction goals and efforts to mitigate climate change https://t.co/SFfP53Vq67 ...
Mahmoud Khalil 'absolutely' still wants to obtain U.S. citizenship
MSNBC· 2025-06-29 17:19
And given this experience that you've gone through and the journey that's still ahead, do you have any regrets or anything that you would have done differently or have you at all soured about your American experience here. I mean, you are, as you said, a green card holder. Do you want to become an American citizen still.Absolutely. Um, and I absolutely don't have any regrets in in um opposing a genocide um which should be once again celebrated uh rather than punished. Um and um and this is why I'm fighting ...
The Price of Trump's Gold Card and Where Else You Can Live
Bloomberg Television· 2025-06-29 12:12
5 billion. For $5 billion. This could be used.It was the first of the cards. You know, that card is. Trump card.With President Trump's proposal to create a U.S. gold card isn't really new. Since 1882, the United States has charged immigrants an admission fee for coming to the country, starting at $0.50% a person raising it to $4 in 1907. Today, the U.S. already has a special visa program for those able to make substantial investments.Substantial as in $800,000. The U.S. has had a golden visa program since t ...
Graphjet Technology (GTI) Earnings Call Presentation
2025-06-27 11:15
Investor Presentation May 2025 Disclaimer Forward Looking Statements Certain statements in this Presentation may be considered "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements generally relate to future events or the Company's future financial or operating performance. For example, projections of future revenue and other metrics are forward-looking statements. In some cases, you c ...
iKala:2025年零售电商产业云端应用趋势报告
Sou Hu Cai Jing· 2025-06-27 09:10
Core Insights - The report highlights the rapid evolution of consumer behavior and retail e-commerce operations driven by technological advancements, with the "OMO (Online-Merge-Offline)" model becoming mainstream. Retail e-commerce must leverage immersive shopping experiences, personalized products and services, sustainable consumption, and generative AI to attract consumers and enhance brand loyalty [1][11]. Market Growth - The global retail e-commerce market is projected to grow from $4.1 trillion in 2024 to $6.5 trillion by 2029, representing a compound annual growth rate (CAGR) of 9.6%. This growth is expected to drive innovation and transformation within the retail e-commerce sector [2][14]. - Retailers are increasing investments in AI/ML technologies, low/no-code development, generative AI, decentralized cloud environments, and ESG software platforms to enhance revenue, profitability, and customer experience [2][14]. Key Trends in Retail E-commerce - **Integration of Online and Offline Channels**: Retailers are focusing on creating seamless and consistent shopping experiences as consumers frequently switch between different channels [3][15]. - **Data-Driven Personalization**: Utilizing data analytics for personalized services can enhance customer loyalty and increase customer contribution by up to 30% [3][16][24]. - **Sustainable Products**: There is a growing demand for green products, particularly among Gen Z consumers who prioritize ethical and sustainable practices [3][17][29]. - **Generative AI for Operational Efficiency**: By 2027, 85% of top Asian retailers are expected to invest in generative AI to improve product information, customer support, and overall customer experience [3][18][32]. - **Immersive Omnichannel Experiences**: Technologies like AR are being used to create more engaging shopping experiences, fostering long-term customer loyalty [3][19][35]. Technological Applications - Google Cloud's services, such as GKE, Apigee, BigQuery, and Vertex AI, are providing significant support for the growth of the retail e-commerce industry by enabling brands to create consistent and immersive customer experiences, connect third-party services efficiently, and drive data-driven personalization [4][39][43]. - GKE helps brands build a flexible omnichannel platform, while Apigee optimizes API management for seamless integration of various services [4][39][43]. - BigQuery enhances customer loyalty and revenue through precise data-driven insights, and Vertex AI improves search and recommendation capabilities [4][39][43].
2025 Eco Forum Global Guiyang to Kick off in July Spotlighting Global Green Transformation
Globenewswire· 2025-06-27 08:40
Core Viewpoint - The Eco Forum Global Guiyang 2025 will focus on "Harmonious Coexistence between Humans and Nature" and aims to foster international cooperation on green transformation and sustainable development [1][2][3]. Group 1: Event Overview - The Eco Forum Global Guiyang 2025 is scheduled for July 5 to 6, 2025, in Guiyang, China, with an expected attendance of around 800 participants [1]. - This forum is recognized as the only national and international forum in China dedicated to eco-civilization, having successfully held 12 sessions since its inception [2]. Group 2: Objectives and Themes - The forum aims to facilitate concept exchanges, practice sharing, and pragmatic cooperation through various activities, including thematic forums and green investment promotion [2]. - It will address global challenges such as climate change and biodiversity conservation, aligning with international conferences like COP16 and COP29 [3]. Group 3: International Participation - This year marks the first time since 2018 that international organizations will deeply participate, with 11 out of 20 thematic forums involving international organizations, and 4 being independently hosted by them [4].