China’s retail sales growth was the weakest since Covid while investment slumped further, underlining growing risks to the economy after several months of deterioration https://t.co/pQgGcMd6C8 ...

Core Insights - The article discusses the shift of households towards higher-yield investment options due to stagnant incomes and rising costs, leading to a decline in consumer spending [2][4][5] Group 1: Savings Accounts and Interest Rates - SoFi offers a competitive 3.60% APY on accounts, with new clients receiving a 0.70% boost for the first six months, totaling 4.30%, significantly higher than the national average [1] - Traditional savings accounts are becoming less appealing as inflation remains above the target rate, prompting consumers to seek better returns [2][3] Group 2: Investment Alternatives - Higher-income households are reallocating cash from regular bank accounts to higher-yield options like money market funds, brokerage accounts, and certificates of deposit (CDs) [3][4] - Certificates of deposit (CDs) are highlighted as valuable for locking in guaranteed rates, especially as interest rates decline [7] Group 3: Consumer Behavior and Economic Indicators - Consumer confidence has dropped to its lowest since April, reflecting economic anxiety and contributing to reduced spending [5] - A report indicates that while consumer spending saw a slight increase, it remains sluggish compared to previous months, indicating a cautious approach among consumers [4] Group 4: Financial Products and Services - Raisin provides access to high-yield and no-penalty CDs from top U.S. banks, catering to those seeking flexibility and higher returns [8][9] - Money market accounts (MMAs) and money market funds (MMFs) are presented as alternatives, with MMFs investing in low-risk securities but lacking FDIC insurance [10][11] Group 5: Investment Strategies - The article emphasizes the importance of aligning investment choices with financial goals, risk tolerance, and liquidity needs, suggesting various products for different purposes [20][21][22]

The greatest investors have all made a fortune off their success and, in many cases, have helped millions of others achieve similar returns. https://t.co/KjdJSJ1rsS ...

The military-led governments of Mali, Burkina Faso and Niger have launched a regional investment bank with an initial capital of $895 million to fund infrastructure, energy and agricultural projects. https://t.co/ABLC9bHOeC ...

The Big 12 Conference is in advanced talks with an investment firm backed by RedBird Capital and Weatherford Capital for a $500 million cash injection, according to a person familiar with the matter https://t.co/5CPh229pjB ...

LATEST: ⚡ Grayscale launched its Bittensor Trust this week on OTCQX under the ticker GTAO, converting its previously private investment vehicle into a public one just days before Bittensor's first-ever halving on Dec. 14. https://t.co/TQxU3tkECQ ...

Tether announced that it has submitted a binding all-cash proposal to Exor to acquire Exor’s entire stake in Juventus Football Club, representing 65.4% of the club’s issued share capital. The transaction is subject to regulatory approvals and the execution of definitive documentation. The acquisition would be fully funded with Tether’s own capital, and, if completed, Tether plans to invest up to €1 billion to support the development of Juventus. https://t.co/ZwOyEuoxFg ...

Group 1 - Proactive provides fast, accessible, informative, and actionable business and finance news content to a global investment audience [2] - The news team covers medium and small-cap markets, as well as blue-chip companies, commodities, and broader investment stories [3] - Proactive has bureaus and studios in key finance and investing hubs including London, New York, Toronto, Vancouver, Sydney, and Perth [2][3] Group 2 - The company is committed to using technology to enhance workflows and has a team with decades of expertise [4] - Proactive employs automation and software tools, including generative AI, while ensuring all content is edited and authored by humans [5]

Here’s how to take advantage of the tax and withdrawal rules for Roth 401(k) retirement plans in order to get the most from your investment. https://t.co/ejJdOLjznZ ...

Investment Opportunities - Gold prices have surged approximately 60% in 2025, significantly outperforming the S&P 500's mid-teens gains, making gold a viable option for retirement planning [1] - Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, combining tax advantages with the protective benefits of gold investment [7] Retirement Savings - Around 56 million Americans work for employers that do not offer any type of traditional retirement or pension plan, highlighting a gap in retirement savings options [2] - Nearly 50% of Americans are not saving for retirement at all, with only 62% of Americans in their 60s believing they are saving enough [5] - A survey indicates that Americans believe they need $1.49 million to retire comfortably [6] 401(k) Contributions - It is recommended to contribute to a 401(k) up to the company match, which can significantly enhance retirement savings over time; the median match for plans managed by Vanguard was 4.0% of annual income in 2024 [3][4] - Consistent contributions to a 401(k) and avoiding withdrawals, even during market downturns, are essential for building wealth [9][15] Financial Planning - Younger individuals are encouraged to adopt a long-term mindset regarding retirement savings [8] - Consulting a financial advisor can help individuals align their financial goals with their investment strategies [12][13] Investment Strategies - Starting early and regularly contributing to retirement accounts is crucial for wealth accumulation [15] - Research indicates that missing the best days in the market can significantly reduce potential returns, emphasizing the importance of staying invested [14]