（注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考。） 作为中华老字号与非遗传承的标杆载体，天津杨柳青画社肩负着活化民族文化基因的时代使命。此次融 资将专项用于配合上合峰会策划系列文化交流活动，通过非遗体验场景构建、年画IP创新开发、文创产 品体系升级等，推动传统年画艺术与国际峰会场景深度融合，打造彰显天津文化底蕴的"国家非遗名 片"。这一实践既助力非遗文化"活起来、火起来"，更通过金融赋能打通"非遗保护-产业转化-国际传 播"的价值链条。 非物质文化遗产既是中华文化的瑰宝，也是促进经济社会高质量发展、满足人民群众美好生活需要的重 要力量。天津银行积极探索"非遗+普惠金融"融资新模式，通过精准滴灌非遗企业，既提升普惠金融服 务的文化厚度，又深化了银企协同推进文化强市建设的战略联结。天津银行倾斜信贷资源体现到优秀传 统文化传承发展中，对于展现天津现代化大都市的文化软实力、构建"非遗+国际峰会"的文化传播新范 式、推动区域经济与文化事业协同发展具有重要示范意义，更为新时代传承中华优秀传统文化、提升中 华文化国际影响力提供了"金融+非遗"的创新实践样本。 日前，天津银行向国家级非物质文化遗产传承单 ...

Group 1 - The core viewpoint of the articles highlights the transformation in rural credit access facilitated by the integration of digital financial infrastructure and data sharing among government departments, significantly improving loan approval processes for farmers [1][2][3] - Jiangxi Province's Ganzhou City, known for its large citrus production, has implemented a rural credit information verification platform that aggregates agricultural data from various sectors, enhancing credit evaluation for rural operators [2] - The platform has led to a reduction in loan approval procedures by 2 to 3 steps, increasing efficiency by approximately one-third, and has expanded the coverage of credit services to previously underserved rural operators [2] Group 2 - By April 2025, the platform had aggregated 14.75 million pieces of agricultural data, covering various aspects of rural operations, which has been crucial for financial institutions in assessing creditworthiness [2] - The platform has supported the issuance of 20,600 loans amounting to 1.868 billion yuan, demonstrating its effectiveness in facilitating access to credit for rural businesses [2] - The integration of agricultural data into credit products has accelerated the digital transformation of financial institutions, allowing for more precise identification of customer groups and tailored financial solutions [3]

Core Viewpoint - The article highlights the transformative impact of financial technology on the financial industry and the economy, focusing on the "Co-Winning Chain" project launched by Jiangsu Kunshan Rural Commercial Bank, which aims to provide integrated financial services to the electronic information industry and drive high-quality economic development [1][6]. Group 1: Economic Context - Kunshan, as a leader in county-level economies, has a GDP exceeding 538 billion yuan in 2024, with the electronic information industry contributing over 60% to the industrial output [2]. - The region has established a complete industrial chain ecosystem, particularly in integrated circuits, new displays, and smart terminals, but faces challenges such as financing difficulties for upstream suppliers [2][3]. - The traditional credit assessment system of financial institutions is inadequate for the needs of small and medium-sized enterprises (SMEs) in the electronic information sector, leading to liquidity issues in the supply chain [2][3]. Group 2: Policy and Market Opportunities - National policies are promoting supply chain financial innovation, encouraging financial institutions to provide efficient financing services based on the credit of core enterprises [3]. - Kunshan Rural Commercial Bank has identified the electronic information industry as a key area for innovation, leveraging financial technology to create a new supply chain finance model [3][6]. Group 3: Co-Winning Chain Project - The "Co-Winning Chain" project aims to extend the credit of core enterprises to their upstream and downstream partners, using transaction data instead of traditional collateral to facilitate financing [4][8]. - As of June 2024, Kunshan Rural Commercial Bank reported total assets of 183.5 billion yuan, with a non-performing loan ratio of 0.85% and a provision coverage ratio of 546%, indicating strong asset quality [4]. - The project addresses three key issues: stabilizing the supply chain, enhancing collaboration between core enterprises and suppliers, and providing growth capital to innovative SMEs [6][8]. Group 4: Implementation and Impact - The project is designed to solve financing challenges for SMEs by creating dynamic credit profiles based on historical transaction data, allowing for unsecured credit loans [8][10]. - The bank's service model has evolved from being a mere fund provider to an ecosystem service integrator, enhancing customer acquisition and optimizing risk management through data accumulation [10][16]. - The project has already authorized 188 core enterprises and is progressing with 1,601 potential chain enterprises, demonstrating effective marketing and evaluation strategies [16]. Group 5: Future Directions - The bank aims to deepen its support for the real economy by continuously improving the Co-Winning Chain platform and addressing the unique needs of different enterprises within the supply chain [16][17]. - It is committed to promoting sustainable development by integrating environmental, social, and governance (ESG) principles into its financial services, particularly in supporting green industries [17]. - The bank will maintain its focus on local economic development, ensuring that it supports local enterprises and community welfare, especially during global supply chain fluctuations [17].

针对这一问题，"向光而行"千万免息公益计划为符合条件的小微创业者提供最高20万元、最长12期的免 息借款支持。资金使用范围涵盖原材料采购、设备升级、员工薪资、渠道拓展等经营性支出，切实解决 企业实际运营中的资金周转问题。特别值得一提的是，该活动不仅覆盖餐饮、零售、农业等传统行业， 还支持文创、电商等新兴领域创业群体。 事实上，对小微创业者的支持早已融入微财数科的发展基因。作为行业代表企业，微财数科多年来应用 大数据、云计算、人工智能等先进技术，在金融机构与小微企业之间搭建高效沟通桥梁。 近日，微财数科旗下平台好分期宣布正式启动"向光而行"千万免息公益计划。该计划将面向全国小微创 业者提供总计千万元的免息借款额度，以实际资金支持助力小微创业者突破发展瓶颈，推动小微生态可 持续发展。 小微企业是国民经济的"毛细血管"，在扩大就业、繁荣市场、改善民生方面发挥着重要作用。国家税务 总局纳税申报数据显示，截至2024年9月底，全国共有小微企业和个体工商户8156万户，占全国经营主 体总户数的96.5%。然而，由于小微企业规模较小，内部管理不规范，财务信息不透明，且通常处于成 长初期，经营不稳定，抗风险能力较弱，容易受到 ...

责编:徐小雪 电话:(010)67139791 传真:(010)67139791 E-mail:dfxcb@vip.sina.com ·海碳普惠串起! 2025年6月25日,全国低碳日上海主场活动上,上海碳普惠正式 上线。自此,上海市民可将乘坐地面公交、骑行共享单车、驾驶纯电动 车等日常绿色行为积累的碳减排量,在碳普惠平台商城中光换成数字 人民币、商品券、热门IP周边等77种权益。涵盖"蛋仔派对异形抱枕" "周同学限定徽章"等潮品,以及黑胶音乐会员卡、上海海昌海洋公园门 票等多样化选择,一经推出便广受市民欢迎。 经历近8个月的调试运行,碳普惠平台已有13万用户受邀参加了 抢先体验。首批"体验官"之一 -- 每天通勤接近80公里的市民杨女 士介绍,她每天乘坐地铁的减排大概有6.23千克,曾用42万多减排积 分兑换到了 48.9元数字人民币。在上海碳普惠机制中,1克减排量对 应1个碳积分。杨女士兑换的数字人民币来自"沪碳行"商城,该商城 将汇聚的碳积分转化为减排量,通过碳交易平台进行消纳,最终被某企 业购买用于上海碳配额履约。 这意味着,市民的低碳行动不仅产生实际减排量,更通过积分兑换 间接参与地方碳市场。碳普惠 ...

Core Viewpoint - The upgrade of the brand from "柚卡" to "中原提钱花" by 中原消费金融 is a strategic move to enhance brand recognition and service capability in response to national policies aimed at boosting consumption and promoting high-quality economic development [1][2][3] Group 1: Brand Upgrade - The brand upgrade aims to improve brand influence and recognition while maintaining existing product functionalities, rates, and user rights [1][2] - The new name "中原提钱花" is designed to reduce user memory costs and enhance trust through the backing of the 中原银行 parent brand [2] - The upgrade is expected to optimize product recognition and marketing efficiency, leveraging natural search traffic to lower customer acquisition costs [2] Group 2: Service Model and Target Audience - 中原消费金融 focuses on the financial needs of new citizens and small individual businesses, utilizing an "online + offline" service model [3] - The company has developed a proprietary risk control system, "信鸽," to address credit information gaps and provide financial support to underserved groups [3] - The brand upgrade aligns with national policies promoting financial technology and inclusive services, aiming to enhance the accessibility and fairness of financial services [3] Group 3: Future Outlook - The company plans to leverage its advantages and innovate products and services to support the prosperity of the consumer market and the high-quality development of the real economy [3]

【环球时报赴拉美特派记者 曹思琦 林小艺 张婷鸽 环球时报记者 樊巍】今年的金砖国家领导人第十七 次会晤在巴西举行。峰会开幕前夕，"环球时报海外中国周暨环球南方对话"系列活动于6月22日至28日 走进阿根廷布宜诺斯艾利斯和巴西里约热内卢，来自中拉政界、学界、媒体界及商界的数十位嘉宾齐聚 一堂，在思想激荡中增强彼此认知、促进交流互鉴。活动期间，《环球时报》在布宜诺斯艾利斯举办 《跨越山海的携手共进——中拉可持续发展合作十年图片展》，获得阿根廷各界积极反响。阿前科技创 新部部长、伊比利亚美洲科技创新研究中心主任丹尼尔·菲尔穆斯出席图片展开幕式，并举行了其作品 《拉美之声》中文版新书发布会。在活动现场，菲尔穆斯接受了《环球时报》记者专访。这位曾访谈过 数十位拉美国家领导人，并对拉美国家现代化进程始终保持敏锐洞察力的政治家兼学者，分享了他对中 国的观察。在他看来，中国用实践表明，经济增长与普惠共享可以兼顾，中国提出的全球愿景对拉美国 家至关重要。 " 让中国读者更了解拉美国家的现实 " 环球时报： 祝贺您的新书《拉美之声》中文版出版。我们了解到，这本书源自您十多年前主持的一档电 视节目，当时您采访了数十位拉美国家领导 ...

21世纪经济报道记者雷椰 实习生刘宇博 北京报道 在中国经济迈向高质量发展的关键时期，普惠金融已从一项政策倡议，演变为推动经济社会均衡发展的 核心驱动力。中国普惠金融体系建设已走过近十年历程，取得了历史性成就。日前，金融监督管理总 局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》，明确了"未来五年，基本 建成高质量综合普惠金融体系，普惠金融促进共同富裕迈上新台阶"的发展目标。 普惠金融不仅承载着服务实体经济、实现共同富裕的宏大愿景，更在破解小微企业、涉农主体"融资 难、融资贵"等结构性难题中，发挥着愈发不可或缺的作用。顺应时代背景，近日，《智普惠 新金融 ——中国普惠金融典型案例集锦（2024）》正式出版，该书由 21 世纪金融研究院编著，中国金融出版 社出版，系统梳理了2024年度我国普惠金融领域的实践探索与创新成果，收录了八十余个来自银行、担 保公司、小额贷款公司、财务公司等机构的典型案例，涵盖助力乡村振兴、支持小微企业发展、服务新 市民、产品与服务创新、金融消费权益保护五大领域，全面展示了普惠金融服务实体经济的多元路径与 创新模式，体现了普惠金融多层次、广覆盖、可持续的发展态势。 随着 ...

活动伊始，蓝海银行党委副书记、行长王业方致辞，回望蓝海银行八年创业路，从零起步的点点星火， 已逐渐形成燎原之势。"科技金融、普惠大众"的核心使命，引领蓝海银行栉风沐雨、稳健发展；"一流 银行、百年蓝海"的宏大愿景，激励蓝海人披荆斩棘、一往无前。 当前，蓝海银行正处于转型变革的关键时期，注定比过往的创业征途更加艰辛、更具挑战。站在承载历 史的老职场前，正是为了重温创业初心，汲取前行力量，从过去走向未来，从线上走向"O2O"，从一个 胜利走向另一个胜利！ 同心笃行共赴山海 上午8时28分，12支队伍正式出发。 6月28日，蓝海银行以"奔跑8，蓝海！"为主题，成功举办八周年行庆健步走活动，以一场意义非凡的徒 步活动，致敬往昔奋斗时光，展望未来璀璨征程。从承载无数回忆的老职场出发，迈向充满希望的新职 场，10公里的路程，不仅是一场体力的挑战，更是一次凝聚力量、传承精神之旅。 星火汇聚梦想起航 上午8时，朝阳初升，队旗招展，12支队伍在蓝海银行老职场一字排开，蓄势待发。 尽管汗水湿透了衣衫，但每个人脸上都洋溢着灿烂的笑容，大家尽情享受着徒步带来的快乐，也在行走 中拉近了彼此之间的距离。 风华八载再启新程 历时不到2个小 ...

Core Viewpoint - The article emphasizes China's commitment to a comprehensive green transformation under the leadership of Xi Jinping, showcasing significant progress and contributions to global sustainable development [1] Group 1: Theoretical Innovations - The focus should be on the theoretical innovations in ecological civilization construction, particularly the rich connotations of Xi Jinping's ecological civilization thought [2] - Key principles include "harmony between humans and nature," "green mountains and clear waters are as valuable as mountains of gold and silver," and "a good ecological environment is the most inclusive benefit for people's livelihoods" [3] Group 2: Institutional Innovations - The article highlights various institutional innovations that have been implemented since the 18th National Congress, including the establishment of land space development and protection systems, environmental information disclosure systems, and green product standards [4] - These institutional frameworks aim to clarify goals, requirements, and action guidelines for promoting comprehensive green transformation [4] Group 3: Practical Innovations - China has launched a series of innovative and practical green transformation initiatives, with notable examples such as the transformation of Xiamen's Yundang Lake and the "Three North" project [5] - The article also discusses the importance of sharing these practical experiences globally to enhance understanding of China's ecological governance models [5] Group 4: Communication Strategies - To effectively communicate China's ecological and environmental stories, the article suggests enhancing narrative appeal through innovative storytelling methods and utilizing various media platforms [7][9] - It emphasizes the need for a diverse and effective communication strategy that resonates with different international audiences, including tailored messages for countries with varying levels of ecological awareness [7][9]