Financial Performance & Valuation - The company's market capitalization is $294 million[11] - The price to tangible book value is at 102%[11], suggesting an attractive entry point[14] - The company's Return on Average Tangible Common Equity (ROTCE) is 11.79%[11] - Core Net Interest Margin is 3.13%[11] Balance Sheet & Loan Portfolio - Total assets amount to $3.88 billion[11] - Total loans held for investment (HFI) are $3.13 billion[11] - Total deposits are $3.38 billion[11] - The company's Tangible Common Equity to Tangible Assets (TCE/TA) ratio is 7.63%[11] Strategic Initiatives & Growth - New and renewed loan yields are at 7.57%[20] - Customer deposits in Panacea Financial are $107 million, up 58% since Q2 2024[30]

Within this document, the Company reports certain non-GAAP financial measures, including: (1) adjusted operating income, adjusted net earnings, and adjusted diluted earnings per share, which exclude restructuring and other costs, including the Portfolio Optimization Plan costs, (2) percentage changes in revenue, operating income, and diluted earnings per share on an adjusted local currency basis, which eliminate the effects that result from translating its international operations into U.S. dollars and rest ...

Q2 Earnings Presentation July 24, 2025 Q2 2025 financial highlights Key Metrics Highlights $100.2 million Net income *Non-GAAP Financial Measure. 1CET1 ratio as of June 30, 2025 is preliminary. 2 DO NOT REFRESH Complementary Color Palette 000 / 000 / 051 Body text 074 / 075 / 076 $81.7 million Operating net income* | $0.50 | $0.41 | | --- | --- | | Diluted EPS | Diluted operating EPS* | | 3.59% | 1.48% | | NIM* | Total deposit cost | | 0.30% | 0.00% | | NPLs / total loans | NCOs / avg. loans | | $0.13 per s ...

2Q25 NYSE: OMF | July 25, 2025 Financial Results Important Information The following slides are part of a presentation by OneMain Holdings, Inc. (the "Company") in connection with reporting quarterly financial results and are intended to be viewed as part of that presentation. No representation is made that the information in these slides is complete. For additional financial, statistical, and business-related information, as well as information regarding business and segment trends, see the earnings releas ...

Financial Performance - SouthState Corporation reported diluted Earnings per Share (EPS) of $2.11, with an adjusted diluted EPS (non-GAAP) of $2.30[32] - Pre-Provision Net Revenue (PPNR) reached $314.1 million[32] - Year-over-year PPNR per share growth (non-GAAP) was 29%[32] - Net interest margin, tax equivalent, increased to 4.02%, up 0.17% from the prior quarter[32] Balance Sheet & Loan Portfolio - Loans increased by $501 million, representing a 4% annualized growth[32] - Deposits increased by $359 million, representing a 3% annualized growth[32] - Total loans amounted to $47.3 billion, with investor CRE comprising 36% of the portfolio[44] - Noninterest-bearing checking deposits totaled $13.7 billion[48] Asset Quality & Capital - Net charge-offs to loans stood at 0.06%[54] - Tangible Common Equity (TCE) ratio was 8.5%[63] - Total investment portfolio was $8.1 billion[78] Market & Geographic Expansion - SouthState is ranked as the 5 largest regional bank in the South[7] - The company operates in 12 of the 15 fastest-growing U S MSAs[7] - Top states for net domestic migration include Florida with 872,722 and Texas with 747,730[23]

July 25, 2025 Second Quarter 2025 Financial Results Ray Scott, President and CEO Jason Cardew, Senior Vice President and CFO Lear Proprietary: The information contained herein is the property of Lear Corporation. Safe Harbor Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding anticipated financial results and liquidity. The words "will," "may," "designed to," "out ...

Financial Performance - Net income for Q2 2025 was $264 million, resulting in diluted earnings per share of $051[22] - The tax equivalent net interest margin was 418% for Q2 2025, compared to 420% in Q1 2025[22] - Excluding purchase accounting adjustments (PAA), the net interest margin was 395% in Q2 2025, down from 397% in Q1 2025[22] - The total capital ratio increased to 1598% as of June 30, 2025[22] - Tangible book value per share increased to $1994 at June 30, 2025, from $1969 at March 31, 2025[22] Balance Sheet - Total assets reached $1049 billion as of June 30, 2025[9] - Total loans amounted to $7287 billion as of June 30, 2025[9] - Total deposits were $8674 billion as of June 30, 2025[9] - Noninterest-bearing deposits constituted 3671% of total deposits as of June 30, 2025[9, 13] Loan Portfolio - Total loans reached $7287347 thousand in Q2 2025, slightly up from $7283133 thousand in Q1 2025[32] - Commercial Real Estate (CRE) loans, including multifamily, comprised $3840981 thousand of the total loan portfolio in Q2 2025[32]

Financial Performance - Aon reported total revenue of $4155 million in Q2'25, an increase of 11% compared to $3760 million in Q2'24[10] - Organic revenue growth remained consistent at 6% in both Q2'25 and Q2'24[9, 10] - Adjusted operating income increased by 14% from $1029 million in Q2'24 to $1171 million in Q2'25[10, 16] - Adjusted earnings per share (EPS) grew by 19%, rising from $293 in Q2'24 to $349 in Q2'25[9, 10] - Free cash flow saw a significant increase of 59%, reaching $732 million in Q2'25 compared to $460 million in Q2'24[9, 10, 19] Business Segments - Commercial Risk Solutions and Reinsurance Solutions both experienced organic revenue growth of 6%[11] - Health Solutions also saw organic revenue growth of 6%[11] - Wealth Solutions experienced organic revenue growth of 3%[11] Guidance and Strategy - Aon reaffirms its confidence in achieving its full-year 2025 financial guidance[9] - The company's capital allocation strategy focuses on debt reduction, disciplined middle-market M&A, and returning capital to shareholders[9] - Aon is executing its Aon United strategy through the 3x3 Plan to meet client demand for advice and solutions[9]

DUBLIN, Calif., July 25, 2025 /PRNewswire/ -- TriNet Group, Inc. (NYSE: TNET), a leading provider of comprehensive and flexible human capital management (HCM) solutions for small and medium-size businesses (SMBs), today announced financial results for the second quarter ended June 30, 2025. The second quarter highlights below include non-GAAP financial measures which are reconciled later in this release."Our second quarter financial performance was in-line with our forecast and keeps us on track to achieve ...

Core Insights - Wabash reported a net sales of $458.8 million for Q2 2025, a decrease of 16.7% compared to Q2 2024 [2][7] - The company experienced a GAAP operating loss of $4.8 million, primarily due to a $5 million loss related to a legal verdict [2][7] - Total backlog as of June 30, 2025, was approximately $1.0 billion, indicating a cautious approach from customers regarding capital spending [3][7] Financial Performance - Consolidated gross profit for Q2 2025 was $41.4 million, representing 9.0% of sales, down from 16.2% in Q2 2024 [2][8] - Non-GAAP adjusted operating loss for the quarter was $0.1 million, while GAAP diluted earnings per share were $(0.23) [2][7] - The company reduced its full-year revenue outlook to approximately $1.6 billion and adjusted EPS guidance to a range of $(1.30) to $(1.00) [3][4] Market Environment - Demand in the trailer industry remains muted, with industry forecasts suggesting that 2025 shipment volumes will fall below basic replacement demand [4][7] - The company is cautiously optimistic about a return to growth in 2026 based on early discussions with customers and current industry forecasts [4][7] Business Segment Highlights - In Q2 2025, new trailers shipped totaled 8,640, down from 9,245 in Q2 2024, while new truck bodies shipped were 3,190, down from 3,925 [6][28] - Transportation Solutions segment net sales were $400.2 million, a decrease of 19.7% year-over-year, with an operating loss of $12.5 million [8][29] - Parts & Services segment net sales increased by 8.8% year-over-year to $59.7 million, with an operating income of $9.1 million [9][29]