RT Seamless Protocol (@SeamlessFi)We like charts that go up.Seamless TVL is on the rise with new LTs launching on @ethereum.Yes, there are caps. We're always *monitoring the situation*As more liquidity flows to these markets, cap increases are consistently evaluated!Higher. ...

Core Insights - The financial landscape for homeowners in 2026 has shifted, with higher mortgage rates making paying off debt more attractive compared to investing in the stock market [3][4][9] - The decision to pay off a mortgage or invest depends on various factors including mortgage rates, expected returns on investments, inflation, tax situations, and personal financial discipline [3][5][9] Mortgage Payment Dynamics - In 2026, average mortgage rates are significantly higher than in the 2010s, making early loan repayment yield a higher guaranteed return by avoiding high interest payments [4][10] - Paying down principal reduces total interest paid over the loan's life and shortens the loan term, providing substantial savings [6][7] Guaranteed Returns vs. Investment Risks - Paying down mortgage principal offers a guaranteed return equal to the mortgage interest rate, which is risk-free compared to the uncertain returns from investing [8][19] - The opportunity cost of choosing between paying off debt and investing is crucial, especially when mortgage rates are high [18][19] Tax Considerations - The mortgage interest deduction has diminished in relevance due to the increased standard deduction, affecting the true cost of loans for many homeowners [11][12] Investment Growth Potential - Historically, diversified portfolios like the S&P 500 have outperformed mortgage costs, but current market conditions make the comparison more complex [13][14] - Inflation impacts the decision-making process, as fixed-rate mortgages benefit from debt erosion, but the slower inflation rate in 2026 weakens this argument [15][16] Liquidity and Cash Access - Paying down mortgage principal is less liquid compared to investments, which can be quickly converted to cash for emergencies [20][21] - Maintaining liquidity is essential for financial risk management, especially for those without sufficient emergency savings [21] Behavioral Finance Factors - Personal financial habits significantly influence the decision to invest or pay down debt, with mandatory mortgage payments acting as a form of forced savings [22][23] - Individuals prone to panic selling during market downturns may benefit more from focusing on debt reduction [23] Short-Term Options and Strategy - New low-risk savings options are available, offering higher interest rates than before, which may temporarily compete with mortgage payoff benefits [24][25] - A combined strategy involving emergency savings, retirement contributions, and careful comparison of mortgage rates with expected investment returns is recommended [26][27][29] Conclusion - There is no one-size-fits-all answer for homeowners in 2026 regarding whether to pay down mortgages or invest, as the best choice depends on individual risk tolerance and financial health [31][32]

6/ Ammalgam treats liquidity as the source of truth and prices risk from inside the system.If a protocol can only liquidate at prices its own liquidity supports, should it rely on prices it can’t execute on?What’s your take? https://t.co/H4qA7DAV0F ...

3/ To do this, Ammalgam derives prices internally.Prices are formed from:→ the actual token balances in the pool.→ per-block reserve updates.→ short and mid-term geometric averages.This creates a bounded price range that can only move as liquidity moves. ...

2/ Instead of asking “What does an oracle say this asset is worth?” the system continuously asks:🔹 If this position closed now, what would it sell for?🔹 How much liquidity backs it?🔹 What loss would that sale create?Those answers determine what’s safe to borrow. https://t.co/AM7emjsYIQ ...

RT Remora Markets (@RemoraMarkets)Much demand for rMetals over the weekend!More liquidity coming onchain once markets open 🤝 https://t.co/Fx9OfqD9Cl ...

RT Fluid 🌊 (@0xfluid)Building on @0xPolygon means focusing on scale and accessibility.Fluid is now a top 10 protocol on Polygon with $13M in total market size. Early signals of what connected liquidity and real capital efficiency can enable.Stay Fluid 🌊 https://t.co/buRR3inufL ...

🚀 TGCoin Milestone Alert📅 March 15, 2026 — Mainstream Exchange Listing✅ 3 Strategic Pillars:• Enhanced Liquidity 💧• Community Engagement 🤝• Real-World Utility 🌐🔥 New Products & Incentives Coming SoonThank you to our global community! Bigger stage ahead 🌍[Sponsored] ...

RT DeFi Andree (@DeFi_Andree)Yield-Bearing Stablecoins: From USD-pegged Token → On-chain Fixed-Income InfrastructureStablecoins mature, they aren't just growing in market cap, they are specializingWhat was once a monolithic category is fracturing into distinct yield engines, each representing a unique method of generating on-chain USD cash flowAnd like every vertical in crypto: this shift isn't happening evenly. It is defined by a few dominant names, followed by a long tail of experiments trying to catch up ...

勇敢一次，开始内向。其实 $Penguin 100M 追的逻辑没太大问题，追完之后当晚去了 170M，在 @Solana_zh 上 有一就有二 的情绪追涨还是很管用的但主要问题就是买了就去睡觉了，一觉醒来回成本了。。。总得来说目前这个市场环境追高还是得挺谨慎的，尤其过夜需要反复斟酌一下。当时 $RFC 的高点大概也在 200M，如果 $Penguin 收不回去 100 我也得止损了说实话，这两天跟一些高手也有所线下交流，大家共同的观点就是今年的链上也开始非常难玩了，流动性很差。所以我个人才开始对企鹅这种标才有了更高期待，因为现在非常缺乏一个能打开天花板的标的。SOL 链基本能反应的就是场内的真实流动性，而且也更独立于 CEX这和我上面说的目前 SOL onchain cex / stockmarket 的叙事版本是一样。由于 FTX 早就倒了，现在他们可能想做成的事就是，没有交易所的情况下流动性能不能背负得住代币更长的生命周期，于是上了各种币，甚至其他公链的币在链上进行交易。相对于 cex 版本的 pvp，这种模式会不会成功是有待观察的，但思路是非常先进的 ...