🔥 BULLISH: "Blockchain technologies will power the next generation of payments, and the US dollar is coming onchain." – Bessent https://t.co/PZRXPmf00D ...

I thought when the iPhone came out that like, oh, it's like a mobile phone. I've had a mobile phone since the early '9s. Well, it wasn't a mobile phone. It was a mobile computer.And even more than that, it was the most important computer or it would become the most important computer for most people around the world, which meant that if you like to make software and wanted to sell it to people, you had to go through that computer. Now, suddenly, before you could even launch, you'd have to ask Apple for perm ...

Core Viewpoint - Robinhood's stock has experienced a significant increase of over 350% in the past year, driven by rising stock and crypto prices, which have attracted retail investors back to its platform and boosted trading volumes [1] Group 1: Company Growth - Robinhood has rapidly expanded its customer base, more than doubling its funded customers from 2020 to 2024, with assets under custody (AUC) tripling during the same period [3][4] - The company achieved a compound annual growth rate (CAGR) of 32.5% in revenue despite a slowdown in 2022 due to rising interest rates [3] - As of Q1 2025, funded customers increased by 8% year over year to 25.8 million, and total platform assets surged 70% to $221 billion [4] Group 2: Regulatory Environment - The scrutiny from the SEC regarding Robinhood's payment for order flow (PFOF) model has lessened, as the proposed regulations against PFOF trades were withdrawn by the new SEC chairman, Paul Atkins [8][7] Group 3: Subscription Growth - Robinhood's premium Gold tier has seen a 90% year-over-year increase in subscribers, reaching 3.2 million, with subscription revenue rising 65% to $38 million [10][9] - Although subscription revenue only accounted for 4% of total revenue, it represents a potential diversification away from transaction-based revenues [10] Group 4: Ecosystem Expansion - The company has broadened its ecosystem to include more crypto trading, options trading, and card-based banking services, along with AI-powered portfolio management tools [11] - Recent additions include tokenized versions of U.S. Treasuries, stocks, and ETFs, as well as private startups like OpenAI and SpaceX, providing indirect exposure to these companies [12] Group 5: Margin Improvement - Robinhood's gross margin improved from 88% in 2020 to 94.4% in 2024, while adjusted EBITDA margin increased from 2.3% to 48.4% during the same period [13][14] - This improvement is attributed to reduced stock-based compensation expenses, growth in higher-margin subscription revenues, and a higher mix of revenues from crypto and options trades [14] Group 6: Valuation and Future Growth - Analysts project Robinhood's revenue to grow at a CAGR of 18% from 2024 to 2027, with adjusted EBITDA rising at a CAGR of 23% [15] - Despite an enterprise value of $91.3 billion, the stock may be considered reasonable relative to its growth potential, especially in the context of a favorable market environment [16]

For years, we talked about how Ripple was creating essentially the new financial system with, of course, the internet of value. And today, I feel like all of that is becoming a reality. Okay, this has been something that we have been studying, researching, and following for years now.And I just feel as if 2025 is that year where it just all makes sense. It's that big moment where we could finally see everything. Okay, we go back to, you know, all the way back in 2017 when Ripple puts out this article, the i ...

RT Treasury Secretary Scott Bessent (@SecScottBessent)Blockchain technologies will power the next generation of payments, and the U.S. dollar is coming onchain.Thanks to President Trump’s visionary leadership, and @SenatorHagerty's important work in Congress, the GENIUS Act will help cement the U.S. dollar as the global reserve currency for generations to come. ...

Millions of borrowers currently enrolled in certain income-based repayment plans will have to move to another option within the next three years. https://t.co/d95x6NCID3 ...

@OwlExplains Stablecoins today are still 98 percent dollar-based. But that’s changing.Kim noted that as payments take center stage, we’ll see more local-currency stablecoins emerge across Europe and Asia.What’s coming next is a multi-currency, programmable payment layer. ...

To avoid high mortgage payments, Americans are dusting off 40-year-old tricks. But estate agents warn that these come with snags https://t.co/6g7tUl90xj ...

The New Era: Trump officially Signs Stablecoin BillOn July 18, 2025, U.S. President Trump formally signed the "GENIUS Act" (''Stablecoin Bill'') at the White House. This act establishes a clear and concise regulatory framework for U.S. dollar stablecoins and promotes the construction of a "revolutionary payment system" in the United States, replacing the traditional and outdated financial infrastructure. It aims to fully unleash the potential contained in U.S. dollar stablecoins. Trump stated that the "GENI ...

Core Viewpoint - Seeking Alpha introduces FinHeim Research as a new contributing analyst, encouraging submissions of investment ideas for publication and potential earnings [1]. Group 1 - Seeking Alpha offers a platform for analysts to share investment insights and gain exposure [1]. - The initiative aims to enhance the diversity of investment perspectives available to readers [1].