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湖北中小企业商业价值信用贷款累计放款41.2亿元
Sou Hu Cai Jing· 2025-06-06 01:27
"网上申请,3天到账,利率只有3.3%,真是解了我们燃眉之急。"6月4日,湖北鼎璞环保科技有限公司 法人万鑫鑫介绍,拿到这笔贷款后,企业立即投入到生产经营中,正全力冲刺二季度目标。 该政策的核心就是打破传统"重抵押、轻信用"的融资逻辑,依靠数据增信和财政增信,建立中小企业商 业价值信用评估模型和风险分担机制,让广大中小企业依靠其自身商业价值就能获得信用贷款。通俗来 讲,就是中小企业不需要提供任何抵押、质押、担保,凭借商业价值信用评级,就能找银行贷款。最高 可授信1000万元,纯线上操作,一次都不用跑。为降低银行风险,湖北还设立省市两级10亿元风险资金 池,让银行敢贷、愿贷。 省经信厅中小企业处相关负责人表示,接下来湖北将在5个地级市、10个县市以及10个特色产业集群进 行改革试点推广,持续对评价模型进行调整优化,力争更客观地评价出企业的商业价值,让更多的企业 和银行坚定进行商业价值信用贷款改革探索的信心和决心。(记者刘宇、王艳华、通讯员刘岑) 鼎璞环保主要销售环保化工产品,因要向上游企业购买化学原材料亟需贷款。今年5月中旬,该公司在 应城市经信局举办的宣讲会上了解到中小企业商业价值信用贷款政策,随即通过"鄂融 ...
Down 87%, Is It Time to Buy This Super Software Stock?
The Motley Fool· 2025-06-05 08:26
Bill Holdings (BILL 1.09%) has a portfolio of software products designed to streamline accounts payable, accounts receivable, and expense management workflows for almost half a million small and mid-sized businesses (SMBs).Despite Bill's consistent revenue growth over the last few years, its stock is down 87% from its record high, which was set during the tech frenzy in 2021. It was unquestionably overvalued back then, but the stock is now trading near the cheapest level in its history.Bill has an enormous ...
央行:对中小企业的信贷支持力度明显增强
news flash· 2025-06-05 03:42
近期,金融管理部门推出一揽子金融政策,释放稳市场稳预期的强信号。中国人民银行金融研究所所长 丁志杰在"中国经济圆桌会"大型全媒体访谈节目中表示,在金融政策支持下,金融机构投向实体经济的 资金规模持续扩大,对中小企业的信贷支持力度明显增强。丁志杰介绍,近期,中国人民银行降低存款 准备金率0.5个百分点,同时下调政策利率0.1个百分点,全面下调结构性货币政策工具利率0.25个百分 点。这些政策有助于扩大金融机构投向实体经济的资金规模,降低企业融资成本,提高其生产经营稳定 性。(新华社) ...
陕西组织“百场万企”大中小企业融通对接活动
Shan Xi Ri Bao· 2025-06-03 22:50
省工信厅相关负责人表示,对于此次"百场万企"大中小企业融通对接活动,省工信厅、省国资委、 省知识产权局等相关部门将健全完善大中小企业融通创新工作协同机制,建立完善大中小企业融通对接 渠道,集聚知识产权服务机构、高等院校、科研院所、金融机构等各方资源,搭建中小企业与大企业交 流、展示、服务、对接平台,拓展融通对接的广度和深度,推动更多中小企业融入大企业创新链产业链 供应链,共同积极应对外部风险挑战,携手提升产业链供应链韧性和安全水平。 此次活动将开展中央企业、民营企业与中小企业专场对接。陕西中小企业主管部门、国资委、知识 产权局、工商联结合当地产业基础和发展实际,聚焦制造业重点产业链、新兴产业和未来产业,分层次 分领域举办本区域融通对接活动,广泛集聚各方资源,推动大中小企业融通创新生态体系建设。我省将 组织专场对接活动,推动链主企业、龙头企业开放供应链,加大对中小企业出口转内销产品的采购力 度;强化大企业与中小企业之间产销合作、品牌推广,推动商贸流通企业助力中小企业开拓新市场,获 取更多订单。(记者:沈谦) 5月30日,记者从省工信厅获悉:我省积极组织"百场万企"大中小企业融通对接活动。 近日,工信部、国务院国 ...
催债令来了!国家急了,严禁机关国企当“老赖”,什么信号?
商业洞察· 2025-06-03 09:00
以下文章来源于智谷趋势Trend ,作者剑书 智谷趋势Trend . 新中产的首席财富顾问 作者:剑书 来源:智谷趋势Trend 发现没有, 当前国家摆在最高优先级的一件大事,竟然是 给中小企业还清欠款。 就在6月1日,国务院下达"铁命令"——修订后的《保障中小企业款项支付条例》正式生效,其中明 文规定: 机关、事业单位、大型企业包括央国企,从中小企业采购的货物、工程、服务,付款期限都不允许 超过60天。 国家急了,信号很不寻常。 白纸黑字、写进红头文件, 以最大力度的"催债令"督促地方落实 ,这件事为什么极其重要? 这份2020年7月制定出台的《保障中小企业款项支付条例》,为何时隔不到5年,又再次修订推出 新的版本? 01 事实上,从去年以来, 国家督促地方清偿企业欠款的动作,就越来越频密,紧迫感十足。 2024年10月,中共中央办公厅、国务院办公厅印发了《关于解决拖欠企业账款问题的意见》, 对 推进解决拖欠企业账款问题作出系统部署 。 据报道,工信部完善违约拖欠中小企业款项登记(投诉)平台, 2024年共处理投诉4.8万笔 。 可以说初见成效,但还远远不够。 我登录全国"违约拖欠中小企业款项登记(投诉)平 ...
今年中小企业经营管理领军人才培训工作启动
news flash· 2025-06-03 05:05
Group 1 - The Ministry of Industry and Information Technology has issued a notice to implement training for leading management talents in small and medium-sized enterprises (SMEs) for the year 2025 [1] - The training will target outstanding SME entrepreneurs and managers who are patriotic, law-abiding, and socially responsible, including those from specialized, innovative, and technology-driven SMEs, as well as manufacturing champions, gazelle companies, unicorns, and high-tech SMEs [1] - A total of no less than 800 management talents from SMEs are planned to be trained in 2025, with 9 sessions of concentrated training, each lasting 4 days [1]
新华财经早报:6月1日
Group 1: Manufacturing and Economic Indicators - The manufacturing PMI for May is reported at 49.5%, an increase of 0.5 percentage points from the previous month, indicating an improvement in manufacturing sentiment [1] - Large enterprises have a PMI of 50.7%, up 1.5 percentage points, while medium-sized enterprises have a PMI of 47.5%, down 1.3 percentage points, and small enterprises have a PMI of 49.3%, up 0.6 percentage points [1] Group 2: Agricultural Developments - As of May 30, 1.29 million acres of summer wheat have been harvested nationwide, with over 30% of the harvest completed [1] Group 3: Telecommunications and Digital Economy - The APT ICT Ministerial Meeting in Tokyo resulted in the "Tokyo Declaration," focusing on six pillars for regional cooperation, including connectivity and sustainable development [1] Group 4: Support for SMEs - The National Small and Medium Enterprises Service Month will take place in June, focusing on eight key areas to promote high-quality development of SMEs [1] Group 5: Tax Policies and Economic Support - In the first four months of the year, tax reductions and refunds for private enterprises and individual businesses reached 351.88 billion yuan, accounting for 64.6% of the total benefits from tax policies [1] Group 6: Transportation and Travel - On May 31, the first day of the Dragon Boat Festival holiday, the national railway is expected to send 17.8 million passengers, with 1,029 additional trains planned [1] Group 7: Film Industry - The box office for the first day of the Dragon Boat Festival holiday reached 147 million yuan [1] Group 8: Financial Regulations - Hong Kong's Stablecoin Ordinance has officially become law, requiring licenses for issuing stablecoins pegged to the Hong Kong dollar [1] Group 9: Private Equity Developments - In 2024, Shenzhen's private equity and venture capital industry saw a total of 1,954 exit projects, the highest in three years, with exit principal amounting to 43.069 billion yuan [1] Group 10: Corporate Leadership Changes - China First Heavy Industries Group and China National Nuclear Corporation announced leadership changes, with new appointments for chairman and party secretary [1] Group 11: Steel Tariff Implications - The European Commission expressed strong regret over the U.S. decision to raise steel tariffs from 25% to 50%, indicating potential retaliatory measures [2] Group 12: Oil Production Increase - OPEC+ announced an increase in production by 411,000 barrels per day starting in July, marking the third consecutive month of such increases [2] Group 13: Corporate Announcements - Several companies, including China Construction Bank and Baili Tianheng, announced fundraising plans for various projects, with amounts ranging from 1.5 billion to 37.64 billion yuan [3]
一季度末我国科技型中小企业获贷率为49.6%
news flash· 2025-05-30 11:58
Core Insights - The loan approval rate for technology-based small and medium-sized enterprises (SMEs) in China reached 49.6% by the end of the first quarter, an increase of 3.6 percentage points compared to the same period last year [1] - A total of 271,800 technology-based SMEs received loan support, indicating a robust demand for financing in this sector [1] - The outstanding balance of loans in both domestic and foreign currencies for technology-based SMEs amounted to 3.33 trillion yuan, reflecting a year-on-year growth of 24%, which is 17.1 percentage points higher than the growth rate of all loans [1]
聚焦八大领域、推出42项活动 全国中小企业服务月6月启动
news flash· 2025-05-30 11:08
工业和信息化部今天(5月30日)印发通知,2025年全国中小企业服务月活动将于6月正式启动,促进中小 企业高质量发展。据了解,服务月期间,将组织各级中小企业主管部门、行业协会和各类专业化服务机 构,在年度"一起益企"中小企业服务行动基础上,结合6月27日"联合国中小微企业日",聚焦市场拓 展、引才育才、融资促进、数字化转型、技术赋能、管理提升、出海服务、合规管理等八大领域,推出 42项重点活动。此次活动的服务重点,面向专精特新"小巨人"企业、创新型中小企业、瞪羚企业等重点 群体,和中小企业特色产业集群等重点区域。(央视新闻) ...
第三批中小企业数字化转型试点城市公示
news flash· 2025-05-30 10:12
第三批中小企业数字化转型试点城市公示 金十数据5月30日讯,工业和信息化部、财政部于近期组织开展了第三批中小企业数字化转型试点城市 的竞争性评审工作。根据评审结果,拟将河北省廊坊市、邯郸市,山西省晋中市,内蒙古自治区乌海 市,辽宁省抚顺市,黑龙江省大庆市,上海市闵行区,江苏省南通市、徐州市,浙江省温州市、丽水 市,安徽省马鞍山市,福建省漳州市,江西省上饶市,山东省东营市、淄博市,河南省洛阳市、许昌 市,湖北省黄石市、荆门市,湖南省衡阳市、湘潭市,广东省佛山市、江门市,广西壮族自治区玉林 市,海南省儋州市,重庆市涪陵区,四川省绵阳市、德阳市,云南省曲靖市,陕西省咸阳市,甘肃省天 水市,青海省海西蒙古族藏族自治州,宁夏回族自治区银川市,新疆维吾尔自治区克拉玛依市等35个市 (区)(排名不分先后)纳入第三批试点范围。 ...