2Q 2025 Diluted EPS of $1.40 2Q 2025 C&I adjusted diluted EPS of $1.45 2Q 2025 Managed receivables of $25.2 billion Declared quarterly dividend of $1.04 per shareNEW YORK, July 25, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $214 million and net income of $167 million for the second quarter of 2025, compared to $92 million and $71 million, respectively, in the prior year quarter. Earnings ...

Core Viewpoint - Southside Bancshares, Inc. reported a decrease in net income and earnings per share for the second quarter of 2025 compared to the same period in 2024, primarily due to increased noninterest expenses and provisions for credit losses, despite growth in net interest income and noninterest income [1][3][10]. Financial Performance - Net income for the three months ended June 30, 2025, was $21.8 million, down from $24.7 million in 2024, a decrease of 11.6% [1][3]. - Earnings per diluted common share decreased to $0.72 from $0.81, a decline of 11.1% [1][3]. - Annualized return on average shareholders' equity was 10.73%, down from 12.46% in the same period last year [1][3]. - Annualized return on average assets was 1.07%, compared to 1.19% in 2024 [1][3]. Income and Expenses - Net interest income increased to $54.3 million, a rise of 1.2% from $53.9 million in the previous quarter [4][6]. - Noninterest income rose to $12.1 million, up 5.1% from $11.6 million in 2024 [6][11]. - Noninterest expenses increased by 9.8% to $39.3 million, primarily due to higher professional fees and salaries [8][14]. Asset Quality - Nonperforming assets increased to $32.9 million, or 0.39% of total assets, compared to $6.9 million, or 0.08% of total assets, in 2024 [23][24]. - The allowance for loan losses was $44.4 million, or 0.97% of total loans, slightly up from 0.92% in the previous year [24]. Balance Sheet Highlights - Total assets as of June 30, 2025, were $8.34 billion, a decrease from $8.52 billion at the end of 2024 [16][38]. - Total loans were $4.60 billion, a slight increase of 0.3% from $4.59 billion in 2024 [16][17]. - Total deposits increased to $6.63 billion, up 2.1% from $6.50 billion in 2024 [18][19]. Capital and Liquidity - The company had $2.33 billion in total available contingent liquidity as of June 30, 2025 [22][21]. - The company repurchased 424,435 shares of common stock at an average price of $28.13 per share during the second quarter [21].

SAN JOSE, Calif., July 24, 2025 (GLOBE NEWSWIRE) -- Heritage Commerce Corp (Nasdaq: HTBK), (the “Company”), the holding company for Heritage Bank of Commerce (the “Bank”) today announced its financial results for the second quarter and six months ended June 30, 2025. All data are unaudited. REPORTED SECOND QUARTER 2025 HIGHLIGHTS: Net IncomeEarnings Per SharePre-Provision Net Revenue ("PPNR")(1)Fully Tax Equivalent ("FTE") Net Interest Margin(1)Efficiency Ratio(1)Tangible Book Value Per Share(1) <td ...

Declares Quarterly Cash Dividend of $0.10 Per ShareMCLEAN, Va., July 24, 2025 /PRNewswire/ -- Primis Financial Corp. (NASDAQ: FRST) ("Primis" or the "Company"), and its wholly-owned subsidiary, Primis Bank (the "Bank"), today reported net income available to common shareholders of $8.4 million, or $0.34 per diluted share, for the quarter ended June 30, 2025, compared to $3.4 million, or $0.14 per diluted share, for the quarter ended June 30, 2024. For the six months ended June 30, 2025, the Company reported ...

EFFINGHAM, Ill., July 24, 2025 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) today reported net income available to common shareholders of $9.8 million, or $0.44 per diluted share, for the second quarter of 2025, compared to net income available to common shareholders of $23.5 million, or $1.06 per diluted share, for the second quarter of 2024. This also compares to a net loss of $143.2 million, or $6.58 per diluted share, for the first quarter of 2025, which included impai ...

0 7 . 2 4 . 2 5 2 nd Quarter 2025 Earnings Release Supplemental Information Safe Harbor Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995, such as statements about our future plans, objectives, expectations, financial performance, and continued business operations. The words "believe," "expect," "anticipate," "project," "estimate," "budget," "continue," "could ...

Second Quarter 2025 Summary Total loans increased $115 million, or 4.7%, from $2.43 billion as of Q1 2025 to $2.54 billion as of Q2 2025Net interest margin increased 6 basis points from 2.61% in Q1 2025 to 2.67% in Q2 2025Net interest income increased $0.4 million from $17.5 million in Q1 2025 to $17.9 million in Q2 2025Non-interest expense decreased $0.3 million from $19.4 million in Q1 2025 to $19.1 million in Q2 2025Net income available to common shareholders of $2.5 million, or $0.26 per diluted share, ...

Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compared to the second quarter of 2024 Consolidated credit performance remained strong with a net charge-off ratio of 8.1% and net revenue margin of 58% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.1% and stability in the consolidated portfolio fair value premium of 115% reflect a s ...

CALHOUN, Ga., July 24, 2025 (GLOBE NEWSWIRE) -- Mohawk Industries, Inc. (NYSE: MHK) today announced second quarter 2025 net earnings of $147 million and earnings per share (“EPS”) of $2.34; adjusted net earnings were $173 million, and adjusted EPS was $2.77. Net sales for the second quarter of 2025 were $2.8 billion, essentially flat as reported and a decrease of 0.8% adjusted for constant days and exchange rates versus the prior year. During the second quarter of 2024, the Company reported net sales of $2. ...

WEST ORANGE, N.J., July 24, 2025 (GLOBE NEWSWIRE) -- Bel Fuse Inc. (Nasdaq: BELFA and BELFB) today announced preliminary financial results for the second quarter and first half of 2025. Second Quarter 2025 Highlights Net sales of $168.3 million compared to $133.2 million in Q2-24. Up 26.3% from Q2-24Gross profit margin of 38.7%, compared to 40.1% in Q2-24GAAP net earnings attributable to Bel shareholders of $26.9 million versus GAAP net earnings attributable to Bel shareholders of $18.8 million in Q2-24Adju ...