（来源：中国妇女报） 罗源县鉴江镇上澳村的低保户尤敏（化名），比黄云花更早感受到了这张防护网的力量。 2024年春天，乳腺癌的确诊让这个本就艰难的家庭雪上加霜。就在尤敏为治疗费用发愁时，上澳村妇联 主席陈丽珍带来了好消息——作为低保户，市、县、镇三级财政早已为她购买了"康馨保"。更让她感到 温暖的是，这份政府投保与她个人购买的保险形成了"四重保障"，最终带来了16.9万元的理赔。 "原本感觉天都要塌了，现在终于能安心治病了，是'娘家人'的帮扶，托住了我的家。"尤敏的转变，正 是源自福州市妇联自2020年起推进的一项制度创新——将女性安康保障从自愿参保升级为特定群体的慈 善公益基金托底，牵头联动市农业农村局、市民政局、计生协等多部门，创新发起"关爱女性健康"专项 赠险公益活动。2025年，这项工作正式纳入福州市"为民办实事"项目清单。 福州市妇联有关负责人介绍，5年来，仅"健康扶贫"单个赠险项目就已累计为脱贫及农村低保妇女赠险 逾4万人次，提供了总保额19.26亿元的风险保障。高达432.4万元的理赔款（理赔率超100%），让92个 面临"两癌"冲击的家庭获得了喘息之机。 从"妇联独唱"到"全民合唱" 转自：中 ...

Core Points - The event held on October 22 in Nanning focused on the "Caring for Women in Guangxi - Health Action," distributing 23.64 million yuan in aid to 2,364 low-income women suffering from cervical and breast cancer, with each receiving 10,000 yuan [1] - China Life Insurance Guangxi Branch donated 40,000 health insurance policies for women, while Xiamen Wantai Biological Pharmacy donated HPV vaccines to the Guangxi Women and Children Development Foundation [1] - A health knowledge lecture on stress management and coping techniques was conducted, alongside a community outreach program for cancer prevention and free medical consultations [1] Health Protection System - The Women's Federation has implemented the "Healthy Guangxi Women's Action," establishing a comprehensive health protection system for women that includes prevention, screening, insurance, and assistance [2] - From 2025 to 2027, a plan is in place to provide free HPV vaccinations to nearly 960,000 eligible girls in Guangxi, aiming for full coverage [2] - As of 2024, 9.151 million women have undergone cervical cancer screenings, and 8.753 million have received breast cancer screenings [2] - Since 2018, the collaboration with China Life Insurance has provided risk coverage amounting to 896.6 billion yuan for 17.93 million women [2] - Since 2011, a total of 232 million yuan in central lottery public welfare funds has been secured, benefiting 23,000 women diagnosed with cancer [2]

Group 1 - The insurance industry is increasingly focusing on women's health by developing inclusive commercial supplementary medical insurance in the context of ongoing health security system construction [1] - The "Ai Ta Bao 2025" product, underwritten by Zhonghui Property Mutual Insurance and co-underwritten by Beijing Life, has officially launched, addressing the lack of specific health coverage for women [2] - The updated version of "Ai Ta Bao" enhances coverage, increases reimbursement rates, introduces a mechanism for coverage of nodule patients, and raises the maximum insurable age to 70 years [2][3] Group 2 - The product maintains a low premium starting at 199 yuan while increasing the total coverage amount to 4.3 million yuan, with an 80% reimbursement rate for medical expenses related to malignant tumors outside of basic medical insurance [2] - A decreasing annual deductible mechanism for non-claiming customers has been established, lowering the actual reimbursement threshold to 4,000 yuan [2] - The product includes a low-cost "fuel package" option to specifically cover six high-risk pregnancy-related issues, filling a gap in conventional commercial insurance for special risks during pregnancy [2]