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平安融易: 深植“科技+金融”基因,激活小微融资引擎
Nan Fang Du Shi Bao· 2025-08-26 03:23
Core Insights - Shenzhen, known as a "miracle city," has evolved its financial sector significantly over 45 years, providing numerous "Shenzhen models" for national financial reform [1] - Ping An Rongyi, a financing service brand under Ping An Group, has played a crucial role in supporting small and micro enterprises through innovative financial solutions [1][3] Group 1: Financial Support and Innovation - An innovative AI robotics company in Shenzhen faced funding bottlenecks during a critical production phase, but received 10 million yuan in financing from Ping An Rongyi, enabling it to successfully deliver its first order worth millions [2] - Ping An Rongyi's "宅e贷" (Home Loan) financing solution was tailored to meet the specific needs of the AI robotics company, demonstrating the company's ability to understand and address the growth challenges of hard-tech enterprises [2] - Since its inception in 2005, Ping An Rongyi has served approximately 709,000 small and micro enterprises nationwide, focusing on manufacturing and livelihood sectors [3] Group 2: Commitment to Inclusive Finance - Ping An Rongyi has embedded the "inclusive finance" ethos into its operations, having served 600,000 small micro enterprise clients in Shenzhen alone by July 2025 [3] - The company has developed a full-process protection system for consumer rights, utilizing AI technology to enhance information disclosure and client data security, achieving a resolution rate of over 86% for customer issues [5] - In 2024, Ping An Rongyi conducted over 20 financial consumer protection education activities, reaching more than 150,000 individuals, particularly focusing on vulnerable groups [5]
平安融易:深植“科技+金融”基因,激活小微融资引擎
Nan Fang Du Shi Bao· 2025-08-26 01:52
Core Insights - Shenzhen has evolved from a blank slate to a thriving financial hub, celebrating its 45th anniversary and serving as a model for national financial reform [2] - Ping An Rongyi, a financing service brand under Ping An Group, has been pivotal in supporting small and micro enterprises through innovative financial solutions [3] Group 1: Company Overview - Ping An Rongyi has been a pioneer in inclusive finance since 2005, focusing on small loans and supporting the growth of numerous small and micro enterprises [3][5] - The company has developed a unique service model combining technology and finance, offering products like "AI+O2O" services and various differentiated financing solutions [4][5] Group 2: Financial Impact - A case study highlights an AI robotics company that received 10 million yuan in funding from Ping An Rongyi, enabling it to overcome cash flow challenges and successfully deliver its first major order within three months [4] - As of July 2025, Ping An Rongyi has served 600,000 small and micro enterprise clients in Shenzhen, with a total of 7.09 million clients nationwide, primarily supporting the manufacturing and livelihood sectors [5] Group 3: Consumer Protection and Education - Ping An Rongyi has established a comprehensive consumer protection system, utilizing AI technology to enhance information disclosure and client data security, achieving a resolution rate of over 86% for customer issues [6] - The company actively engages in financial consumer education, particularly targeting vulnerable groups, and has conducted over 20 financial consumer protection events, reaching more than 150,000 individuals this year [6]