非遗与金融结合

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泸州银行创新信贷模式:非遗技艺与名优老窖池成白酒企业“信用密码”
He Xun Wang· 2025-06-30 03:35
Core Viewpoint - The liquor industry is leveraging its rich cultural heritage to create new financial value, with Luzhou Bank integrating intangible cultural heritage into its credit assessment system to identify stable business operations and market growth potential for eligible liquor enterprises [1]. Group 1: Cultural Heritage and Financial Innovation - Luzhou Bank has innovatively incorporated non-material cultural heritage and recognized standards for quality old fermentation pits into its credit evaluation system, providing new financing channels for eligible liquor enterprises [1]. - A local liquor company, facing a "no collateral" dilemma due to bankruptcy proceedings of its original distillery, received a credit loan of 3 million yuan from Luzhou Bank based on its cultural qualifications, which include a traditional brewing technique recognized as a non-material cultural heritage and a fermentation pit over 40 years old [2]. Group 2: Impact on Similar Enterprises - The successful implementation of this innovative model has quickly benefited similar enterprises, with another liquor company receiving a 3 million yuan credit loan from Luzhou Bank based on its cultural qualifications and operational strength, ensuring the purchase of raw materials and timely order fulfillment [3]. - By recognizing and supporting liquor enterprises with cultural heritage and development potential, Luzhou Bank not only addresses immediate financial needs but also revitalizes ancient brewing culture, injecting strong financial momentum into the prosperity of the Luzhou liquor industry [3].