Core Insights - The article introduces a 4-Factor Dividend Growth Strategy as an alternative to the Schwab U.S. Dividend Equity ETF (SCHD) [1] - The author has over 10 years of experience in the investment field, starting as an analyst and advancing to a management role [1] Group 1 - The 4-Factor Dividend Growth Strategy is presented as a customized investment approach for dividend investing [1] - The author holds a master's degree in Analytics and a bachelor's degree in Accounting, indicating a strong educational background in finance [1] Group 2 - The article emphasizes the author's personal interest in dividend investing, suggesting a passion for the subject matter [1]