PensionBee warns that late starters may need strategies beyond savings alone to minimize retirement shortfall NEW YORK, March 11, 2026 (GLOBE NEWSWIRE) -- Americans who take full advantage of the IRS super catch-up provisions, which further expand 401(k) contribution limits for older Americans, may still retire $120,000 behind peers who started saving earlier, finds PensionBee. The analysis shows that a 50-year-old who maximizes 2026 catch-up and super catch-up limits could contribute over $505,500 out of p ...