You can always get an estimate of your future benefits based on your current credits by asking the SSA directly. However, at age 55 with $80,000 per year in earnings, if you retire at age 67 and maintain that income you are likely to collect about $3,533 per month/$42,406 per year in benefits. This is the basis of your retirement budget. You will receive this amount, adjusted each year for inflation, for the rest of your life. If you delay collecting benefits, you can increase this amount up to a maximum of ...