Q4 and Full Year 2025 Result Presentation Strictly Private and Confidential Disclaimer March 2026 This presentation has been prepared by Qfin Holdings, Inc. (the "Company") solely for information purpose. By viewing or accessing the information contained in this material, you hereby acknowledge and agree that no representations, warranties or undertakings, express or implied, are made by the Company or any of its directors, shareholders, employees, agents, affiliates, advisors or representatives as to, and ...