Core Viewpoint - Bill Holdings (NYSE:BILL) is at a critical juncture in its trading phase, specifically Phase 7 of the Adhishthana Cakra formation, which will determine its future price movement [1][7]. Group 1: Chart Analysis - The Adhishthana Principles indicate that stocks typically form a Cakra structure between Phases 4 and 8, which usually has bullish implications [2]. - Bill Holdings entered Phase 4 in January 2023 and is currently in Phase 7, near the lower arc of the Cakra formation [3]. - The lower bound of the Cakra, between $35–40, is a key technical parameter, having provided support six times [6]. Group 2: Potential Outcomes - Two potential outcomes exist: a bullish reversal from the lower bound leading to a gradual rise through Phase 8, or a bearish breakdown below the lower bound, resulting in a significant decline known as the Move of Pralaya [5][9]. - The bullish scenario would allow the stock to move towards $75–80 before a potential breakout in Phase 9, which begins in June 2026 [6][10]. Group 3: Investor Sentiment - Institutional positioning remains overweight, indicating comfort with current valuations, but the decisive breakout is still months away [8]. - Current holders should monitor the lower arc closely, as a decisive break could lead to a bearish trend, while potential buyers may find a good risk-reward opportunity if the stock holds support [10].