Photo by Madeline Gray for The Washington Post via Getty Images All-cash buyers are reshaping America's real estate market. Key Takeaways All-cash buyers made up almost 33% of all housing sales in the first half of 2025, continuing a pandemic-era trend that has frustrated other buyers, according to a Realtor.com report. High mortgage rates have made it difficult for many would-be buyers to break into the market, giving an advantage to buyers with significant housing equity or high wealth. More than h ...