Group 1 - The author has adopted a conservative stance towards Business Development Company (BDC) investments while maintaining a structural bullish outlook on the sector [1] - The author has a significant portion of their portfolio allocated to BDC investments, indicating a strong belief in the long-term potential of the sector [1] Group 2 - Roberts Berzins has over a decade of experience in financial management, focusing on helping top-tier corporates with financial strategies and large-scale financings [1] - Berzins has contributed to institutionalizing the Real Estate Investment Trust (REIT) framework in Latvia to enhance liquidity in pan-Baltic capital markets [1] - His policy-level work includes developing national State-Owned Enterprise (SOE) financing guidelines and frameworks to channel private capital into affordable housing [1]