Core Insights - The article discusses strategies for investing $100,000 to generate long-term income over at least 30 years, emphasizing the importance of a tailored investment approach [1][2]. Group 1: Financial Advisory - Consulting a financial advisor is crucial to assess the overall financial situation, including time horizon, risk tolerance, existing savings, and other income sources [3]. - The investment strategy should vary based on the investor's life stage; retirees may need a conservative approach focused on steady income, while those still working might take on more risk for higher returns [4]. Group 2: Investment Strategy - Diversification is highlighted as a key strategy for long-term income, spreading investments across different asset classes to reduce overall risk and ensure a stable income stream [5]. - A balanced investment approach is recommended, with the majority of funds allocated to a diversified portfolio of stocks, bonds, and income-oriented assets, while a smaller portion can be invested in higher-risk options for potentially higher returns [6].