Workflow
Basel Ratio
icon
Search documents
CAIXA: RECURRING NET INCOME OF R$15.5 BILLION IN 2025, REPRESENTING YEAR-OVER-YEAR GROWTH OF 10.4%
Prnewswire· 2026-03-05 04:10
Financial Performance - Recurring Net Income of R$15.5 billion in 2025, up 10.4% YoY [1] - Accounting Net Income of R$16.1 billion in 2025, up 18.7% YoY [1] - Recurring ROE reached 10.7% as of Dec25, an increase of 0.3 p.p. over 12 months [1] - Financial Margin reached R$66.8 billion in 2025, up 8.4% YoY [1] Asset and Loan Portfolio - CAIXA Assets totaled R$2.2 trillion as of Dec25, up 9.5% YoY [1] - Total Loan portfolio reached a balance of R$1.378 trillion as of Dec25, up 11.5% YoY [1] - Total Loan Origination of R$690.2 billion in 2025, up 12.2% YoY [2] - Mortgage Loan Portfolio balance of R$938.0 billion as of Dec25, up 13.0% YoY [3] - CAIXA holds a market share of 67.7% in the mortgage loan segment as of Dec25 [3] - Mortgage loan origination totaled R$246.4 billion in 2025, up 10.2% YoY [3] - The Infrastructure and Sanitation loan portfolio reached a balance of R$110.2 billion as of Dec25, up 1.0% YoY [3] - Balance of R$111.7 billion in Payroll-deductible Loans as of Dec25, up 10.0% YoY and accounting for 73.5% of the individual commercial loan portfolio [3] - CAIXA's market share in Payroll-deductible Loans totaled 15.2% [3] - Balance of R$62.9 billion in Agribusiness Loans as of Dec25, up 0.6% YoY [4] Funding and Deposits - Balance of R$1.902 trillion in Total Funding as of Dec25, up 10.0% YoY [4] - Balance of R$396.2 billion in savings deposits as of Dec25, up 2.8% compared to Dec24, reaching a 38.8% market share [4] Risk and Capital Ratios - Delinquency Rate of 3.07% as of Dec25, up 1.09 p.p. YoY [5] - Basel Ratio of 16.4% and Tier I Capital of 15.0% as of Dec25, remaining 4.9 p.p. and 5.5 p.p. above the minimum regulatory requirements, respectively [5]