Core Insights - The article discusses common recurring bills that adults often overlook and provides strategies to manage and reduce these expenses Group 1: Common Recurring Bills - Major recurring expenses include mortgage, rent, car payments, child care costs, and credit card bills, which are typically prioritized in budgeting [1] - Smaller bills, such as cable, internet, cell phone, and car insurance, can be easily forgotten but still impact monthly budgets [2][3] Group 2: Strategies for Reducing Bills - For cable and internet, average costs range from $70 to $80 per month for cable and $75 to $80 for internet; options to lower these bills include shopping around, opting for lower-tier services, or purchasing a modem instead of renting [4] - Cutting cable in favor of streaming services can lead to savings, but excessive streaming subscriptions can negate these savings; it is advisable to cancel rarely used subscriptions [5] - The average monthly cell phone bill is $141; strategies to reduce this include setting up autopay for discounts, shopping for cheaper plans, and using Wi-Fi to avoid overage fees [6][7] - Car insurance averages about $2,670 annually ($223 monthly) for full coverage; discounts may be available for autopay or paperless billing, and shopping around for better rates is recommended [6][7]