Quick Read Delaying Social Security from 67 to 70 increases monthly benefits by 24% with break-even around age 82. Personal savings rates dropped from 6.2% in Q1 2024 to 4.2% by Q3 2025, limiting ability to delay claiming. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Suze Orman has long advised Americans to delay claiming Social Security until age 70, arguing that the guaranteed 8% annual benefit ...