Refinancing can allow you to change your mortgage loan’s terms, payment, or interest rate — and often, it requires strategic timing to get it right. But what if your loan is fairly new? Can you still refinance and take advantage of lower rates if they come around? It’s certainly possible — but it depends on the type of mortgage loan you have, as well as your lender’s requirements. Here’s what to know if you’re considering refinancing soon. How soon can you refinance a mortgage after buying a home? Refin ...