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Can We Retire at 65 With $750k in a Roth IRA and $1,800 Monthly Social Security?
Yahoo Financeยท 2025-09-24 14:00
Core Insights - The article discusses whether a $750,000 Roth IRA combined with $1,800 in monthly Social Security benefits is sufficient for retirement, suggesting that it may be adequate for many individuals based on median income and the 10x rule [1][2] Group 1: Retirement Planning - The adequacy of a $750,000 Roth IRA and $1,800 in Social Security benefits depends on individual financial management and retirement expectations [2] - Continuous investment is highlighted as a critical factor often overlooked in retirement planning, with a warning against relying solely on savings [3] Group 2: Income Generation - Investing in income-producing assets, such as real estate, is recommended to enhance retirement quality and provide additional income streams [3] - A "bucket" approach is suggested for managing risk, where a portion of the portfolio is allocated to safe assets like annuities or bonds to ensure reliable income [5][6] Group 3: Financial Advisory - Engaging with a financial advisor is encouraged for building a retirement income plan and identifying new income streams [3][5]