SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. Can you retire at 65 with $750,000 in a Roth IRA and $1,800 in monthly Social Security? Based on median incomes and the 10x rule, most people will need about $740,000 to finance a secure retirement. So in theory, a $750,000 Roth IRA and $1,800 in Social Security benefits will be enough for many individuals to retire. But there are many things to consider to ensure sustained comfort throughout retirement b ...