Hitting your 60s is often seen as the golden era — retirement is either around the corner or already here, the kids are grown, and ideally, decades of hard work are finally paying off. But this stage of life can also come with a fair share of “if only I had…” financial realizations. From missed savings opportunities to unexpected expenses, the lessons that surface around this time can be both sobering and eye-opening. Trending Now: Warren Buffett’s Top 5 Strategies for Building Wealth as a Boomer For You: ...

A recent episode of “The Ramsey Show” featured Doug from Connecticut, who called in to ask a question that many listeners might relate to: Should he use his savings to pay off a 0% interest car loan? Doug shared that he’s single, 45 years old, and earns between $140,000 and $160,000 a year. He has $280,000 in retirement savings, $23,000 in a high-yield emergency fund earning 4% interest, no credit card debt, and a mortgage. But there’s one catch: he still owes $26,000 on a car loan. Don't Miss: Caller St ...