Core Insights - The Garbers have specific cash flow and ROI goals for their rental properties, aiming for immediate cash flow and a payback period of three to six years for their initial investment [1][2] Investment Strategy - The couple began investing in rental properties in 2020 to create an additional revenue stream and achieve financial independence, currently owning 28 units across 15 properties as of 2025, with an average cash-on-cash return exceeding 20% [2][7] - Their investment criteria, or "buy box," includes properties located close to their home in Brevard County, Florida, which is experiencing appreciation and high demand [3][4] - They focus on affordable housing, preferring to rent at or below market rates to attract a larger pool of tenants and ensure tenant satisfaction, which in turn helps maintain the properties [5] - The Garbers seek undervalued properties, adhering to the principle that "you make money on the buy," and look for properties that have been on the market for a while or require cosmetic renovations [5][6]