Core Points - The article discusses the process of selling a vehicle that has a lien on it, emphasizing that while the lien holder has a financial interest, the vehicle owner retains practical ownership [14][24]. - Several methods are outlined for selling a car with a lien, including selling through an auto dealer, executing the sale at the lender's office, having the buyer pay the lender directly, or using an escrow account [26]. Selling Methods - **Sell Through an Auto Dealer**: This method is convenient as dealers handle the lien holder directly, but trade-in values are typically lower than private sales [6][8]. - **Execute the Sale at the Lender's Office**: This is the fastest way to pay off the loan and transfer ownership, but may not be convenient for all parties involved [10][12]. - **Lien Paid by the Buyer**: The buyer can pay the lender directly, which provides assurance that the lien will be cleared, but may delay the seller receiving any excess funds from the sale [13][16]. - **Use an Escrow Account**: This method involves a neutral third party holding funds until the transaction is complete, adding security for both parties, though it incurs additional fees [17][18]. Understanding Liens - A lien holder is a party with a legal interest in the vehicle, allowing them to seize the car if loan obligations are not met [21][23]. - The lien acts as security for the lender, preventing the vehicle owner from selling or disposing of the car without the lien holder's permission [22][24]. - To remove a lien holder, proof of loan satisfaction must be provided, typically by paying off the loan [25].