Katie and her husband make $147,000 a year, almost double the average U.S. household income of $74,000. But they’re “upside down” in car debt, so the 41-year-old called into The Ramsey Show for advice. The couple and their twin 15-year-olds live in Alabama. Katie said they’re on Baby Step 2 of Dave Ramsey’s approach — paying off all debt, from smallest to largest. She told (1) co-hosts George Kamel and Jade Warshaw that she’s been working 25 hours’ overtime every week to do it, and they’ve trimmed their ...