Market experts believe that the worst of the MSTR stock correction could be behind us, and recovery could begin anytime soon. The optimism comes as Strategy chairman Michael Saylor announced on Dec. 22 that the firm has increased its USD reserves to $2.19 billion. Furthermore, data shows that the institutional ownership of MSTR shares has increased over the past month. MSTR Stock Recovery Can Happen Anytime Crypto market commentator Fred Krueger said Strategy (MSTR) is now trading at a relatively modest ...

Looks like Saylor didn't buy Bitcoin last week, instead adding $748M to its cash reservesMichael Saylor (@saylor):Strategy has increased its USD Reserve by $748 million and now holds $2.19 billion and ₿671,268. https://t.co/EPtguJfWxR ...

Core Insights - Individuals preparing for retirement in 2026 face critical decisions regarding Social Security claims, Medicare enrollment, and investment portfolio management [1] Investment Strategy - Many retirees consider reducing stock exposure to minimize portfolio volatility, but this may be a mistake as stocks are essential for long-term growth [2] - Maintaining a stock investment is crucial to ensure sufficient withdrawals from retirement accounts like IRAs or 401(k) plans [2] Cash Reserves - It is advisable for retirees to keep cash reserves equivalent to two years of living expenses to weather potential stock market downturns [4][5] - For example, if annual expenses are projected at $60,000, maintaining $120,000 in cash is recommended [4] - This strategy allows retirees to avoid selling investments during market declines, thereby preserving their savings [5] Cash Management - Cash reserves should not remain idle; retirees are encouraged to utilize high-yield savings accounts or CD ladders to earn interest on their cash [6] - The amount of cash needed should be influenced by portfolio composition, Social Security benefits, and individual risk tolerance [6]

Core Insights - Personal finance expert Humphrey Yang shared three financial strategies to enhance financial health before the end of 2025, targeting his 3.4 million TikTok followers [1][2] Group 1: Financial Strategies - Maxing out 401(k) match is highlighted as the "easiest and highest ROI move," with an average employer contribution of 4.8% [3][4] - Approximately 34% of individuals do not fully utilize their 401(k) match, which is considered "free money" [4] - For those without a 401(k) match, maxing out contributions to a Roth IRA or other retirement accounts is recommended [4] Group 2: Tax Strategies - Tax-loss harvesting is advised as a method to offset gains from profitable investments by selling stocks at a loss, which must be completed by December 31 [5][6] - This strategy can help reduce federal income tax liabilities and potentially offset ordinary income if capital losses exceed gains [6] Group 3: Cash Management - Individuals are encouraged to assess their liquid cash reserves to prepare for emergencies, aiming for an emergency fund that covers three to six months of expenses [7] - This cash can also be utilized to manage rising costs anticipated in 2026 [7]

Core Insights - The article discusses the poor financial advice generated by an AI chatbot, Grok, highlighting the risks of following such advice without expert consultation [1][2][3] Group 1: AI's Poor Financial Advice - Grok's worst financial advice includes liquidating all assets and investing in a single speculative penny stock based on social media tips [2] - Additional poor advice includes maxing out high-interest credit cards for unnecessary luxury goods and quitting a job to day-trade full-time without experience [3] Group 2: Expert Countermeasures - Financial experts emphasize the importance of diversification in investments to mitigate risks, suggesting a mix of equities, fixed income, and cash reserves [4][5] - Experts recommend maintaining an emergency fund of three to six months' worth of expenses to avoid selling investments during unfavorable market conditions [6]

South Africa’s National Treasury said it’s considering tapping the Eurobond market to replenish cash reserves after it repaid a $2 billion bond that matured this week https://t.co/IF4t6sNpl8 ...