The child-focused savings vehicles known as “Trump Accounts” are scheduled to begin operating on July 4, per the U.S. Treasury Department. However, many details about how they will operate remain open questions. Here’s what’s known about the Trump Accounts as of late February 2026. Start Date for Contributions Contributions to Trump Accounts will not be permitted before the July 4 start date, according to the IRS. However, the accounts can be opened as soon as you file your tax return simply by checking ...